Nov 18, 2013, 5:01 pm
Last edit by: philemer
Moderator caution: Referral offers -or- links are NOT permitted in any thread in the Chase forum. Instead, see: Credit card referral offers (post only in this thread, read Wikipost first Please do not post ANY application links in the Wikipost or thread, even if you think they are not referral links. If you think there is an extraordinary circumstance where the link is difficult to find elsewhere, consult with a moderator before posting.
What is the best current offer?
What is the best current offer?
A. Beginning April 14, 2022, the public offer has been increased to 80,000 Bonus Points After You Spend $4,000 On Purchases In The First 3 Months From Account Opening. Annual fee [$95] is not waived. This offer is now publicly available. Based on some datapoints, it may be possible to get this offer at your local Chase branch with a one year waiver of the annual fee.
For any CSP offer, be sure to check the pricing details before applying. Normally, the annual fee for the CSP for year 2 and later is $95; however, in mid-2014 and then again more recently, Chase began randomly changing the pricing for some visits to the pages above, with AF as high as $150. If you get a page with that higher pricing, try reloading the page.
For any CSP offer, be sure to check the pricing details before applying. Normally, the annual fee for the CSP for year 2 and later is $95; however, in mid-2014 and then again more recently, Chase began randomly changing the pricing for some visits to the pages above, with AF as high as $150. If you get a page with that higher pricing, try reloading the page.
Q. Can I apply for this card and earn the bonus after doing so previously?
A. This card is subject to the Chase 5/24 policy. For details, see the wiki and related discussion in Applying for Chase Credit Cards, 2017 onward.
As of August 2018, all Chase Sapphire cards are subject to an additional restriction:
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.
Q. I'm an authorized user for a card issued to my spouse/parent. Does that prevent me from signing up for the same card and earning a bonus?
A. No, being an authorized user does not prevent you from obtaining your own card / bonus.
Q. I just met the spend requirement. When will I receive my signup bonus points?
A. In most cases, your bonus will be credited after the close of the monthly billing cycle in which you meet the spend requirement. (Chase never posts signup bonuses mid-cycle.)
However, owing to a quirk in Chase's system, bonuses associated with charges incurred in the last ~7 days of a billing period may not post until the end of the following billing period. This is true even if the charges appear on your current statement and generate the standard number of points per dollar spent.
Thus, if you meet your bonus spend threshold late in your billing cycle, you may not receive the corresponding signup bonus until the following month. Calling Chase to complain will not change this, so be patient and enjoy your points when they finally appear.
Q. What's the value of a UR point? What are the best redemption options?
A. Because these questions are not specific to the Sapphire Preferred card, see discussion in the following separate threads:
Q. What are the benefits of this card other than UR points?
Benefits Guide https://www.chasebenefits.com/sapphirepreferred
A. See the discussion in Chase Sapphire Preferred Benefits Thread, especially the source documents referenced in the wiki.
Other discussion
Which travel booking sites qualify for 2x points on CSP?
To review previous Sapphire Preferred thread, click HERE.
Chase Sapphire Preferred (CSP) : 60K , $4k spend, $95 fee. (2013-2023)
Jun 29, 2021, 1:07 pm
#1441
Join Date: Oct 2018
Posts: 1,656
Ok, weird. Got a call yesterday from Chase "security", went into voicemail, asking me to call back. Called back today - they have no idea who called me or why.
Jun 29, 2021, 3:46 pm
#1442
Suspended
Join Date: Jul 2001
Location: Watchlisted by the prejudiced, en route to purgatory
Programs: Just Say No to Fleecing and Blacklisting
Posts: 102,095
The referring party gets 20k Chase points for a successful applicant, all while the applicant gets 100k points upon meeting the SUB requirement to get the 100k points. And sometimes the referring party may share some of the rewards of the loyalty program game even from those referral bonus points.
The referring party’s points may come with a tax liability, so factor that in.
The referring party’s points may come with a tax liability, so factor that in.
Jun 29, 2021, 4:02 pm
#1443
Suspended
Join Date: Jul 2001
Location: Watchlisted by the prejudiced, en route to purgatory
Programs: Just Say No to Fleecing and Blacklisting
Posts: 102,095
No; rather the opposite as I know no individuals to have personally gotten 1099’s from Chase for referral bonuses. But even in the absence of receiving a 1099 for referral points, isn’t there still a possible tax liability that arises from the referral bonuses? I always assumed that personal income is potentially income to be declared even if there was no 1099 or W2 for it.
Jun 29, 2021, 4:13 pm
#1444
Suspended
Join Date: Jul 2001
Location: Watchlisted by the prejudiced, en route to purgatory
Programs: Just Say No to Fleecing and Blacklisting
Posts: 102,095
There is the OMAAT blog post from 2020 that indicates that in 2020 and in 2019 Chase had sent out some 1099s for referral bonuses.
Jun 29, 2021, 4:42 pm
#1445
Join Date: Oct 2018
Posts: 1,656
Has anyone successfully added the yet-to-arrive card to the Apple Pay? If you did - were there any limits on transactions?
Jun 29, 2021, 5:43 pm
#1446
Join Date: Jan 2017
Posts: 126
Thanks for that, I'll ask for an FF, ( already have an FU, and the flex is better than old Freedom which doesn't have the 3X dining and drugstore).
Jun 29, 2021, 5:54 pm
#1447
Join Date: Jan 2017
Posts: 126
May be - but it still has to follow *some* logic. There must be a different reason.Right after I hit "Max Exposure" with Chase, (which you only find out when opening a new CC account), two weeks later they unilaterally increased the CL on my FU.
Chase has NEVER given me a CL increase in over 20 years of having cards with them??
Jun 29, 2021, 8:42 pm
#1448
Moderator: Hyatt; FlyerTalk Evangelist
Join Date: Jun 2015
Location: WAS
Programs: :rolleyes:, DL DM, Mlife Plat, Caesars Diam, Marriott Tit, UA Gold, Hyatt Glob, invol FT beta tester
Posts: 18,947
Realizing you asked about Apple Pay, but FWIW I was able to add to Android Pay (starting from the Android Chase app) before the card arrived. However, my recollection is that it was not immediately available -- even after I received the email claiming that I could add my yet-to-arrive card to a digital wallet, my first attempts failed, and it wasn't until a couple days later that it actually worked.
Jun 29, 2021, 9:08 pm
#1449
Join Date: Oct 2018
Posts: 1,656
Realizing you asked about Apple Pay, but FWIW I was able to add to Android Pay (starting from the Android Chase app) before the card arrived. However, my recollection is that it was not immediately available -- even after I received the email claiming that I could add my yet-to-arrive card to a digital wallet, my first attempts failed, and it wasn't until a couple days later that it actually worked.
Jun 30, 2021, 2:30 pm
#1450
Join Date: Aug 2011
Programs: Marriott Gold, Hilton Diamond, Radisson Rewards Gold, Best Western Diamond Select
Posts: 1,856
Closed reserve and applied for preferred few minutes later and rejected for still being a sapphire cardholder. When does this clear out?
Jun 30, 2021, 3:27 pm
#1451
Suspended
Join Date: Jul 2001
Location: Watchlisted by the prejudiced, en route to purgatory
Programs: Just Say No to Fleecing and Blacklisting
Posts: 102,095
Dansdeals.com has a massive thread with suggestions on this. The suggestion may be to wait 3-4 days and then try your luck. At least that may have been the suggestion for those who went the product change approach to a non-Sapphire product. It seems like waiting 2-3 days can also be long enough for account closures.
Last edited by GUWonder; Jun 30, 2021 at 3:35 pm
Jun 30, 2021, 3:41 pm
#1452
Join Date: May 2015
Posts: 674
I have a reserve - is there anyway I can generate a referral link for the preferred? I have a family members who wants to apply for it.
Jun 30, 2021, 3:56 pm
#1453
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Dansdeals.com has a massive thread with suggestions on this. The suggestion may be to wait 3-4 days and then try your luck. At least that may have been the suggestion for those who went the product change approach to a non-Sapphire product. It seems like waiting 2-3 days can also be long enough for account closures.
User pallhedge has been very emphatic on this point. See
Last edited by beltway; Jun 30, 2021 at 4:04 pm
Jun 30, 2021, 3:57 pm
#1454
Join Date: Mar 2006
Location: SAN
Programs: DL MM, Marriott LT Titanium, AA EXP, Avis Chairmans
Posts: 1,399
Dansdeals.com has a massive thread with suggestions on this. The suggestion may be to wait 3-4 days and then try your luck. At least that may have been the suggestion for those who went the product change approach to a non-Sapphire product. It seems like waiting 2-3 days can also be long enough for account closures.
Jun 30, 2021, 3:58 pm
#1455
Join Date: Feb 2003
Location: On strike
Posts: 8,135