Jul 25, 2016, 12:23 pm
Last edit by: oopl
7/16: New changes that will take effect on 7/23.
1. The following benefits will be changed effective July 23, 2017:
- Loss of AA Admirals Club Access (Effectively immediately if the account is opened on or after 09/01/2016. See Post 296.
- $0.0125 per each TY points for airfare redemptions at thankyou.com.
- Loss of Complimentary International & Domestic Golf
- 4th Night benefit will be based on the average nightly rate of your complete stay for reservations made on or after July 23, 2017. Taxes will no longer be included within the statement credit.
2. $100 Annual Fee Reduction will be extended to Citi Priority if you are currently a Citigold client and you are impacted by the increase in minimum balance and downgrade.
- 4th night free bookable online at thankyou.com (benefit applied as discount at checkout)
- Cash out TY at 1 cpp
- metal card
- 75,000 TY for $7,500 spend signup bonus
1. The following benefits will be changed effective July 23, 2017:
- Loss of AA Admirals Club Access (Effectively immediately if the account is opened on or after 09/01/2016. See Post 296.
- $0.0125 per each TY points for airfare redemptions at thankyou.com.
- Loss of Complimentary International & Domestic Golf
- 4th Night benefit will be based on the average nightly rate of your complete stay for reservations made on or after July 23, 2017. Taxes will no longer be included within the statement credit.
2. $100 Annual Fee Reduction will be extended to Citi Priority if you are currently a Citigold client and you are impacted by the increase in minimum balance and downgrade.
Citi Prestige benefit and reward changes effective July 23, 2017
May 26, 2017, 6:29 pm
#481
FlyerTalk Evangelist
Join Date: Jul 2008
Location: IAH
Programs: DL DM, Hyatt Ist-iest, Stariott Platinum, Hilton Diamond
Posts: 12,792
Can you please explain your reasoning behind that a little bit more?
The Dividend card is worthless now IMHO. I remember Citi offered bonuses on home improvement stores in the middle of a winter... Because I'm sure everyone will go out and buy all of the parts to build a brand new deck in January. The categories are useless... You're better off replacing it with a Double Cash or even the AT&T card.
The Dividend card is worthless now IMHO. I remember Citi offered bonuses on home improvement stores in the middle of a winter... Because I'm sure everyone will go out and buy all of the parts to build a brand new deck in January. The categories are useless... You're better off replacing it with a Double Cash or even the AT&T card.
Also looking out the 2017 calendar I see Hilton in Q3 (which is generally my hotel chain of choice since I have Diamond status) and department stores in Q4 which is always good for Christmas shopping.
And since Citi allows you to have multiple of the same card, each Dividend card is another $300/yr. I used to have a DoubleCash and I never used it once. I only wound up with it because I was closing a Hilton card and wanted to PC it to something and they wouldn't let me PC to the Costco card. I have since PC'd the DoubleCash to a Costco card after Citi changed its PC rules to allow you to PC into a Costco card.
May 26, 2017, 9:51 pm
#482
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
Meh, as to the bolded that's your opinion; I don't mind MSing on a 5% category and drug stores are super easy for that. I'd rather MS for 5% URs on my Chase Freedom, but 5% cash isn't too shabby either.
Also looking out the 2017 calendar I see Hilton in Q3 (which is generally my hotel chain of choice since I have Diamond status) and department stores in Q4 which is always good for Christmas shopping.
And since Citi allows you to have multiple of the same card, each Dividend card is another $300/yr. I used to have a DoubleCash and I never used it once. I only wound up with it because I was closing a Hilton card and wanted to PC it to something and they wouldn't let me PC to the Costco card. I have since PC'd the DoubleCash to a Costco card after Citi changed its PC rules to allow you to PC into a Costco card.
Also looking out the 2017 calendar I see Hilton in Q3 (which is generally my hotel chain of choice since I have Diamond status) and department stores in Q4 which is always good for Christmas shopping.
And since Citi allows you to have multiple of the same card, each Dividend card is another $300/yr. I used to have a DoubleCash and I never used it once. I only wound up with it because I was closing a Hilton card and wanted to PC it to something and they wouldn't let me PC to the Costco card. I have since PC'd the DoubleCash to a Costco card after Citi changed its PC rules to allow you to PC into a Costco card.
Drug stores seem to be more expensive than their grocery store counterparts, unless of course you frequently buy Rx medication, so getting 5% back really isn't worth it to me. Example: Degree deodorant at a grocery store can run for $3 while one at a drug store would cost $3.99. The $.16 in extra cash back isn't worth it (20 cents with a 5% card - 4 cents with a 1% card). The additional cost applies to many items.
May 26, 2017, 10:04 pm
#483
FlyerTalk Evangelist
Join Date: Jul 2008
Location: IAH
Programs: DL DM, Hyatt Ist-iest, Stariott Platinum, Hilton Diamond
Posts: 12,792
I wouldn't apply for for two of the same cards just to get $300/year out of each one, but you're entitled to your own freedoms to do so if you please.
Drug stores seem to be more expensive than their grocery store counterparts, unless of course you frequently buy Rx medication, so getting 5% back really isn't worth it to me. Example: Degree deodorant at a grocery store can run for $3 while one at a drug store would cost $3.99. The $.16 in extra cash back isn't worth it (20 cents with a 5% card - 4 cents with a 1% card). The additional cost applies to many items.
Drug stores seem to be more expensive than their grocery store counterparts, unless of course you frequently buy Rx medication, so getting 5% back really isn't worth it to me. Example: Degree deodorant at a grocery store can run for $3 while one at a drug store would cost $3.99. The $.16 in extra cash back isn't worth it (20 cents with a 5% card - 4 cents with a 1% card). The additional cost applies to many items.
May 26, 2017, 10:05 pm
#484
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
I mean this as nicely as possible, but you're completely missing the entire point of this. First off, you can't actually apply for the Dividend anymore. Second, I'm product changing from one card to another, preserving my original account open date for AAoA reasons and my credit limit. Third, you think I actually spend money at drug stores? haha. I'm buying gift cards to turn into money orders.
That is a good point about the gift cards. I guess I'm spoiled with the vastly larger selection on Amazon and at Wegmans (where I get 4.5 MR points up to $6,000 per year).
May 27, 2017, 9:26 pm
#485
Join Date: Nov 2014
Location: USA
Posts: 1,084
I'm keeping Prestige for the travel coverage. For net $100 cost it's a no brainer for me
I've always appreciated the 3h delay coverage and extended coverage reasons.
My latest experience w CSR coverage reinforced it even more
http://www.flyertalk.com/forum/28368726-post255.html
I've always appreciated the 3h delay coverage and extended coverage reasons.
My latest experience w CSR coverage reinforced it even more
http://www.flyertalk.com/forum/28368726-post255.html
May 28, 2017, 1:14 pm
#486
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Moderator action
Tangential discussion of Prestige Priority Pass membership has been moved:
http://www.flyertalk.com/forum/citi-...embership.html
http://www.flyertalk.com/forum/citi-...embership.html
May 28, 2017, 3:44 pm
#487
Join Date: Sep 2011
Location: SNA
Programs: AA EXP, Hilton Diamond, Hyatt Globalist, IHG Plat, Marriott Gold, National EE
Posts: 1,204
I'm keeping Prestige for the travel coverage. For net $100 cost it's a no brainer for me
I've always appreciated the 3h delay coverage and extended coverage reasons.
My latest experience w CSR coverage reinforced it even more
http://www.flyertalk.com/forum/28368726-post255.html
I've always appreciated the 3h delay coverage and extended coverage reasons.
My latest experience w CSR coverage reinforced it even more
http://www.flyertalk.com/forum/28368726-post255.html
May 28, 2017, 7:26 pm
#488
FlyerTalk Evangelist
Join Date: Jul 2008
Location: IAH
Programs: DL DM, Hyatt Ist-iest, Stariott Platinum, Hilton Diamond
Posts: 12,792
I was out golfing at a TPC course this afternoon, incidentally paired up with another guy who booked using the Prestige benefit. He was lamenting the loss of both the golf and Admiral's Club access and said he planned to cancel upon next renewal. Could tell he's probably not the flyertalk type as he didn't know what card he'd replace it with.
Jun 4, 2017, 8:31 pm
#489
Join Date: Mar 2006
Location: SAN
Programs: DL MM, Marriott LT Titanium, AA EXP, Avis Chairmans
Posts: 1,399
Yes, nobody else has a 3 hour minimum. Plus, you can expense up to $500 for a baggage delay all at once. Other cards limit you to $100/day for delayed baggage. CSR is 6 hours with $500 coverage, and $100/day baggage with 5 day max. Amex Plat has no delay coverage.
Jun 5, 2017, 8:16 am
#490
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
I just noticed this today - not that people should be carrying a balance from month to month (aside from long 0% promos) but the Prestige now has a range of APR's rather than variable APR. It used to be only 16.49%.
https://www.citi.com/credit-cards/cr...66761C2L10402W
https://www.citi.com/credit-cards/cr...66761C2L10402W
Jun 5, 2017, 8:52 am
#491
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Jun 5, 2017, 8:59 am
#492
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
Jun 13, 2017, 5:58 pm
#493
Join Date: Sep 2015
Location: San Francisco
Posts: 91
I was out golfing at a TPC course this afternoon, incidentally paired up with another guy who booked using the Prestige benefit. He was lamenting the loss of both the golf and Admiral's Club access and said he planned to cancel upon next renewal. Could tell he's probably not the flyertalk type as he didn't know what card he'd replace it with.
