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Chase Sapphire Preferred (CSP) : 60K , $4k spend, $95 fee. (2013-2023)

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Old Nov 18, 2013, 5:01 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: philemer
Moderator caution: Referral offers -or- links are NOT permitted in any thread in the Chase forum. Instead, see: Credit card referral offers (post only in this thread, read Wikipost first Please do not post ANY application links in the Wikipost or thread, even if you think they are not referral links. If you think there is an extraordinary circumstance where the link is difficult to find elsewhere, consult with a moderator before posting.

What is the best current offer?
A. Beginning April 14, 2022, the public offer has been increased to 80,000 Bonus Points After You Spend $4,000 On Purchases In The First 3 Months From Account Opening. Annual fee [$95] is not waived. This offer is now publicly available. Based on some datapoints, it may be possible to get this offer at your local Chase branch with a one year waiver of the annual fee.


For any CSP offer, be sure to check the pricing details before applying. Normally, the annual fee for the CSP for year 2 and later is $95; however, in mid-2014 and then again more recently, Chase began randomly changing the pricing for some visits to the pages above, with AF as high as $150. If you get a page with that higher pricing, try reloading the page.

Q. Can I apply for this card and earn the bonus after doing so previously?

A. This card is subject to the Chase 5/24 policy. For details, see the wiki and related discussion in Applying for Chase Credit Cards, 2017 onward.

As of August 2018, all Chase Sapphire cards are subject to an additional restriction:
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.
See Sapphire (CSR & CSP) 48 months between bonuses, August 2018 for details and ongoing discussion.

Q. I'm an authorized user for a card issued to my spouse/parent. Does that prevent me from signing up for the same card and earning a bonus?

A. No, being an authorized user does not prevent you from obtaining your own card / bonus.


Q. I just met the spend requirement. When will I receive my signup bonus points?

A. In most cases, your bonus will be credited after the close of the monthly billing cycle in which you meet the spend requirement. (Chase never posts signup bonuses mid-cycle.)

However, owing to a quirk in Chase's system, bonuses associated with charges incurred in the last ~7 days of a billing period may not post until the end of the following billing period. This is true even if the charges appear on your current statement and generate the standard number of points per dollar spent.

Thus, if you meet your bonus spend threshold late in your billing cycle, you may not receive the corresponding signup bonus until the following month. Calling Chase to complain will not change this, so be patient and enjoy your points when they finally appear.

Q. What's the value of a UR point? What are the best redemption options?

A. Because these questions are not specific to the Sapphire Preferred card, see discussion in the following separate threads:
Q. What are the benefits of this card other than UR points?

Benefits Guide https://www.chasebenefits.com/sapphirepreferred

A. See the discussion in Chase Sapphire Preferred Benefits Thread, especially the source documents referenced in the wiki.
Other discussion
Which travel booking sites qualify for 2x points on CSP?

To review previous Sapphire Preferred thread, click HERE.







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Chase Sapphire Preferred (CSP) : 60K , $4k spend, $95 fee. (2013-2023)

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Old Oct 6, 2021, 8:39 am
  #1741  
 
Join Date: Jul 2001
Location: SW Michigan, ex SF Bay Area
Posts: 833
Originally Posted by serpens
There was some thread in the past week, I believe, where someone reported being denied for too many applications after getting three or four applications denied for other reasons in a short time frame. My searching abilities are not adequate to the task of finding that post, but it sounds like a bad idea.
I believe these are the posts to which you refer:
https://www.flyertalk.com/forum/33549292-post662.html
https://www.flyertalk.com/forum/33611538-post682.html
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Old Oct 6, 2021, 9:36 am
  #1742  
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Join Date: Sep 2015
Location: flyover country
Posts: 2,435
Originally Posted by Rare
I believe [this is the post] to which you refer:
https://www.flyertalk.com/forum/33611538-post682.html
That's the one. Thank you.
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Old Oct 6, 2021, 11:18 am
  #1743  
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Join Date: May 2015
Location: BOS, YVR, ZRH
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Posts: 17,410
phew. I got denied for the card when the offer first came out and just applied again, since I now have more than a year (... 1 year 1 month) of credit history in the US - approved!

Glad I got this in before ending of the offer and this will make a fine new everything-spend card, instead of the Hilton Amex I got via Global Transfer.
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Old Oct 6, 2021, 8:44 pm
  #1744  
 
Join Date: Jun 2020
Posts: 123
Originally Posted by lax01
That and they literally won't expedite the CSP (at least when I asked)
I got mine expedited.
IndyHoosier and WasKnown like this.
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Old Oct 6, 2021, 10:29 pm
  #1745  
 
Join Date: Jun 2014
Location: ORD
Posts: 132
Ohhhhhh man, I think the 100K offer is dead. The link in Wiki takes me to a page that says "be back shortly." I downgraded my CSR to CFU last Thursday and stupidly waited until this morning to try an app. I used a referral link i found on Reddit. The "verifying your information" page spun for 15+ minutes and then timed out. I got tied up with work and didn't get back to it until late tonight. I just tried a different referral again, same thing. I feel like I missed the train by a few hours. Gaaaaaaahhhhh!

Edit: I may have overreacted. Used a link I found on Doctor of Credit and successfully submitted app. Phew!
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Last edited by xenophile; Oct 6, 2021 at 10:39 pm
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Old Oct 7, 2021, 1:12 am
  #1746  
 
Join Date: Jan 2017
Posts: 126
Originally Posted by kyleay
Yep, I'll wait. Probably until Sunday or Monday. Thanks,
--Kyle
Cheers, good luck buddy, (hope you get he 100k SUB).
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Old Oct 7, 2021, 8:58 am
  #1747  
Original Member
 
Join Date: May 1998
Posts: 1,934
Originally Posted by xenophile
Ohhhhhh man, I think the 100K offer is dead. The link in Wiki takes me to a page that says "be back shortly." I downgraded my CSR to CFU last Thursday and stupidly waited until this morning to try an app. I used a referral link i found on Reddit. The "verifying your information" page spun for 15+ minutes and then timed out. I got tied up with work and didn't get back to it until late tonight. I just tried a different referral again, same thing. I feel like I missed the train by a few hours. Gaaaaaaahhhhh!

Edit: I may have overreacted. Used a link I found on Doctor of Credit and successfully submitted app. Phew!
My referral link is still working this morning.
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Old Oct 7, 2021, 9:05 am
  #1748  
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Join Date: May 2015
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Does the bonus post as soon as you cross the 4k/next statement / end of the 3 months?
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Old Oct 7, 2021, 9:07 am
  #1749  
Original Member
 
Join Date: May 1998
Posts: 1,934
I believe the actual points post the next statement after you cross 4K. However, it will show you earned the bonus in the tracker after you cross 4K
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Old Oct 7, 2021, 9:14 am
  #1750  
 
Join Date: Mar 2013
Location: Chicago, IL
Posts: 422
Originally Posted by Smiley90
Does the bonus post as soon as you cross the 4k/next statement / end of the 3 months?
It gets attached to the transaction that crosses over the $4k mark (pts are pending) -- it'll be available for use when the next statement generates

I made a $200 grocery store purchase to push me over $4k -- the transaction details show:
Rewards earned with this transaction
+ New Cardmember Bonus 100,000
+ 1 Point per $1 earned on all purchases 200
Total Ultimate Rewards points 100,200
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Old Oct 7, 2021, 10:01 am
  #1751  
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Join Date: Sep 2015
Location: flyover country
Posts: 2,435
Originally Posted by Jatan
It gets attached to the transaction that crosses over the $4k mark [...]
This.
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Old Oct 7, 2021, 10:46 am
  #1752  
 
Join Date: Mar 2011
Location: BDL, JFK
Posts: 658
Originally Posted by sggolf
My referral link is still working this morning.
Mine also still links to 100k bonus too!
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Old Oct 7, 2021, 10:50 am
  #1753  
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Join Date: May 2015
Location: BOS, YVR, ZRH
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Originally Posted by sggolf
I believe the actual points post the next statement after you cross 4K. However, it will show you earned the bonus in the tracker after you cross 4K
Originally Posted by Jatan
It gets attached to the transaction that crosses over the $4k mark (pts are pending) -- it'll be available for use when the next statement generates

I made a $200 grocery store purchase to push me over $4k -- the transaction details show:
Rewards earned with this transaction
+ New Cardmember Bonus 100,000
+ 1 Point per $1 earned on all purchases 200
Total Ultimate Rewards points 100,200
Thanks! Want to transfer some miles to AA to book a flight, but if it takes a month to get the points... Might be too tricky, esp. if there's a deval.
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Old Oct 7, 2021, 10:53 am
  #1754  
mia
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Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Originally Posted by Smiley90
Thanks! Want to transfer some miles to AA
Ultimate Rewards does not transfer to AA: Ultimate Rewards - Airline and Hotel Transfer Partners, Rules, Timelines, (2017 on)
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Old Oct 7, 2021, 11:06 am
  #1755  
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Originally Posted by mia
Ha, nvm then.
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