Jul 25, 2016, 12:23 pm
Last edit by: oopl
7/16: New changes that will take effect on 7/23.
1. The following benefits will be changed effective July 23, 2017:
- Loss of AA Admirals Club Access (Effectively immediately if the account is opened on or after 09/01/2016. See Post 296.
- $0.0125 per each TY points for airfare redemptions at thankyou.com.
- Loss of Complimentary International & Domestic Golf
- 4th Night benefit will be based on the average nightly rate of your complete stay for reservations made on or after July 23, 2017. Taxes will no longer be included within the statement credit.
2. $100 Annual Fee Reduction will be extended to Citi Priority if you are currently a Citigold client and you are impacted by the increase in minimum balance and downgrade.
- 4th night free bookable online at thankyou.com (benefit applied as discount at checkout)
- Cash out TY at 1 cpp
- metal card
- 75,000 TY for $7,500 spend signup bonus
1. The following benefits will be changed effective July 23, 2017:
- Loss of AA Admirals Club Access (Effectively immediately if the account is opened on or after 09/01/2016. See Post 296.
- $0.0125 per each TY points for airfare redemptions at thankyou.com.
- Loss of Complimentary International & Domestic Golf
- 4th Night benefit will be based on the average nightly rate of your complete stay for reservations made on or after July 23, 2017. Taxes will no longer be included within the statement credit.
2. $100 Annual Fee Reduction will be extended to Citi Priority if you are currently a Citigold client and you are impacted by the increase in minimum balance and downgrade.
Citi Prestige benefit and reward changes effective July 23, 2017
Sep 29, 2016, 10:46 am
#331
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Prestige ... electronics for 2 year extended warranty,
http://www.flyertalk.com/forum/27274227-post190.html
Sep 29, 2016, 11:07 am
#332
Join Date: Dec 2013
Programs: Cards: JPMR, United Quest, Chase Ink Bus Cash, Chase Freedom U, Citi Costco, AmEx Blue
Posts: 391
Fair point, but less travel credit. I guess it might be a toss-up if I had the CSR, but since I have the JPMR version, I'm really happy to get United Club.
At any rate, I think a lot will be cancelling. Some of it's really for the principle of the thing. It feels a bit like bait and switch. All these points are going to be worth less, and you don't get some of the great features. To cut all of that and not drop the fee, so disappointing…
At any rate, I think a lot will be cancelling. Some of it's really for the principle of the thing. It feels a bit like bait and switch. All these points are going to be worth less, and you don't get some of the great features. To cut all of that and not drop the fee, so disappointing…
Sep 29, 2016, 11:51 am
#333
Original Member
Join Date: May 1998
Location: NYC
Programs: AA 2MM, Bonvoy LTT, Hilton Diamond
Posts: 14,639
Chase also rewards a broad travel category, as does Citi Premier, but Prestige picks up only airline, hotel and agency. The gap may be important if you use a significant amount of auto rental or car service. Paying for a cruise might also be missed if the transaction is billed by the line rather than an agency.
I have a hesitation about this, explained here:
http://www.flyertalk.com/forum/27274227-post190.html
I have a hesitation about this, explained here:
http://www.flyertalk.com/forum/27274227-post190.html
Easy to justify Plat living in a Centurion Lounge city.
Frequent flying easily justify Prestige due to the "shorter" Prestige trip delay window. Combined that with just one use of 4th night free, the card literally is $0 annual fee. Actually profiting from the Prestige card from multiple 4th night free.
Last edited by seawolf; Sep 29, 2016 at 11:59 am
Sep 29, 2016, 11:55 am
#334
Join Date: Dec 2013
Programs: Cards: JPMR, United Quest, Chase Ink Bus Cash, Chase Freedom U, Citi Costco, AmEx Blue
Posts: 391
Alright, so on the subject. I'm not going to keep both the Prestige and JP Morgan Reserve, for the reasons I mentioned. Do you think it's worth downgrading to the Premier Citi instead of Preferred?
Sep 30, 2016, 10:17 am
#335
Join Date: Jun 2014
Location: TPA
Programs: BA Silver; Hilton Gold; IHG Diamond Ambassador; Marriott Gold
Posts: 2,811
Chase also rewards a broad travel category, as does Citi Premier, but Prestige picks up only airline, hotel and agency. The gap may be important if you use a significant amount of auto rental or car service. Paying for a cruise might also be missed if the transaction is billed by the line rather than an agency.
I have a hesitation about this, explained here:
http://www.flyertalk.com/forum/27274227-post190.html
I have a hesitation about this, explained here:
http://www.flyertalk.com/forum/27274227-post190.html
Sep 30, 2016, 1:36 pm
#338
Join Date: Jan 2016
Programs: Ink/Sapphire/Freedom/SPG
Posts: 338
Agree that CSR gives bonus points for wider range. To me CSR is competing with CSP (and Citi Premier) not Prestige or AMEX Plat for the reasons in my prior posts as the two later cards each have their unique benefits.
Easy to justify Plat living in a Centurion Lounge city.
Frequent flying easily justify Prestige due to the "shorter" Prestige trip delay window. Combined that with just one use of 4th night free, the card literally is $0 annual fee. Actually profiting from the Prestige card from multiple 4th night free.
Easy to justify Plat living in a Centurion Lounge city.
Frequent flying easily justify Prestige due to the "shorter" Prestige trip delay window. Combined that with just one use of 4th night free, the card literally is $0 annual fee. Actually profiting from the Prestige card from multiple 4th night free.
Oct 1, 2016, 9:27 am
#339
Join Date: Sep 2005
Location: San Francisco area
Programs: AA EXP, Marriott T
Posts: 455
Through dozens of the devaluations of the priority pass program since I first got this card in 2007 (anybody remember getting those amazing $7k bus class Modesto to Almaty tickets on Expedia with fixed point cost!), this card has been the best deal for me probably because of one thing.....I spend a ton on business travel with it, probably $3-$5k/mo. Looking ahead at that with latest devaluation, I still get a pretty good deal especially being able to redeem miles at QR (80k for one way bus to Asia) or just buy a plane ticket outright. If I did not spend that much on travel, this card is a terrible deal compared to other options.
Oct 19, 2016, 10:48 pm
#340
Join Date: Jan 2016
Location: LAX/JFK/SFO
Programs: Amex Plat, Hyatt, IHG cards
Posts: 120
I saw one (not necessarily correct) credit enthusiast write that people who applied on or after 9.1.16 don't get the 1.33 general airfare or 1.6 AA redemption options, but are instead only getting 1.25 cpp.
Mine's older and in the "grandfathered for another nine months" category, but I'm curious if these alleged redemption changes for new accounts have been already discredited, or if there might be some truth to them.
I think it would be useful information for the wiki, if true.
Mine's older and in the "grandfathered for another nine months" category, but I'm curious if these alleged redemption changes for new accounts have been already discredited, or if there might be some truth to them.
I think it would be useful information for the wiki, if true.
Oct 20, 2016, 3:43 pm
#341
Join Date: Jun 2014
Location: TPA
Programs: BA Silver; Hilton Gold; IHG Diamond Ambassador; Marriott Gold
Posts: 2,811
I saw one (not necessarily correct) credit enthusiast write that people who applied on or after 9.1.16 don't get the 1.33 general airfare or 1.6 AA redemption options, but are instead only getting 1.25 cpp.
Mine's older and in the "grandfathered for another nine months" category, but I'm curious if these alleged redemption changes for new accounts have been already discredited, or if there might be some truth to them.
I think it would be useful information for the wiki, if true.
Mine's older and in the "grandfathered for another nine months" category, but I'm curious if these alleged redemption changes for new accounts have been already discredited, or if there might be some truth to them.
I think it would be useful information for the wiki, if true.
Oct 20, 2016, 4:02 pm
#342
Join Date: Dec 2015
Posts: 530
People say CSR is superior but to me Prestige is perfect. Prestige is THE premium product for students and low income folks. It can cost $100. Plus I annually put 10k+ on Access More through Plastiq and at the end, if I were to cash TYP outright, I would actually profit $5.
The nerfs to the program is unfortunate but not enough for me to downright cancel it.
The nerfs to the program is unfortunate but not enough for me to downright cancel it.
Oct 20, 2016, 8:30 pm
#343
FlyerTalk Evangelist
Join Date: Jul 2008
Location: IAH
Programs: DL DM, Hyatt Ist-iest, Stariott Platinum, Hilton Diamond
Posts: 12,793
People say CSR is superior but to me Prestige is perfect. Prestige is THE premium product for students and low income folks. It can cost $100. Plus I annually put 10k+ on Access More through Plastiq and at the end, if I were to cash TYP outright, I would actually profit $5.
The nerfs to the program is unfortunate but not enough for me to downright cancel it.
The nerfs to the program is unfortunate but not enough for me to downright cancel it.
Personally I'm cancelling my Prestige when the AF comes due next summer because the value won't be there in the post deval world. But that's my read on the value. YMMV.
Oct 20, 2016, 8:55 pm
#344
Join Date: Dec 2013
Programs: Cards: JPMR, United Quest, Chase Ink Bus Cash, Chase Freedom U, Citi Costco, AmEx Blue
Posts: 391
I'll probably be converting down to a card without an AF.
Don't you pay 2.5% to put it on the card with Plastiq? I'd enjoy using Plastiq if I could run it at 1% TYP or UR, but isn't this just a drain over using the checking? I know this is a tangent, so if there's a lot on this, we could take it to the Plastiq thread, but I'm not sure how you're using the Prestige.
Don't you pay 2.5% to put it on the card with Plastiq? I'd enjoy using Plastiq if I could run it at 1% TYP or UR, but isn't this just a drain over using the checking? I know this is a tangent, so if there's a lot on this, we could take it to the Plastiq thread, but I'm not sure how you're using the Prestige.
Oct 21, 2016, 10:42 am
#345
Join Date: Mar 2006
Location: SAN
Programs: DL MM, Marriott LT Titanium, AA EXP, Avis Chairmans
Posts: 1,399
As long as the 4th night free continues, this card is a keeper. I travel for business extensively, probably 75% of the time. I've gotten thousands back in rebates just this year alone. Next year's exclusion of taxes is a bummer, though.
If they axe the 4th night free in the future, then ya, probably would cancel my card. Or if my company forces us to book hotels through our travel portal. As long as I can milk the rebates, I'm dancing all the way to the bank.
If they axe the 4th night free in the future, then ya, probably would cancel my card. Or if my company forces us to book hotels through our travel portal. As long as I can milk the rebates, I'm dancing all the way to the bank.