Nov 18, 2013, 5:01 pm
Last edit by: philemer
Moderator caution: Referral offers -or- links are NOT permitted in any thread in the Chase forum. Instead, see: Credit card referral offers (post only in this thread, read Wikipost first Please do not post ANY application links in the Wikipost or thread, even if you think they are not referral links. If you think there is an extraordinary circumstance where the link is difficult to find elsewhere, consult with a moderator before posting.
What is the best current offer?
What is the best current offer?
A. Beginning April 14, 2022, the public offer has been increased to 80,000 Bonus Points After You Spend $4,000 On Purchases In The First 3 Months From Account Opening. Annual fee [$95] is not waived. This offer is now publicly available. Based on some datapoints, it may be possible to get this offer at your local Chase branch with a one year waiver of the annual fee.
For any CSP offer, be sure to check the pricing details before applying. Normally, the annual fee for the CSP for year 2 and later is $95; however, in mid-2014 and then again more recently, Chase began randomly changing the pricing for some visits to the pages above, with AF as high as $150. If you get a page with that higher pricing, try reloading the page.
For any CSP offer, be sure to check the pricing details before applying. Normally, the annual fee for the CSP for year 2 and later is $95; however, in mid-2014 and then again more recently, Chase began randomly changing the pricing for some visits to the pages above, with AF as high as $150. If you get a page with that higher pricing, try reloading the page.
Q. Can I apply for this card and earn the bonus after doing so previously?
A. This card is subject to the Chase 5/24 policy. For details, see the wiki and related discussion in Applying for Chase Credit Cards, 2017 onward.
As of August 2018, all Chase Sapphire cards are subject to an additional restriction:
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.
Q. I'm an authorized user for a card issued to my spouse/parent. Does that prevent me from signing up for the same card and earning a bonus?
A. No, being an authorized user does not prevent you from obtaining your own card / bonus.
Q. I just met the spend requirement. When will I receive my signup bonus points?
A. In most cases, your bonus will be credited after the close of the monthly billing cycle in which you meet the spend requirement. (Chase never posts signup bonuses mid-cycle.)
However, owing to a quirk in Chase's system, bonuses associated with charges incurred in the last ~7 days of a billing period may not post until the end of the following billing period. This is true even if the charges appear on your current statement and generate the standard number of points per dollar spent.
Thus, if you meet your bonus spend threshold late in your billing cycle, you may not receive the corresponding signup bonus until the following month. Calling Chase to complain will not change this, so be patient and enjoy your points when they finally appear.
Q. What's the value of a UR point? What are the best redemption options?
A. Because these questions are not specific to the Sapphire Preferred card, see discussion in the following separate threads:
Q. What are the benefits of this card other than UR points?
Benefits Guide https://www.chasebenefits.com/sapphirepreferred
A. See the discussion in Chase Sapphire Preferred Benefits Thread, especially the source documents referenced in the wiki.
Other discussion
Which travel booking sites qualify for 2x points on CSP?
To review previous Sapphire Preferred thread, click HERE.
Chase Sapphire Preferred (CSP) : 60K , $4k spend, $95 fee. (2013-2023)
Jul 23, 2021, 9:58 pm
#1531
Join Date: Jun 2012
Posts: 43
No.It's four days from the date of conversion. If conversion was on 7/21 you can apply on 7/25. Also look at https://www.flyertalk.com/forum/chas...el-2020-a.html
Jul 23, 2021, 10:53 pm
#1532
Join Date: Apr 2016
Posts: 67
How about the other way around. To be on the safe side, should I apply for csp 1st, get approved, then downgrade my csr to flex? If iI have the old chase card, can I still get the flex?
I would hate to downgrade my csr, then get denied for csp and cannot transfer or combine points.
I would hate to downgrade my csr, then get denied for csp and cannot transfer or combine points.
Jul 24, 2021, 2:01 am
#1533
Join Date: Jan 2017
Posts: 126
You won't be eligible if upon application you hold ANY Chase "Sapphire Family Product", (OR you received a Sapphire new card bonus in the previous 48 months).
As for your concerns about transferability of UR's, you can PC either up or down more or less as you wish, (and combining points has nothing to do with card product).
Jul 24, 2021, 3:10 am
#1534
Join Date: Jan 2017
Posts: 126
.As for individual account age in the calculation, my understanding is that 20 years is the max, (I.E. no difference in the "Risk Model" value between a 20 year old or 1,000 year old account).
Such a pity that AMEX D* died, (was a great way to add bandwidth to card churner's AAoA/AAooA number under this metric).
Jul 24, 2021, 7:24 am
#1535
Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold (BIS), AA LT Plat (CC SUBs & BD), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 3,299
Jul 24, 2021, 2:59 pm
#1536
Join Date: Apr 2016
Posts: 67
Hard NO on this idea if you want the CSP 100K new card bonus.
You won't be eligible if upon application you hold ANY Chase "Sapphire Family Product", (OR you received a Sapphire new card bonus in the previous 48 months).
As for your concerns about transferability of UR's, you can PC either up or down more or less as you wish, (and combining points has nothing to do with card product).
You won't be eligible if upon application you hold ANY Chase "Sapphire Family Product", (OR you received a Sapphire new card bonus in the previous 48 months).
As for your concerns about transferability of UR's, you can PC either up or down more or less as you wish, (and combining points has nothing to do with card product).
Jul 24, 2021, 3:52 pm
#1537
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,959
Jul 26, 2021, 1:15 pm
#1539
Join Date: Sep 2019
Posts: 47
Yes. I downgraded my CSR midday on 7/19 and was instantly approved for a CSP on 7/23. I guess a slightly different way of looking at this is that one needs to allow 4 overnight cycles to occur between downgrading and applying.
Edit: I guess my example covers 4 business days, but given the way this is surely based on an automated process, there is no reason to expect weekends are treated differently.
Edit: I guess my example covers 4 business days, but given the way this is surely based on an automated process, there is no reason to expect weekends are treated differently.
Last edited by xov91; Jul 26, 2021 at 1:22 pm
Jul 26, 2021, 9:25 pm
#1540
Join Date: Nov 2007
Programs: Marriott Bonvoy Platinum, Hilton Honors Diamond, Delta Gold
Posts: 4,351
I signed up for the CSP shortly before the 100k offer came out while it was still 80k + $50 credit for groceries.
I'm not sure this was mentioned already but it's worth noting that my $50 grocery spend was included in my $4k spend towards the bonus even though I got a credit for it. In addition, a $350 charge at Best Buy for which I had a 10% back offer (and thus received a $35 credit for) was also fully counted. As soon as the meter showed $4k spend, even though my balance was actually only $3915 after $50 grocery credit + $35 BB credit, the 80k bonus points posted a couple of days later.
Good to know that these types of credits are considered as payments and not as refunds so that the original charges are counted towards SUB spend.
I'm not sure this was mentioned already but it's worth noting that my $50 grocery spend was included in my $4k spend towards the bonus even though I got a credit for it. In addition, a $350 charge at Best Buy for which I had a 10% back offer (and thus received a $35 credit for) was also fully counted. As soon as the meter showed $4k spend, even though my balance was actually only $3915 after $50 grocery credit + $35 BB credit, the 80k bonus points posted a couple of days later.
Good to know that these types of credits are considered as payments and not as refunds so that the original charges are counted towards SUB spend.
Jul 27, 2021, 6:10 am
#1541
Join Date: Sep 2011
Posts: 1,857
With Chase, even refunds don't set you back as the bonus counts gross spend, not net spend. In the case of larger refunds bringing one well back below the $4000, it's generally recommended to spend enough to get the "net spend" back above the MSR. To date, Chase has not clawed back a bonus, but there may be a first time at some point.
Jul 27, 2021, 8:25 am
#1542
Join Date: Apr 2012
Programs: UA Premier 1K, Hyatt Diamond, Marriott Platinum, Hilton Gold
Posts: 59
I downgraded my CSR to a Flex on Friday night (7/23). It ended up being an account change as the Flex is a Mastercard and my CSR was a Visa. This is the 4th calendar day; Is it safe now to apply for a CSP? Anxious (probably unncessarily) that the 100k offer will vaporize, so I don't want to dilly-dally.
Jul 27, 2021, 8:31 am
#1543
Join Date: Nov 2007
Programs: Marriott Bonvoy Platinum, Hilton Honors Diamond, Delta Gold
Posts: 4,351
One of my household members got a mailing yesterday from Chase for the 100k Sapphire Preferred SUB. The application form said they have until 8/16 to apply. I wonder if this means the 100k offer will stick around until then.
Jul 28, 2021, 1:32 am
#1544
Join Date: Jan 2017
Posts: 126
I downgraded my CSR to a Flex on Friday night (7/23). It ended up being an account change as the Flex is a Mastercard and my CSR was a Visa. This is the 4th calendar day; Is it safe now to apply for a CSP? Anxious (probably unncessarily) that the 100k offer will vaporize, so I don't want to dilly-dally.
It will be for this "Targeted Offer" you reference, (as to open public offers, that's up to Chase, they'll end it whenever they want to).
Jul 28, 2021, 6:41 am
#1545
Join Date: Jun 2020
Posts: 123
I applied for this last month and got denied for 48 months. I didn't have my record on when I received the last bonus (most likely from CSR). I checked with Chase customer service and was told I should be good to apply again after 7/15. Tried again today since I have an upcoming trip soon. Denied again for 48 months clause. Pretty pissed at this point since Chase is not making it any easier to check when can I actually eligible to apply for this card. Called both lending dept & chase customer service, none have the system to know when did I received the last bonus for CSP or CSR. Urrgghh.
Edit: After escalation, I finally get someone who's able to bring out my statement. While it's correct the last big bonus 50k was awarded on 7/15/17, there's another 5k additional card or referral which was awarded the next month which cause the 48 months reset to that date instead. Urrrggghh, I have to try again next month.
Edit: After escalation, I finally get someone who's able to bring out my statement. While it's correct the last big bonus 50k was awarded on 7/15/17, there's another 5k additional card or referral which was awarded the next month which cause the 48 months reset to that date instead. Urrrggghh, I have to try again next month.
Last edited by Taikucing; Jul 28, 2021 at 11:41 am