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-   -   My Vanilla debit (https://www.flyertalk.com/forum/manufactured-spending/1422892-my-vanilla-debit.html)

tech2011 Feb 22, 2014 2:38 pm


Originally Posted by oohaahouch (Post 22397601)
Also looks like the 2.5k / day limit is rolling 24 hrs and not calendar day. Just made a bank trip and wasted gas! :td:

Samething happened to me.. wasted 1 trip

jan_believes Feb 22, 2014 2:58 pm

I do not like you, Sam I Am.

And, that goes for you, too, MVD!

$1.95 fee because I chose a MO instead of a CA. Really? :td:

My OJT with these folks is not going swimmingly....

I miss my Emerald already! :D

Father-of-3 Feb 22, 2014 3:57 pm

My Vanilla debit
 
Once they've shut you down is there a way to get back in their good graces? When I try to register MVDs I now get told they can't verify me and the card is immediately in limited spend down mode (no ATM access). I can do a 499.41 MO at Kroger with the .59 fee take it to zero , but who wants a ton of $499.41 money orders. Plus activation requires talking to a real person.

prasha11 Feb 22, 2014 4:11 pm


Originally Posted by js80 (Post 22392414)
Apparently Prasha will continue to believe on Wednesday the same thing he believed on Monday, regardless of what happened on Tuesday.
Prasha, are you not reading these posts? Many many many people in this thread have found a way to make MVD work for them, even after the recent spate of shutdowns. So why do you insist that "no one has found a way?"
Many of us here are trying to help others reap the benefits of MVD, the same way we have benefited. Kindly leave us alone already.
If you have other methods of MS that you prefer, good for you. Go provide some constructive feedback in those threads.

Hey jsO what are your intentions? Lead people to the cliff?

U need to read the posts before Monday, the MVD long history, U’ll see that the big dogs barking louder than you left town with tail between their legs!

Do what U like with your own money but spare others with their hard earned money, I want to remind people of the risks with MVD and not get sucked into something they did not expect. U have a problem with that? Keep it to your self……

Johnnycomeslater Feb 22, 2014 6:45 pm

I have two cards, I usually spend 4K per month each (total of 8K/month). In Feb. both are on Spend down after spending 2K/month each. Strange!

dukerau Feb 22, 2014 8:02 pm


Originally Posted by prasha11 (Post 22398276)
Hey jsO what are your intentions? Lead people to the cliff?

U need to read the posts before Monday, the MVD long history, U’ll see that the big dogs barking louder than you left town with tail between their legs!

Do what U like with your own money but spare others with their hard earned money, I want to remind people of the risks with MVD and not get sucked into something they did not expect. U have a problem with that? Keep it to your self……

What is the risk of hard earned money? Sounds like worst case you get put into spend down mode and you have to empty your card(s) and move along.

oohaahouch Feb 22, 2014 8:19 pm


Originally Posted by tech2011 (Post 22397875)
Samething happened to me.. wasted 1 trip

Tomorrow :D

prasha11 Feb 22, 2014 9:21 pm


Originally Posted by dukerau (Post 22399182)
What is the risk of hard earned money? Sounds like worst case you get put into spend down mode and you have to empty your card(s) and move along.

MVD had questionable history/reputation, expect the unexpected.
If u curious, read the thread

binnycode Feb 22, 2014 9:50 pm

Hello.
New way to deposit MO to MVD?
http://www.flyertalk.com/forum/22399274-post138.html

itchyfeet123 Feb 22, 2014 10:09 pm


Originally Posted by binnycode (Post 22399543)
Hello.
New way to deposit MO to MVD?
http://www.flyertalk.com/forum/22399274-post138.html

I can't see how depositing a MO to MVD would be helpful. MOs are useful to get money out. By the time you get a MO you've (hopefully!) earned your points, so it should go back to the credit card it came from, usually via a real bank. Putting it into MVD adds another step, more fees, the possibility of temporarily losing access, and no points.

craz Feb 22, 2014 11:27 pm


Originally Posted by oohaahouch (Post 22397601)
Also looks like the 2.5k / day limit is rolling 24 hrs and not calendar day. Just made a bank trip and wasted gas! :td:

Found this out regarding loading the card as well, did $200 1 day and wanted to do another 1500 the next day but < 24 hrs and could only load $500

I assume if the days total max is rolling then most likely it also will be the same for the weekly and monthly amounts. Got to set up a spread sheet to make sure the max limits are breached = being shut down

oohaahouch Feb 23, 2014 1:01 am

Anyone knows if mvd works with squarecash?

Zgirl Feb 23, 2014 5:38 am


Originally Posted by prasha11 (Post 22399434)
MVD had questionable history/reputation, expect the unexpected.
If u curious, read the thread

Prasha, we all know how much you hate MVD and we don't expect the unexpected because we all expect the expected --to be shut down by MVD one day. Every company acts differently to our MS. MVD shut me down too but they gave me all my money back. Citi shut me down too BUT they took all my rewards (around $2K)!! :eek:

It's all about our preferences, how much risk we want to take. What doesn't work for you might work for others. You warned us, you said it all, now move to another thread and ignore this one!

MVD is not going to steal anyone's money. It's the game we play, it's the risks we take.

AlohaDaveKennedy Feb 23, 2014 6:11 am

Indeed, and Barclays ain't gonna game your interest rates and HSBC ain't gonna get caught laundering drug money. This old auditor is selling a bridge from Miami to Cuba - any takers?:p


Originally Posted by Zgirl (Post 22400747)
MVD is not going to steal anyone's money.


tedfor Feb 24, 2014 2:35 pm


Originally Posted by tech2011 (Post 22397875)
Samething happened to me.. wasted 1 trip

I did a 2.5k CA on Sunday at noon and tried again Monday at 1pm and was declined, even though it was 25 hours later. This was the first and second attempt at using the card ever so I'm not over a monthly limit or anything like that.


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