USA contactless credit/debit/transit (2014-2016)
Sep 2, 2015, 12:30 am
#1936
Join Date: Jan 2010
Location: SFO
Programs: *G^2, Bonvoyed, NEXUS
Posts: 3,516
And to my understanding, MSD will soon be (if not already) no longer supported for Visa. So businesses will basically have no choice but to get certified for EMV contactless if they want to accept Apple Pay.
Honestly, they should have made the requirements such that going semi-integrated would be a lot less hassle.
Honestly, they should have made the requirements such that going semi-integrated would be a lot less hassle.
Sep 2, 2015, 4:58 am
#1937
Join Date: Jul 2012
Location: Canada
Programs: BA Gold (OWE), Star Alliance Gold, Hilton Diamond
Posts: 2,194
Sep 2, 2015, 6:49 am
#1938
Join Date: Jun 2006
Location: STL
Posts: 1,546
If they're already certified for EMV chip, is additional certification needed for EMV contactless?
Sep 2, 2015, 7:50 am
#1939
Join Date: Jul 2012
Location: Canada
Programs: BA Gold (OWE), Star Alliance Gold, Hilton Diamond
Posts: 2,194
Sep 2, 2015, 5:16 pm
#1940
Join Date: Nov 2012
Posts: 3,537
What I want to know is what Visa and Mastercard have done differently from American Express that so many places refuse to set up their terminals for Amex contactless...
Sep 2, 2015, 7:42 pm
#1941
Join Date: Jul 2012
Location: Canada
Programs: BA Gold (OWE), Star Alliance Gold, Hilton Diamond
Posts: 2,194
I don't think much is different in the standards themselves.
Sep 2, 2015, 8:57 pm
#1942
Suspended
Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,729
I thought it was always that Amex charges a higher fee to merchants.
It's positioned as a more exclusive card, or was when it came out.
But many merchants are unwilling to pay higher fees for Amex.
It's positioned as a more exclusive card, or was when it came out.
But many merchants are unwilling to pay higher fees for Amex.
Sep 3, 2015, 1:40 am
#1943
Join Date: Nov 2012
Posts: 3,537
Two, that does nothing to explain the massive number of merchants who take Amex and take Visa/MC contactless but do not take Amex contactless. Yes I can see merchant banks playing a role but I'm surprised merchants - and Amex - don't demand parity. Even large merchants like Starbucks and Superdrug.
Sep 3, 2015, 2:39 pm
#1945
Join Date: Jul 2006
Location: SAN
Posts: 1,171
At least one of the Target stores in San Diego has self checkout, and I've used it. Last time I was there was before that store had turned on EMV though (they had the signs at the self checkout machine but nothing happened when I inserted the card).
Sep 3, 2015, 6:16 pm
#1946
Join Date: Apr 2015
Posts: 489
Samsung Pay is working now! Citibank should be supported on launch day according to the rep I spoke to. If I try and add my Citibank debit card now, I am brought to the terms and conditions diction screen for Citibank, so I know support is coming, but I can't add the card past that yet. BofA works perfectly.
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Sep 3, 2015, 7:24 pm
#1947
Join Date: Sep 2014
Posts: 1,723
Samsung Pay is working now! Citibank should be supported on launch day according to the rep I spoke to. If I try and add my Citibank debit card now, I am brought to the terms and conditions diction screen for Citibank, so I know support is coming, but I can't add the card past that yet. BofA works perfectly.
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Sep 3, 2015, 7:28 pm
#1948
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,508
I'm quite curious if the NFC part of Samsung Pay supports EMV or not. Also yesterday I visited a Savers Thrift Store and they had like an FD100Ti with an FD35 pinpad, I used Google Wallet to pay and the merchant copy said no signature required, that is first time I've seen that for Google Wallet, it has always printed a signature slip with FD equipment because GW uses MSD.
Sep 3, 2015, 7:57 pm
#1949
Join Date: Apr 2015
Posts: 489
I'm quite curious if the NFC part of Samsung Pay supports EMV or not. Also yesterday I visited a Savers Thrift Store and they had like an FD100Ti with an FD35 pinpad, I used Google Wallet to pay and the merchant copy said no signature required, that is first time I've seen that for Google Wallet, it has always printed a signature slip with FD equipment because GW uses MSD.
Sep 4, 2015, 12:51 am
#1950
Join Date: Sep 2014
Posts: 1,723
It does. The MST part just sends the track 2 data to all tracks. The NFC part is just like Apple Pay where Mastercard supports full EMV and MSD, but Visa only supports EMV so just like Apple Pay, SP Visa can't be used at Jack In the Box or anywhere else that uses the older MSD only terminals. This includes the old Vivopay 4000 (not to be confused with the 4500 and 4800 terminals which are EMV capable).