USA contactless credit/debit/transit (2014-2016)
Oct 19, 2016, 1:06 pm
#5326
Join Date: Sep 2014
Posts: 1,723
Apparently some Costco gas pumps have the same ctls readers as Arco stations: https://twitter.com/jordangreene/sta...47965615710209 it doesn't work yet but that is quite interesting that they even have them at any pumps.
Oct 19, 2016, 1:11 pm
#5327
Join Date: Oct 2014
Programs: Skymiles
Posts: 3,251
Apparently some Costco gas pumps have the same ctls readers as Arco stations: https://twitter.com/jordangreene/sta...47965615710209 it doesn't work yet but that is quite interesting that they even have them at any pumps.
I wonder what the Wayne ones will look like for the newish pumps.
Oct 19, 2016, 2:16 pm
#5328
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,508
On that note, he also hates the VX520 despite it being one of the less expensive options (supposedly ~$150 each). Ironically it's probably also one of the better options if you want to keep your clients' customers happy (and thus your clients happy) thanks to its EMV speed.
Oct 19, 2016, 5:10 pm
#5329
Join Date: Nov 2012
Posts: 3,537
The thing is, he'd have a point--if Durbin applied to all debit cards. However, there are a whole lot of even mid-sized credit unions and banks that don't have anywhere close to $10 billion in assets, meaning that his advice is unnecessarily costing his clients money. (And I doubt they're large enough to negotiate deals that are anywhere close to what Walmart et al have, either.)
On that note, he also hates the VX520 despite it being one of the less expensive options (supposedly ~$150 each). Ironically it's probably also one of the better options if you want to keep your clients' customers happy (and thus your clients happy) thanks to its EMV speed.
On that note, he also hates the VX520 despite it being one of the less expensive options (supposedly ~$150 each). Ironically it's probably also one of the better options if you want to keep your clients' customers happy (and thus your clients happy) thanks to its EMV speed.
Oct 19, 2016, 5:36 pm
#5330
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,508
Oct 19, 2016, 6:00 pm
#5331
Join Date: Oct 2014
Programs: Skymiles
Posts: 3,251
The thing is, he'd have a point--if Durbin applied to all debit cards. However, there are a whole lot of even mid-sized credit unions and banks that don't have anywhere close to $10 billion in assets, meaning that his advice is unnecessarily costing his clients money. (And I doubt they're large enough to negotiate deals that are anywhere close to what Walmart et al have, either.)
On that note, he also hates the VX520 despite it being one of the less expensive options (supposedly ~$150 each). Ironically it's probably also one of the better options if you want to keep your clients' customers happy (and thus your clients happy) thanks to its EMV speed.
On that note, he also hates the VX520 despite it being one of the less expensive options (supposedly ~$150 each). Ironically it's probably also one of the better options if you want to keep your clients' customers happy (and thus your clients happy) thanks to its EMV speed.
There's a reason all my clients have some sort of Pin Pad with contactless.
And yes, PIN debit is also a lot lower. Durbin or not, the fee statements prove it.
Oct 19, 2016, 9:59 pm
#5332
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,508
He is choosing to not do PIN pads because it costs him more money when providing complementary equipment. I love the Vx520, it's robust, and rarely gives us problems. This guy just wants to make a quick buck, and saving money with PIN pads as it does cost more money. A VX520, actually costs us about $200 plus the Vx805 which is about another $150....the merchant would generally have to pony up the $150, and it's a hard sell, considering they offer "free terminals", which is why he got lazy.
There's a reason all my clients have some sort of Pin Pad with contactless.
And yes, PIN debit is also a lot lower. Durbin or not, the fee statements prove it.
There's a reason all my clients have some sort of Pin Pad with contactless.
And yes, PIN debit is also a lot lower. Durbin or not, the fee statements prove it.
Oct 20, 2016, 1:12 am
#5333
Join Date: Apr 2015
Posts: 489
Arco in norther CA just got new EMV readers at the pump and the islands covered with a piece of cardboard that tells people to pay at the pump, exactly the same as the ones in Southern CA. No contactless! What gives? Why did all of souther ca get them but not us? Garbage!
Oct 20, 2016, 1:29 am
#5334
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,508
Arco in norther CA just got new EMV readers at the pump and the islands covered with a piece of cardboard that tells people to pay at the pump, exactly the same as the ones in Southern CA. No contactless! What gives? Why did all of souther ca get them but not us? Garbage!
Oct 20, 2016, 9:09 am
#5336
Join Date: Oct 2015
Location: Northern Virginia
Posts: 1,592
Harris Teeter's new stores in my area don't have contactless enabled. I went to three different ones in Bethesda, Falls Church, and Vienna, and they all have MX915s. Contactless disabled and new logos on the terminals. At legacy stores, some MX915s work, some don't, and all MX860s with the contactless attachment work. I don't see Kroger sorting this out anytime soon.
TLDR: Certain stores and certain lanes.
TLDR: Certain stores and certain lanes.
Oct 20, 2016, 10:30 am
#5337
Join Date: Oct 2014
Programs: Skymiles
Posts: 3,251
Arco in norther CA just got new EMV readers at the pump and the islands covered with a piece of cardboard that tells people to pay at the pump, exactly the same as the ones in Southern CA. No contactless! What gives? Why did all of souther ca get them but not us? Garbage!
Oct 20, 2016, 4:03 pm
#5338
Join Date: Jun 2012
Location: New England
Programs: American Gold, Marriott Gold, Hilton Silver
Posts: 5,644
Dunkin Donuts have recently all changed to MX915s. Most of the ones I go to don't have EMV enabled (there's a dangler stuck in the slot telling customers to slide their cards). However, I did stop at a Dunkin Donuts in New Hampshire a few weeks ago that used the EMV slot.
Oct 20, 2016, 11:27 pm
#5339
Join Date: Jul 2009
Location: SJC
Programs: AA, AS, Marriott
Posts: 6,064
I noticed earlier in the week that the contactless symbol was on the Ingenico iPP 320 terminals at the cafeteria at work. I was a bit reluctant to try until I saw a colleague pay with Apple Pay on Tuesday. On Wednesday I used my phone, and the cashier said, "Oh, I love it when people pay the cool way! 
" No issues with Android Pay on my phone. ^
I also used it for the first time at Subway today, and I think it was my first EMV contactless payment:
" No issues with Android Pay on my phone. ^I also used it for the first time at Subway today, and I think it was my first EMV contactless payment:
Oct 20, 2016, 11:36 pm
#5340
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,508
I noticed earlier in the week that the contactless symbol was on the Ingenico iPP 320 terminals at the cafeteria at work. I was a bit reluctant to try until I saw a colleague pay with Apple Pay on Tuesday. On Wednesday I used my phone, and the cashier said, "Oh, I love it when people pay the cool way! " No issues with Android Pay on my phone. ^
I also used it for the first time at Subway today, and I think it was my first EMV contactless payment:
" No issues with Android Pay on my phone. ^I also used it for the first time at Subway today, and I think it was my first EMV contactless payment: