Jan 2, 2014, 12:03 am
Master thread TD Aeroplan credit card
Jan 16, 2018, 8:19 pm
#3931
Join Date: Jul 2008
Posts: 336
Or switch her to the primary if possible, that would increase net benefit and flexibility, especially if you hit E35K+
I believe the supplementary card holder just gets a high earning ratio... but do correct me if I'm off!
Jan 16, 2018, 10:58 pm
#3932
FlyerTalk Evangelist
Join Date: Jun 2007
Location: Toronto
Programs: UA 1K, AC MM E75, Marriott LT Ti, IHG Dia Amb, Hyatt Glob
Posts: 15,521
Hi there. Does anyone know if a trip booked using BA points (not Aeroplan) would qualify for travel health insurance? (I know that it wouldn't qualify for cancellation/interruption since points aren't Aeroplan). The terms of benefits guide of the card don't seem to exclude trips booked with other points for health insurance....
Yes, you are covered for up to $1 million (no deductible, no copay) on trips up to 21 days long (4 days if you are 65 or over). You just need to hold the card, no need to book ticket with it. I called TD to confirm and promptly cancelled my out of country medical insurance, which I have needlessly been buying!
You can buy additional coverage on trips longer than 21 days.
Jan 17, 2018, 1:26 pm
#3933
Join Date: Jul 2009
Location: YWG
Programs: Free Agent
Posts: 1,478
Yes, you are covered for up to $1 million (no deductible, no copay) on trips up to 21 days long (4 days if you are 65 or over). You just need to hold the card, no need to book ticket with it. I called TD to confirm and promptly cancelled my out of country medical insurance, which I have needlessly been buying!
You can buy additional coverage on trips longer than 21 days.
Jan 17, 2018, 1:34 pm
#3934
FlyerTalk Evangelist
Join Date: Jun 2007
Location: Toronto
Programs: UA 1K, AC MM E75, Marriott LT Ti, IHG Dia Amb, Hyatt Glob
Posts: 15,521
Not with this card as I rarely use it. I have filed lots of claims under my Amex policy as it kicks in after any delay. Most credit card insurance requires a delay of 4+ hours. My comments above are strictly for medical coverage. For trip interruption/cancellation, you need to have paid with the card.
Jan 17, 2018, 2:56 pm
#3936
FlyerTalk Evangelist
Join Date: Jun 2007
Location: Toronto
Programs: UA 1K, AC MM E75, Marriott LT Ti, IHG Dia Amb, Hyatt Glob
Posts: 15,521
You may want to look at this for additional coverage.
https://www.insurance.americanexpres...vel-insurance/
A lot of my trips are made up of multiple tickets (I'm on a SE Asia trip right now with 7 different tickets, some are award tickets, and some are not payable with Amex), so this insurance gives me coverage on trips that Amex doesn't cover. Since I've dropped the medical part, it only costs me $170/year and it has paid off in spades. I think I've had it for 4-5 years now.
https://www.insurance.americanexpres...vel-insurance/
A lot of my trips are made up of multiple tickets (I'm on a SE Asia trip right now with 7 different tickets, some are award tickets, and some are not payable with Amex), so this insurance gives me coverage on trips that Amex doesn't cover. Since I've dropped the medical part, it only costs me $170/year and it has paid off in spades. I think I've had it for 4-5 years now.
Jan 29, 2018, 5:08 am
#3937
Join Date: Apr 2011
Posts: 252
Has the TD aeroplan visa stopped giving 50% bonus miles for $spent on aircanada.ca?
Missing 1500 miles last statement. Called in and the agent said this bonus does not exist (yes, it is on the current TD aeroplan web page)
Thought I was being nice and pointing out an IT fail........
Missing 1500 miles last statement. Called in and the agent said this bonus does not exist (yes, it is on the current TD aeroplan web page)
Thought I was being nice and pointing out an IT fail........
Jan 29, 2018, 7:28 am
#3938
Join Date: Aug 2014
Location: YQB
Programs: AC SE
Posts: 2,139
Has the TD aeroplan visa stopped giving 50% bonus miles for $spent on aircanada.ca?
Missing 1500 miles last statement. Called in and the agent said this bonus does not exist (yes, it is on the current TD aeroplan web page)
Thought I was being nice and pointing out an IT fail........
Missing 1500 miles last statement. Called in and the agent said this bonus does not exist (yes, it is on the current TD aeroplan web page)
Thought I was being nice and pointing out an IT fail........
Feb 9, 2018, 7:26 am
#3939
Join Date: Jan 2009
Programs: aeroplan
Posts: 5
Just ran into this situation - used one aeroplan account to book both tickets (160,000 points) and YYC lounge (5 a.m. - empty) would only allow primary card holder into lounge. Ended up paying the $35 for the additional person - a very expensive coffee and yogurt breakfast.
Feb 9, 2018, 7:38 am
#3940
Join Date: Feb 2005
Posts: 7,156
Just ran into this situation - used one aeroplan account to book both tickets (160,000 points) and YYC lounge (5 a.m. - empty) would only allow primary card holder into lounge. Ended up paying the $35 for the additional person - a very expensive coffee and yogurt breakfast.
Feb 9, 2018, 8:38 am
#3942
Join Date: Jul 2008
Posts: 336
To clarify, they tried swiping each card and ticket separately and could tell the AP # associated with the second card didn't match? Or you first presented both tickets and one card?
If it's any consolation, I gave a pass to a friend with basically the same card so a pair could go in to YYC MLL at 9:00am or so on a weekend. A couple coffees and muffins for supposed "$70-100 value". *sigh*
In you have any more travel this month check out the gifting passes thread to see if someone can get you passes in time - a number are available right now.
Feb 9, 2018, 9:07 am
#3943
Suspended
Join Date: Oct 2009
Location: Kan@da
Programs: Anything with sweet spots
Posts: 1,790
No worth the hassle of doing that just to access the lounge. IMHO. There are plenty of other ways to get access to lounges. One of them is churning cards that provide Priority Pass free lounge visits.
Feb 9, 2018, 10:18 am
#3944
Join Date: Jan 2009
Programs: aeroplan
Posts: 5
First presented both tickets and one card - then they swiped each card and ticket separately and could tell the AP # associated with the second card didn't match. Interesting to note that when you book Aeroplan it does not give you the option of adding the second aeroplan # of the passenger's to that ticket. Even tried at check-in and the agent indicated they could not add in the AP# number.
Feb 9, 2018, 11:03 am
#3945
Suspended
Join Date: Oct 2009
Location: Kan@da
Programs: Anything with sweet spots
Posts: 1,790
First presented both tickets and one card - then they swiped each card and ticket separately and could tell the AP # associated with the second card didn't match. Interesting to note that when you book Aeroplan it does not give you the option of adding the second aeroplan # of the passenger's to that ticket. Even tried at check-in and the agent indicated they could not add in the AP# number.