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Chase Sapphire Preferred (CSP) : 60K , $4k spend, $95 fee. (2013-2023)

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Old Nov 18, 2013, 5:01 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: philemer
Moderator caution: Referral offers -or- links are NOT permitted in any thread in the Chase forum. Instead, see: Credit card referral offers (post only in this thread, read Wikipost first Please do not post ANY application links in the Wikipost or thread, even if you think they are not referral links. If you think there is an extraordinary circumstance where the link is difficult to find elsewhere, consult with a moderator before posting.

What is the best current offer?
A. Beginning April 14, 2022, the public offer has been increased to 80,000 Bonus Points After You Spend $4,000 On Purchases In The First 3 Months From Account Opening. Annual fee [$95] is not waived. This offer is now publicly available. Based on some datapoints, it may be possible to get this offer at your local Chase branch with a one year waiver of the annual fee.


For any CSP offer, be sure to check the pricing details before applying. Normally, the annual fee for the CSP for year 2 and later is $95; however, in mid-2014 and then again more recently, Chase began randomly changing the pricing for some visits to the pages above, with AF as high as $150. If you get a page with that higher pricing, try reloading the page.

Q. Can I apply for this card and earn the bonus after doing so previously?

A. This card is subject to the Chase 5/24 policy. For details, see the wiki and related discussion in Applying for Chase Credit Cards, 2017 onward.

As of August 2018, all Chase Sapphire cards are subject to an additional restriction:
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.
See Sapphire (CSR & CSP) 48 months between bonuses, August 2018 for details and ongoing discussion.

Q. I'm an authorized user for a card issued to my spouse/parent. Does that prevent me from signing up for the same card and earning a bonus?

A. No, being an authorized user does not prevent you from obtaining your own card / bonus.


Q. I just met the spend requirement. When will I receive my signup bonus points?

A. In most cases, your bonus will be credited after the close of the monthly billing cycle in which you meet the spend requirement. (Chase never posts signup bonuses mid-cycle.)

However, owing to a quirk in Chase's system, bonuses associated with charges incurred in the last ~7 days of a billing period may not post until the end of the following billing period. This is true even if the charges appear on your current statement and generate the standard number of points per dollar spent.

Thus, if you meet your bonus spend threshold late in your billing cycle, you may not receive the corresponding signup bonus until the following month. Calling Chase to complain will not change this, so be patient and enjoy your points when they finally appear.

Q. What's the value of a UR point? What are the best redemption options?

A. Because these questions are not specific to the Sapphire Preferred card, see discussion in the following separate threads:
Q. What are the benefits of this card other than UR points?

Benefits Guide https://www.chasebenefits.com/sapphirepreferred

A. See the discussion in Chase Sapphire Preferred Benefits Thread, especially the source documents referenced in the wiki.
Other discussion
Which travel booking sites qualify for 2x points on CSP?

To review previous Sapphire Preferred thread, click HERE.







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Chase Sapphire Preferred (CSP) : 60K , $4k spend, $95 fee. (2013-2023)

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Old Aug 11, 2021, 12:52 pm
  #1591  
 
Join Date: Jul 2021
Location: Washington, D.C.
Programs: AS MVPG, HH Gold, National EE
Posts: 62
I tried to apply for the Preferred in branch to have the annual fee waived, but they had issues pulling up an application for the card. After the second time trying on July 24, I used my friend's referral and got an instant approval (I am under 5/24 and just outside of the four year Sapphire requirement).
LAX2DCA is offline  
Old Aug 11, 2021, 3:34 pm
  #1592  
 
Join Date: Jun 2017
Location: SEA/NYC/IAD
Programs: UA 1K, Marriott Titanium, Hyatt Explorist
Posts: 1,932
I applied for a new CSP last night and looks like it was approved earlier this afternooon. I'm not seeing the SUB tracker on the website or the app tho. Does it take a few days to show up, or only after card activation maybe?
Polytonic is offline  
Old Aug 11, 2021, 5:23 pm
  #1593  
 
Join Date: Mar 2012
Posts: 249
Originally Posted by Polytonic
I applied for a new CSP last night and looks like it was approved earlier this afternooon. I'm not seeing the SUB tracker on the website or the app tho. Does it take a few days to show up, or only after card activation maybe?
I'm not certain of the exact timeline but the tracker won't show up for a while. I know that mine didn't immediately show up even after activating the card.
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nomorecoach is offline  
Old Aug 11, 2021, 5:26 pm
  #1594  
 
Join Date: Mar 2012
Posts: 249
Originally Posted by friedablass
One of my household members got a mailing yesterday from Chase for the 100k Sapphire Preferred SUB. The application form said they have until 8/16 to apply. I wonder if this means the 100k offer will stick around until then.
Any chance another member received an offer to apply AFTER August 16? Trying to determine if that's really the last day for the 100K...
nomorecoach is offline  
Old Aug 13, 2021, 10:23 am
  #1595  
 
Join Date: Jun 2015
Location: DTW
Programs: Alaska, Delta, Southwest
Posts: 1,663
Originally Posted by Polytonic
I applied for a new CSP last night and looks like it was approved earlier this afternooon. I'm not seeing the SUB tracker on the website or the app tho. Does it take a few days to show up, or only after card activation maybe?
FWIW, mine appeared as soon as I got approved. I haven't received the card in the mail yet and it's still on there.
strickerj is offline  
Old Aug 14, 2021, 5:43 am
  #1596  
 
Join Date: Jan 2016
Posts: 613
Applied for CSP. After 3 or 4 days Friday last week found out was approved. Was making a large purchase Thursday which was only reason got the card for the SUB. Card didn’t arrive but Chase said can use Apple Wallet. Car dealer didn’t accept Apple Wallet. Didn’t get that spend on it. Now going on a trip and card still hasn’t arrived so unless places take Apple Pay, won’t be able to spend much on it. #Facepalm
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lovefly88 is offline  
Old Aug 14, 2021, 7:34 am
  #1597  
 
Join Date: Apr 2021
Location: Manhattan, Palm Beach Island, San Francisco, Boston, & Hong Kong
Programs: Lifetime United Global Services, Delta Plat, Hyatt Globalist, Marriott Ambassador, & Hilton Diamond
Posts: 3,165
Originally Posted by lovefly88
Applied for CSP. After 3 or 4 days Friday last week found out was approved. Was making a large purchase Thursday which was only reason got the card for the SUB. Card didn’t arrive but Chase said can use Apple Wallet. Car dealer didn’t accept Apple Wallet. Didn’t get that spend on it. Now going on a trip and card still hasn’t arrived so unless places take Apple Pay, won’t be able to spend much on it. #Facepalm
In the future, if arrival time for the card is important, you should call up Chase and ask them to expedite shipping.
WasKnown is offline  
Old Aug 14, 2021, 11:39 am
  #1598  
 
Join Date: Jun 2015
Location: DTW
Programs: Alaska, Delta, Southwest
Posts: 1,663
Originally Posted by lovefly88
Applied for CSP. After 3 or 4 days Friday last week found out was approved. Was making a large purchase Thursday which was only reason got the card for the SUB. Card didn’t arrive but Chase said can use Apple Wallet. Car dealer didn’t accept Apple Wallet. Didn’t get that spend on it. Now going on a trip and card still hasn’t arrived so unless places take Apple Pay, won’t be able to spend much on it. #Facepalm
FWIW, I got the email too that you can use it before the card arrives. I tried adding it to Google Pay and it returned an error suggesting I wait for the card to arrive and try again. So much for that...
strickerj is offline  
Old Aug 15, 2021, 12:56 am
  #1599  
Moderator: Hyatt; FlyerTalk Evangelist
 
Join Date: Jun 2015
Location: WAS
Programs: :rolleyes:, DL DM, Mlife Plat, Caesars Diam, Marriott Tit, UA Gold, Hyatt Glob, invol FT beta tester
Posts: 18,947
Originally Posted by strickerj
FWIW, I got the email too that you can use it before the card arrives. I tried adding it to Google Pay and it returned an error suggesting I wait for the card to arrive and try again. So much for that...
I had a similar experience, but IIRC it did finally work after a few days (and still before the physical card arrived) so I think it's just that it doesn't work literally immediately (despite receipt of the email)
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Zorak is offline  
Old Aug 15, 2021, 2:05 am
  #1600  
 
Join Date: Jun 2017
Location: SEA/NYC/IAD
Programs: UA 1K, Marriott Titanium, Hyatt Explorist
Posts: 1,932
Originally Posted by strickerj
FWIW, mine appeared as soon as I got approved. I haven't received the card in the mail yet and it's still on there.
So it looks like my tracker appears in the app now, but still not online. Guess it's typical Chase IT being awful as usual haha.
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Polytonic is offline  
Old Aug 15, 2021, 6:42 am
  #1601  
 
Join Date: Nov 2011
Location: Virginia
Programs: HHonors Gold, IHG Platinum, Marriott nobody
Posts: 470
Originally Posted by lovefly88
Applied for CSP. After 3 or 4 days Friday last week found out was approved. Was making a large purchase Thursday which was only reason got the card for the SUB. Card didn’t arrive but Chase said can use Apple Wallet. Car dealer didn’t accept Apple Wallet. Didn’t get that spend on it. Now going on a trip and card still hasn’t arrived so unless places take Apple Pay, won’t be able to spend much on it. #Facepalm
It takes about 7-10 days for the physical card to arrive. So it is cutting it close if you plan a big purchase or starting a trip within the mailing period.

If the car dealer does not accept the Apple wallet, you can always postpone the car purchase for a few days if putting that spend on it is important to you.
strickerj likes this.
EdofFX is offline  
Old Aug 15, 2021, 1:33 pm
  #1602  
 
Join Date: Jun 2015
Location: DTW
Programs: Alaska, Delta, Southwest
Posts: 1,663
Originally Posted by Zorak
I had a similar experience, but IIRC it did finally work after a few days (and still before the physical card arrived) so I think it's just that it doesn't work literally immediately (despite receipt of the email)
Thanks for the tip; it works for me now (and I still haven't received the physical card yet).
Zorak likes this.
strickerj is offline  
Old Aug 15, 2021, 6:53 pm
  #1603  
 
Join Date: Feb 2008
Posts: 856
Anyone has experience using the google pay wallet via app-to-app payment? I'm able to make purchase via Samsung pay, but would like to purchase this high price item via an app that takes google pay. Currently, keep getting declined if it is app-to-app payment, Chase claims that it is credentials mis-match. I've already entered the same address and name as per chase records and it still does not work.

It is 2 weeks and I've yet to receive my card (I have other hoops to jump through. which causes additional delay).
fone is online now  
Old Aug 16, 2021, 10:10 am
  #1604  
 
Join Date: Mar 2012
Posts: 249
Originally Posted by nomorecoach
Originally Posted by mia
Originally Posted by nomorecoach
Does anyone have a targeted email that asks to apply in August? I only know of emails that ask to apply by today, July 31.
Yes, scroll back: https://www.flyertalk.com/forum/33441474-post1543.html
Thank you! I guess it's no earlier than August 16.
Is today the last day for the 100K offer? Does anyone have an email that asks to apply after August 16?
nomorecoach is offline  
Old Aug 16, 2021, 2:42 pm
  #1605  
Suspended
 
Join Date: Nov 1999
Posts: 24,153
A word to the wise, if you charged any future travel be it a hotel, flight etc etc and its part of the $4K Spend, make sure before the earning period exps on you to charge the same amount on non-travel.

Im happy I did, Sept plans just got CXed and I prepaid (fully refundable) my hotel stay as part of the $4K min, but since I also spent the same on other charges (over $5K total) I still end up with over $4K so no clawing back my 100K. If I didnt do that extra charge I positive Chase would have clawed back the 100K since I would have been below $3K when all was said and done
craz is offline  


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