tmiw

Just came back from Albertsons. Apparently if your transaction is more than $50 and you try to use Apple Pay the clerk has to enter the last 4 of your DAN and you have to sign for the purchase. I almost don't mind signing but the DAN entry makes Apple Pay extremely inconvenient. It took us three attempts (2x with AmEx, 1x with CSP) before we could get it to go through. I think he may have been entering the wrong last 4 digits since it shows the last 4-5 of your physical card as well as your DAN, but the clerk also mentioned something about how AmEx and MC were not working right with Apple Pay there.

(I was able to use AmEx with Apple Pay at self-checkout under $50 with no problem the last time I was there so I think he was just entering the wrong digits for DAN. But still, they shouldn't need to ask for those with contactless.)

Points Scrounger

That's how I feel about Bartell Drugs here in WA, with NO CVM waiver -- all tapped transactions require a signature, and Macy's -- all tapped transactions require clerk input of last four digits of card ... when she realizes that the transaction isn't going through.

AllieKat

Makes sense, as my physical Amex and Mastercard cards fail more often than they work. It's horribly misconfigured.

scibot

Well I went to Best Buy and Contactless did not work, just got the same message I got a year ago, but the cashier thought that they would be supporting Apple Pay/Google Wallet very soon from a meeting they had. Which backs up what I've heard, but only with a new pos system, this store still had the old L4150's and IBM pos system, so no wonder it doesn't work yet.
I'm guessing all SpartanNash(Family Fare, Bag N' Save, No Frills etc) stores probably use this theme on the MX925: https://dl.dropboxusercontent.com/u/...416152110a.jpg I'm sure this actually works correctly with Apple Pay unlike Albertsons, as it doesn't say "Please slide card." simply say Swipe/Tap and show the logo, so they must have thought that well through.

tmiw

Hopefully contactless actually happens at BB but they are MCX members so I don't have high hopes. In any case, judging by my last couple of experiences at Best Buy CurrentC would likely be faster than what they're doing now.

Also, speaking of broken POS terminals, CVS still doesn't realize that my AmEx is incapable of debit or EBT so I have to choose "Credit" every time. I get asking when someone swipes a debit card or the credit card is from an unknown BIN but they shouldn't need to ask if it's obviously credit. Every other store seems to get this right. Maybe once EMV's finally turned on there that prompt will go away.

reclusive46

Oh it would work fine. The rule only applies to EMV cards.

AllieKat

I don't think it applies to EMV cards issued in the US. I have used both my Amex and HSBC cards for contactless transactions before I used them for contact EMV transactions. In fact, my current Amex has never been used for a contact transaction and has worked fine for dozens of contactless transactions.

That said, most (all?) of those contactless transactions are mag stripe, but I'm not sure if that affects the risk management counters or not?

reclusive46

I don't think that applies to msd contactless transactions.

AllieKat

Okay, I'll have to make a contact chip transaction with my Amex card then just to make sure that if I do end up deciding to use it in the UK (don't know why I would, it has a FTF, but just in case) it will work.

reclusive46

I saw some article saying today that Applepay was demagnetising credit card when active (I'm guessing they were referring to using Touch ID before you get to the terminal to authorise the transaction) , but it seems to have disappeared now. Sounds like rubbish to me. I'm not sure how it could erase magnetic stripes, the nfc chip doesn't even transmit anything till it is within the terminals range does it?

AllieKat

Complete and utter nonsense

reclusive46

Haha thats what I thought.

tmiw

So I expected Barclays to push the Aviator Red card info to my iPhone since I received/activated the Aviator card today but it still shows the US Airways card image. How long does it take for that to happen? Or am I going to need to delete/readd the card? I really don't want to have to call them again if possible.

RedLight2015

Just used Apple Pay at a small time pet store, and the receipt mentions Chip Card AID, etc. Next time I'm going to try an EMV Debit here.

EMV debits work fine in First Data terminals right? Not like the shoddy Walmart implementation?

tmiw

Last time I used a debit card in EMV mode somewhere with FD terminals I wasn't asked for a PIN. At least I could insert still I guess.