USA contactless credit/debit/transit (2014-2016)
Apr 18, 2015, 12:26 pm
#1231
FlyerTalk Evangelist
Join Date: Aug 2001
Location: RSW
Programs: Delta - Silver; UA - Silver; HHonors - Diamond; IHG - Spire Ambassador; Marriott Bonvoy - Titanium
Posts: 14,185
Sorry if this a dumb question, but having looked at online pics of the FD 35, I didn't see a "sale" button?
Apr 18, 2015, 12:49 pm
#1233
Join Date: Oct 2014
Programs: Skymiles
Posts: 3,251
Exactly right RedLight, First of all they said how dangerous using stuff like Google Wallet/Apple Pay is, LOL! It was a restaurant so I already ate, so I couldn't just dine and dash and it was a VX520 with contactless which they just got, heck I tried to explain how to run it even pressing the F2 button to start it, but they flat out refused listen or even try it as they backed out of it, saying how it was there right to not want to run it. I didn't get why someone would refuse money, unless that person is a total idiot, then being all rude and nasty on top of it, what a terrible owner, sadly acting like that they will probably go out of business soon. I have never had an issue at any of the other ma and pa places I have tried to run it at, so its rare to find such people. Another restaurant two doors down has the VX520 too and they didn't seem to be against trying contactless on it, but I didn't know how to run it then, so I tried to just tap without instructing them to press sale and entering an amount. I will go back at some point and try it and they probably won't be a total jerk to me, unless they want me to never come back again.
Call your card provider right there and have them speak to the owner too. I have had great luck with 1-800-MasterC. Then make sure you follow through with Yelp reviews etc.
I tend to notice that places with owners like this- the food generally isn't that great anyway. I am there to support small businesses, but they don't want me as a customer- and then they proceed to blame Walmart for "killing small businesses"
Apple Pay is as at least secure as an EMV card, and definitely more secure than a Magstripe card so them saying that makes me laugh.
Thankfully I never run into this much trouble at any mom and pop restaurant- only large retail stores gave me trouble and it's usually because they don't know how to run it and I have to walk them through it.
Apr 18, 2015, 12:50 pm
#1234
FlyerTalk Evangelist
Join Date: Aug 2001
Location: RSW
Programs: Delta - Silver; UA - Silver; HHonors - Diamond; IHG - Spire Ambassador; Marriott Bonvoy - Titanium
Posts: 14,185
Thanks! I'm not as up on all the techie spec knowledge, but I see a lot of the "mobile phone looking" terminals facing the clerk. As there's no EMV supported on them (yet), and few American contactless cards, they assume it's "more convenient" to have the clerk swipe traditionally.
Apr 18, 2015, 1:09 pm
#1235
Join Date: Nov 2014
Location: NYC
Posts: 557
The subway near my house has a VX820 that "the owner" won't let them put customer-facing. I was able to convince them to let me use contactless but only one of the 5 employees in the store knew how to enable it with their integrated POS.
Apr 18, 2015, 1:36 pm
#1236
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,508
I haven't used Apple Pay at Subway yet because it seems like a major hassle compared to most other places that officially support it. (Yeah, having to tell them that you want to pay by contactless rationally isn't that big of a deal but still.) Fortunately the terminals all seem to be on the customer side at least around here.
BTW First Data doesn't seem to have any sort of tutorial info on the FD35 or contactless on their integrated units (e.g. https://www.firstdata.com/demos/term...FD130_Demo.swf). I think the "manual" transaction workflow is how you're supposed to do it except for tapping instead of entering the card number.
BTW First Data doesn't seem to have any sort of tutorial info on the FD35 or contactless on their integrated units (e.g. https://www.firstdata.com/demos/term...FD130_Demo.swf). I think the "manual" transaction workflow is how you're supposed to do it except for tapping instead of entering the card number.
Apr 18, 2015, 3:13 pm
#1237
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,508
Interestingly enough the US is #3 on MasterCard's mobile readiness index: http://mobilereadiness.mastercard.com/the-index/. This is much higher than I expected even 6+ months after Apple Pay came out.
Apr 18, 2015, 4:42 pm
#1238
Join Date: Oct 2014
Programs: Skymiles
Posts: 3,251
Interestingly enough the US is #3 on MasterCard's mobile readiness index: http://mobilereadiness.mastercard.com/the-index/. This is much higher than I expected even 6+ months after Apple Pay came out.
Also I am noticing more and more and more stores get contact less almost daily. I'm waking up each day to find PIN pads at stores that previously didn't have it. I think we will be at least at 80% contact less acceptance once EMV is on.
Apr 18, 2015, 5:40 pm
#1239
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,508
I think we can thank all the FD terminals, and the Vx520, lol.
Also I am noticing more and more and more stores get contact less almost daily. I'm waking up each day to find PIN pads at stores that previously didn't have it. I think we will be at least at 80% contact less acceptance once EMV is on.
Also I am noticing more and more and more stores get contact less almost daily. I'm waking up each day to find PIN pads at stores that previously didn't have it. I think we will be at least at 80% contact less acceptance once EMV is on.
Hopefully Chipotle and In-N-Out are next.
Apr 18, 2015, 10:21 pm
#1240
Join Date: Jan 2005
Location: If only I knew
Programs: Several of my own making in which I was recently fast-tracked to super-duper-über-elite status
Posts: 1,074
Lost my Apple Pay because I had to reset my iPhone to try to fix a sound problem.
So I add them all back in but my BofA Visa is a pain in the ....
For verification, they're suppose to send an SMS but they haven't. Yet got an email saying my card was added to Apple Pay. Email even lists the last 4 digits of the card and the DAN.
But I didn't even get the SMS!
So I switch verification to calling Visa and they want to ask all kinds of questions based on my credit report. Problem is, I have my credit frozen due to the Anthem attack. So they can't verify me through the call center.
I don't recall having problems verifying this card before.
So I add them all back in but my BofA Visa is a pain in the ....
For verification, they're suppose to send an SMS but they haven't. Yet got an email saying my card was added to Apple Pay. Email even lists the last 4 digits of the card and the DAN.
But I didn't even get the SMS!
So I switch verification to calling Visa and they want to ask all kinds of questions based on my credit report. Problem is, I have my credit frozen due to the Anthem attack. So they can't verify me through the call center.
I don't recall having problems verifying this card before.
All this for a card that I've had on applepay for months. Looks like my USAA card is going into the drawer and will not be getting any use.
Apr 19, 2015, 7:25 pm
#1241
Join Date: Sep 2014
Posts: 1,723
I haven't used Apple Pay at Subway yet because it seems like a major hassle compared to most other places that officially support it. (Yeah, having to tell them that you want to pay by contactless rationally isn't that big of a deal but still.) Fortunately the terminals all seem to be on the customer side at least around here.
Apr 21, 2015, 8:51 am
#1242
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,508
Apparently in New Zealand you can opt out of contactless now: http://www.stuff.co.nz/business/6792...tless-payments
Apr 21, 2015, 1:20 pm
#1243
Join Date: Jul 2006
Location: SAN
Posts: 1,171
Apparently in New Zealand you can opt out of contactless now: http://www.stuff.co.nz/business/6792...tless-payments
Apr 21, 2015, 6:03 pm
#1244
Join Date: Jun 2006
Location: STL
Posts: 1,546
For any grocery shoppers in the greater St. Louis area, Shop n Save now supports Apple Pay/NFC (MX915) and Dierbergs is working on rolling it out according to a post on their Facebook page (The store by me recently got MX915s as well but NFC was disabled). And according to a post on /r/stlouis Schnucks has it at a few stores (not sure which PIN pad, haven't been to one with it yet) and are working on rolling it out. So hopefully all of our major grocery stores will have NFC in the next few months.
'Bout time, especially for Schnucks. Another hacked retailer that should've upgraded to something more secure years ago
'Bout time, especially for Schnucks. Another hacked retailer that should've upgraded to something more secure years ago
Apr 21, 2015, 7:07 pm
#1245
Join Date: Sep 2014
Posts: 1,723
For any grocery shoppers in the greater St. Louis area, Shop n Save now supports Apple Pay/NFC (MX915) and Dierbergs is working on rolling it out according to a post on their Facebook page (The store by me recently got MX915s as well but NFC was disabled). And according to a post on /r/stlouis Schnucks has it at a few stores (not sure which PIN pad, haven't been to one with it yet) and are working on rolling it out. So hopefully all of our major grocery stores will have NFC in the next few months.
'Bout time, especially for Schnucks. Another hacked retailer that should've upgraded to something more secure years ago
'Bout time, especially for Schnucks. Another hacked retailer that should've upgraded to something more secure years ago
Also today I went back into the BP I snapped this picture in: https://dl.dropboxusercontent.com/u/...102151707a.jpg but went to the other register this time and the theme had changed to a Verifone one, with the same options, but Google Wallet worked perfectly without asking for credit/debit, which most BP's seem to ask for now. I do think its odd that it would change like that and I am wondering why it changed hmmm.