Mar 12, 2014, 3:53 pm
Last edit by: muji
As an additional resource for these cards see this thread: Alaska Airlines Visa
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
- $50 per company, $25 per card (Business Level Earning Plan)
- $0 per company, $75 per card (Individual Level Earning Plan)
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
Alaska Airlines card offers, Personal & Business [2012-2016]
Jun 23, 2015, 11:03 am
#2266
Join Date: Feb 2008
Posts: 783
Someone will kill this golden goose... I just hope not too soon. What's wrong with people just applying for 1 personal and 1 business card, every 91 days and picking up 200,000 miles per year? It's been working for such a long time, no reason to get too greedy. Keep on running this marathon, don't sprint to much, you may twist your ankle.
Cheers,
PedroNY
Cheers,
PedroNY
Jun 23, 2015, 11:06 am
#2267
Join Date: Jun 2011
Posts: 800
Someone will kill this golden goose... I just hope not too soon. What's wrong with people just applying for 1 personal and 1 business card, every 91 days and picking up 200,000 miles per year? It's been working for such a long time, no reason to get too greedy. Keep on running this marathon, don't sprint to much, you may twist your ankle.
Cheers,
PedroNY
Cheers,
PedroNY
AS is aware and is monitoring bonus award activity. BoA wised up and some reps are disallowing multiple accounts.
I'll wait my full 3 months before I do another AS card. Maybe do an award booking between now and then too just to show some activity. Definitely doing some "regular spend" on the card to have some inconsistencies in all my related accounts.
The end is near. But something new always pops up!
Jun 25, 2015, 10:43 am
#2268
Join Date: Apr 2011
Posts: 567
Does the 90 day rule apply to me? My last Alaska personal cards were 6 months back. I got Boa Virgin Atlantic cards about a month back. Can I apply for Alaska cards now? I can even apply for the business version - is there a better chance?
QUOTE=PedroNY;25015373]Someone will kill this golden goose... I just hope not too soon. What's wrong with people just applying for 1 personal and 1 business card, every 91 days and picking up 200,000 miles per year? It's been working for such a long time, no reason to get too greedy. Keep on running this marathon, don't sprint to much, you may twist your ankle.
Cheers,
PedroNY[/QUOTE]
QUOTE=PedroNY;25015373]Someone will kill this golden goose... I just hope not too soon. What's wrong with people just applying for 1 personal and 1 business card, every 91 days and picking up 200,000 miles per year? It's been working for such a long time, no reason to get too greedy. Keep on running this marathon, don't sprint to much, you may twist your ankle.
Cheers,
PedroNY[/QUOTE]
Jun 25, 2015, 11:11 am
#2269
Join Date: Feb 2008
Posts: 783
You should be able to get both personal and business.
90 day rule is not a set rule for BofA, it is just something that a lot of people do who churn credit cards, we bunch our applications, and repeat it every 90 or 120 days. That way these hard pulls start to "fall off" your credit report in sequence -- lot of banks look back at 6 month mark, or 1 year mark, or total of 2 years (the max). So if you have 8 hard pulls from 366 days ago or 732 days ago, they won't impact banks' decisions. YMMV, as always.
Cheers,
PedroNY
90 day rule is not a set rule for BofA, it is just something that a lot of people do who churn credit cards, we bunch our applications, and repeat it every 90 or 120 days. That way these hard pulls start to "fall off" your credit report in sequence -- lot of banks look back at 6 month mark, or 1 year mark, or total of 2 years (the max). So if you have 8 hard pulls from 366 days ago or 732 days ago, they won't impact banks' decisions. YMMV, as always.
Cheers,
PedroNY
Jun 25, 2015, 11:31 am
#2270
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Someone will kill this golden goose... I just hope not too soon. What's wrong with people just applying for 1 personal and 1 business card, every 91 days and picking up 200,000 miles per year? It's been working for such a long time, no reason to get too greedy. Keep on running this marathon, don't sprint to much, you may twist your ankle.
Cheers,
PedroNY
Cheers,
PedroNY
Jun 25, 2015, 11:34 am
#2271
Join Date: Dec 2004
Posts: 7,904
Someone will kill this golden goose... I just hope not too soon. What's wrong with people just applying for 1 personal and 1 business card, every 91 days and picking up 200,000 miles per year? It's been working for such a long time, no reason to get too greedy. Keep on running this marathon, don't sprint to much, you may twist your ankle.
Cheers,
PedroNY
Cheers,
PedroNY
Jun 25, 2015, 1:20 pm
#2272
Join Date: Sep 2011
Location: ORD/MDW
Programs: AA EXP, DL-Plat, WN-CP | Hotels: Choice-Gld, IHG-Plt, Rad-Gld, HH-Dia, Hyatt-Glob, Marriott-LtPlt
Posts: 2,889
Jun 25, 2015, 2:22 pm
#2273
Join Date: Aug 2003
Location: Chicago
Programs: AA UA Delta. HH Diamond, PC Platinum, Club Carlson Gold, Hyatt Diamond
Posts: 809
Someone will kill this golden goose... I just hope not too soon. What's wrong with people just applying for 1 personal and 1 business card, every 91 days and picking up 200,000 miles per year? It's been working for such a long time, no reason to get too greedy. Keep on running this marathon, don't sprint to much, you may twist your ankle.
Cheers,
PedroNY
Cheers,
PedroNY
Thanks!
Jun 25, 2015, 2:46 pm
#2275
Join Date: May 2010
Location: Up in the Air
Posts: 87
Close open card before applying?
Greetings,
I currently have an open personal card, the annual fee will hit shortly. I am planning on canceling it soon.
I also plan to apply for two new cards (1 personal + 1 biz) in the next week or so. Is it better to close my current open card before submitting apps for the two new cards?
Thanks!
I currently have an open personal card, the annual fee will hit shortly. I am planning on canceling it soon.
I also plan to apply for two new cards (1 personal + 1 biz) in the next week or so. Is it better to close my current open card before submitting apps for the two new cards?
Thanks!
Jun 25, 2015, 4:15 pm
#2276
Join Date: Jun 2014
Location: SNA, VCE
Programs: AA Lifetime Platinum, Hyatt Plat, Marriott Gold, United
Posts: 129
Business card application status
Apologies if this info is upthread, but is there any way to check the application status by the application #? I Applied for both personal and business AS cards on the same day, and was approved for the personal, but the business went pending. When I call the automated approval line it only gives the info for the approved personal card.
Jun 25, 2015, 7:51 pm
#2277
Join Date: Jun 2011
Posts: 800
Apologies if this info is upthread, but is there any way to check the application status by the application #? I Applied for both personal and business AS cards on the same day, and was approved for the personal, but the business went pending. When I call the automated approval line it only gives the info for the approved personal card.
Jun 25, 2015, 10:20 pm
#2278
Join Date: Aug 2010
Posts: 97
Is it still possible to sign up for two personal products at once on the same day? For instance this card + the Virgin Atlantic card both on the same day?
Jun 25, 2015, 11:05 pm
#2280
Join Date: Aug 2010
Posts: 97
I may be wrong, but I think Pedro was referring to one personal and one bus AS card per 91 days, not all B/A cards combined. Several posts have mentioned the Recon CSR saying there is a new informal policy of only 2 AS cards per 90 days. Most likely due to the massive publicity about applying for 4 or even 5 AS cards the same day. I'm not aware of anyone posting about VA apps interfering with AS apps.