USA contactless credit/debit/transit (2014-2016)
Oct 24, 2016, 9:07 am
#5371
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Join Date: Jan 2014
Location: San Diego, CA
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Oct 24, 2016, 9:20 pm
#5372
Join Date: Sep 2014
Posts: 1,723
So I went to a local Coffeehouse with the ShopKeep iPad and the Ingenico iCMP and it said 'Swipe or Tap Card' with the ctls logo(no EMV) so I tried twice with my Visa Debit card and it somehow declined 3 times even though I only tapped twice and it shows 3 transactions as declined in the list now. So I switched to my grandfathered Cap One card and it worked fine, so what in the heck is that about? I then went to The Container Store in the same mall and saw someone select Credit with a swipe card(no EMV yet) and they had to sign for it, I then used Android Pay Visa without any issue there and did not have to select Credit or have to sign for it, haha(How it should be!). ^ I then went to Trader Joe's and it worked perfect there as well so it has to be there configuration and I wonder if anyone else has had a similar experience with ShopKeep + iCMP? Here is the decline on the Android Pay list: https://app.box.com/s/sx4sn9sgmpcpcq6j33ic923vsjf1suhy
Oct 24, 2016, 9:27 pm
#5373
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Join Date: Jan 2014
Location: San Diego, CA
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I'm at SAN waiting for a flight. The Jack In The Box in T1 does EMV but it doesn't look like they do contactless. 
(Insert or Swipe Card message with a Manual softkey in the lower right of the VX805.)
Since this is a work trip I used my Citi corporate card for the purchase. It was the first time using EMV on that card so the transaction ran as no CVM. Unfortunately the cashier threw out the second receipt.
cardpeek now shows "2" for PIN Try Counter so I expect to have to enter the PIN for the corporate card for future purchases.
(Insert or Swipe Card message with a Manual softkey in the lower right of the VX805.)Since this is a work trip I used my Citi corporate card for the purchase. It was the first time using EMV on that card so the transaction ran as no CVM. Unfortunately the cashier threw out the second receipt.
cardpeek now shows "2" for PIN Try Counter so I expect to have to enter the PIN for the corporate card for future purchases.
Oct 24, 2016, 11:40 pm
#5374
Join Date: Jan 2010
Location: SFO
Programs: *G^2, Bonvoyed, NEXUS
Posts: 3,516
MasterCard (Kernel 2) can support it in a limited fashion for MSD by informing the phone it can support it, and then if the transaction is above the 'mobile' CVM limit, and the phone asserts that it has performed CVM, it will compute the CVC3 with a different offset to assert to the issuer that CVM was performed by the phone.
American Express (Kernel 4) can support it as MSD transactions mostly use EMV functionality and then create pseudo mag-stripe information to send to the host. This requires the terminal and card to indicate that they both support Contactless Mobile and CVM Processing
I highly doubt most US terminals that do not support EMV mode to be properly configured to support mobile transactions for MasterCard and Amex.
Oct 25, 2016, 12:20 am
#5375
Join Date: Nov 2012
Posts: 3,537
Starbucks US does not support contactless (Apple Pay) Discover. "Use chip reader". Chip worked fine.
Oct 25, 2016, 12:40 am
#5376
Join Date: Sep 2014
Posts: 1,723
Capital One Wallet(MC) does the same thing while Android Pay Visa works fine there as EMV Contactless. Exactly why Capital One needs to just support Android Pay as their dumb app fails to work at some places such as Trader Joe's, Starbucks and Runza.
Oct 25, 2016, 3:49 pm
#5377
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Location: RSW
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While I'm waiting for my cold nitro to settle (such a hipster am I!) thought I'd post that when I got out my AMEX card to pay, the coffee shop manager reached for it so that he could insert it. I said No politely and tapped it myself on the Apple Pay NFC pad. He was astonished, "I had no idea there were cards that can do that!" I explained that AMEX is opt-in.
Oct 25, 2016, 4:56 pm
#5378
Join Date: Jul 2012
Location: RDU
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While I'm waiting for my cold nitro to settle (such a hipster am I!) thought I'd post that when I got out my AMEX card to pay, the coffee shop manager reached for it so that he could insert it. I said No politely and tapped it myself on the Apple Pay NFC pad. He was astonished, "I had no idea there were cards that can do that!" I explained that AMEX is opt-in.
1) Why was he reaching for your card to insert it, regardless of NFC availability?
2) How was that cold nitro thing?
Oct 25, 2016, 7:13 pm
#5380
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Join Date: Aug 2001
Location: RSW
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Oct 25, 2016, 7:37 pm
#5381
Join Date: Oct 2011
Posts: 266
That is odd so what what card did you use there as when I used my Visa card there it worked perfectly fine although that was months ago. But yeah they could have borked the contactless although you'd expect them to stop tweaking the config once EMV is enabled but companies can't stop messing with stuff. Your NFC antenna could be failing or a case could be blocking the signal from working.
Soon as you tap, you hear the alarm.
Oct 26, 2016, 5:04 pm
#5382
Join Date: Oct 2011
Posts: 266
Stopped at Subway. I took the case off, just in case but Android Pay worked fine.
Receipt says Contactless EMV
Receipt says Contactless EMV
Oct 26, 2016, 7:08 pm
#5383
Suspended
Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,729
Safeway where?
Some of us are stuck with Safeways which are still on magnetic strip.
Some of us are stuck with Safeways which are still on magnetic strip.
Oct 26, 2016, 7:54 pm
#5385
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Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,729
Well there are two Safeways, both less than 5 years old and within 3-4 miles of each other in Sunnyvale, CA.
One has an EMV reader and the other one doesn't. Neither has contactless.
Since the one was just updated to the EMV reader (they just changed the pin pad, not the scanning pad and touchscreen for the self-checkouts), I gather they're done for awhile.
One has an EMV reader and the other one doesn't. Neither has contactless.
Since the one was just updated to the EMV reader (they just changed the pin pad, not the scanning pad and touchscreen for the self-checkouts), I gather they're done for awhile.