I'll help put together a Wiki.

We need a list of question that all the "helpers" can split up and find the answers.

Maybe our moderator can provide a Wiki blank at the top and we can all add and answer the questions.

We can try for a simple Wiki at first. Even if we don't do a super comprehensive Wiki the first try, maybe we can answer the one, two or three, four of the questions I'd like to ask :)

You can have up to three cards.
You can have up to $9,999. balance per month.

Question:
Is the monthly $9,999. balance PER CARD or total for the SS#?

Also.. the current Wiki reads:

"... $2500 x 3 per day. And if you have a bank near you that will give you cash advances, you can take the full balance off each card for a $1.95 cent fee."

But some of the post suggest the CA per day is lower (some suggesting per week).


Maybe it's all moot 'cause we load, unload and simply wait for the shut down. If that's the case, then my question on the 3x MVD card locked, spend down only, and the exact procedure on what to do next, would be a good wiki enhancement :)

I did many federal estimated tax payments last year at both $4,995 and $4,996 with no issues. Sunday and today, however, I tried to make $4,995 payments with both wife's and my card, and each would not process. CSR says it shows online as exceeding the daily, permitted amount, which she thought was $5K. She could not then expalin why it was not processing and suggested that I try a lower amount next time. Since the ability to make online estimated tax payments for 2014 only started March 1, anyone else encountering similar issues?

Can't login to either of my cards today after loading 1K on each yesterday. Guess I am the latest victim.

Yup... If you still have money on the cards you can get it off via MO or CA. If you call them they will just let you know you've been using it inappropriately, but we know that already, don't we?! :cool:

EDIT: This is if you're not locked out! :) Thanks 3ZeroT for catching that!

So I loaded $2,500 per day for two days on my new MVD and today I went to load more and found the account in Spend Down mode. Amazing that simply loading the card to 50% of its capacity without withdrawing a single $ leads to an instant shutdown.

Anyone have more luck with loading things more slowly....say $500 per day to get to $10k over 20 days?

Well not necessarily - mensday you should call into the automated system to see if you can get a balance on your card - if not, you are likely locked (not in spend down) and have to speak to them to get it resolved. They will likely want receipts of your loads. If you can get a balance then yes you were automatically put in spend down and can get the $ off without talking to them.

What is "spend down mode"?

What banks were used to Cash Advance a temp card?

Same issue for me today too. I loaded $2500 over a period of 5 days. I did a BP at walmart last night for $2495. I cannot login to my account now. Even if I change the password, it allows me to change it but cannot login (just says incorrect username/password combo).

Oh well, just have to get the last $3 or so off the card and to move onto the next prepaid card.

crap... I'm in spend down mode... tried to load 500 today but wouldn't take it but allowed me to log online. So I'm guessing that I will be allowed to MO this leftover money out.... Crap pop, i've had plenty of spending non MO... to the tone of almost 6$ in fees last month.

This thread is getting really long... can we just set the wiki to say you can get new cards, spend some random amount and you will then get put in shutdown mode and you just spend off whatever is left?

And then let's move on... like have we discussed how MVD sounds more like a sexually transmitted disease than a prepaid card?? Like My Venereal Disease or something?

i am close. i loaded the tmp card to 7k after register it and no shutdown yet. fingers crossed.

The challenge wth CA is getting the embossed card delivered. My bank will not accept the temp card and MVD is slow, very slow to get the embossed cards mailed out.

Oh sorry, I assumed you had the personalized card instead of the temp. Mine usually arrive within a week? How long has it been for you?

Super sort of long. I purchased three MVD on Feb. 13 and got one embossed card yesterday.

Wow that IS very delayed. However, may be due to the inclement weather, depending on what part of the country you live in.

And I see it's Chicago, so this is very possible!