Mar 12, 2014, 3:53 pm
Last edit by: muji
As an additional resource for these cards see this thread: Alaska Airlines Visa
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
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Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
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Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
- $50 per company, $25 per card (Business Level Earning Plan)
- $0 per company, $75 per card (Individual Level Earning Plan)
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
Alaska Airlines card offers, Personal & Business [2012-2016]
Aug 26, 2016, 9:33 am
#3766
Join Date: Apr 2014
Programs: Hilton - Diamond, IHG - Spire Amb
Posts: 901
Both wife and I received new business card with 0 revenue. instant approval. household income 1xxk, >800 fico, >20 credit inquires last year.
Aug 26, 2016, 10:27 am
#3767
Join Date: Jul 2003
Location: Wine Country, Finger Lakes
Programs: LFFRS BOD
Posts: 1,355
I have 2 months to go before the fee charges for my Alaska Airlines credit card. I called the number on the back of the card to cancel (during business hours), told the prompt "cancel card", then was connected to a rep who asked why I wanted to cancel. Told him I didn't want to pay the fee, and that my Starwood card was giving me more Alaska miles. He then offered 2,500 miles for keeping the card. Will post 4-6 weeks. He assured me that I can then still cancel the card.
Aug 26, 2016, 10:45 am
#3768
Join Date: Nov 2013
Location: LAX, LGB, SNA
Programs: AA EXP OWE, DL DM ST+, AS MVPG, UA, BA, WN CP, Hyatt E, Ritz Plat, HH GM
Posts: 3,185
Aug 26, 2016, 11:07 am
#3769
Join Date: Jul 2003
Location: Wine Country, Finger Lakes
Programs: LFFRS BOD
Posts: 1,355
I have 2 months to go before the fee charges for my Alaska Airlines credit card. I called the number on the back of the card to cancel (during business hours), told the prompt "cancel card", then was connected to a rep who asked why I wanted to cancel. Told him I didn't want to pay the fee, and that my Starwood card was giving me more Alaska miles. He then offered 2,500 miles for keeping the card. Will post 4-6 weeks. He assured me that I can then still cancel the card.
So then I will call and cancel the card for sure.. it is my 2nd AS and I am looking to get a 3rd in Oct.
Aug 26, 2016, 2:00 pm
#3770
Join Date: Aug 2011
Location: LAX
Programs: UA, AA, BA
Posts: 162
I am hitting a wall with BofA Alaska card. I have gotten them about every 4 months for last 18 months, but lately both wife and I only are getting platinum cards. I apply for a second card that goes pending and when I call they will not give me more than $1200 credit limit. Income 160+, fico 800, < 1% utilization. I do have 7 inquiries last 6 months, does that have something to do with it. no open BofA cards at the moment. Maybe just a datapoint.
Aug 26, 2016, 2:13 pm
#3771
Join Date: Oct 2011
Posts: 4,166
I am hitting a wall with BofA Alaska card. I have gotten them about every 4 months for last 18 months, but lately both wife and I only are getting platinum cards. I apply for a second card that goes pending and when I call they will not give me more than $1200 credit limit. Income 160+, fico 800, < 1% utilization. I do have 7 inquiries last 6 months, does that have something to do with it. no open BofA cards at the moment. Maybe just a datapoint.
Aug 26, 2016, 3:40 pm
#3773
Join Date: Dec 2011
Location: Bay area, CA
Programs: SW, AS, UA, AA, Delta, Hilton, Hyatt, Club Carlson, SPG, IHG, Choice
Posts: 183
Got targeted offer in mail for 35K miles.. 30K plus 5K bonus. Expires Oct.
Aug 26, 2016, 3:58 pm
#3774
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Well, I'll be happy to try to be another datapoint, but it may take a week or so. I have a targeted business Alaska card offer that I'll probably apply for this weekend (since it expires at the start of next month), and I expect I'll put $0 for revenue. Depends on how quickly they make a decision on my application as to how quickly I can report. But of course I don't know if it works any differently for a targeted offer vs applying for the regular offer online.
Here are some possibly relevant details:
Although my targeted letter had an offer code to use for applying over the phone, they just told to use a website if doing it online, and the website didn't ask for anything from the letter. However:
It asked me if I am a current BofA customer, and since this far from my first AS card (even though it's my first AS business card), yes I am, so I clicked that, logged in, and it prefilled some stuff. Dunno if that made a difference in "instant" approval or not.
There were lots more questions about your business to answer than at either Citi or Amex. That threw me for a moment, but they were mostly questions that for a sole proprietor are either irrelevant or redundant (but unlike some other banks, they ask whether you're Sole Proprietor near the end of the application, and thus can't remove or change any questions based on that response).
The line you call "revenue" didn't use that word. I believe it was business income, or something like that. Anyway I did say $0, and I gave the current year and month as the start date of my business (they want both year and month!).
I gave my name as the name of my business. (My theoretical business is very sporadic consulting.)
They ask for a Federal ID somewhere up front, and you have to put in SSN there if you're sole prop. But it formats it with two digits and then a dash and then rest of the digits run together, so it looks really weird.
Anyway, since I was "instantly" approved, nobody called me and ask me anything obviously.
But therefore my experience is only a datapoint for "instant" approvals, not necessarily what happens if a human has to review your application.
Aug 27, 2016, 8:26 am
#3775
Join Date: Nov 2006
Location: LAX
Posts: 2,851
Personal card, approved in May 2016, CL 18k
Did not cancel the card and applied online this morning, approved instantly , CL 17k
Did not cancel the card and applied online this morning, approved instantly , CL 17k
Aug 29, 2016, 11:45 am
#3776
Join Date: Dec 2013
Location: PDX & PHX
Programs: AA,AS,HH,HY,IB,LH,IHG,MAR,WN
Posts: 199
I am hitting a wall with BofA Alaska card. I have gotten them about every 4 months for last 18 months, but lately both wife and I only are getting platinum cards. I apply for a second card that goes pending and when I call they will not give me more than $1200 credit limit. Income 160+, fico 800, < 1% utilization. I do have 7 inquiries last 6 months, does that have something to do with it. no open BofA cards at the moment. Maybe just a datapoint.
Aug 29, 2016, 11:46 am
#3777
Join Date: Aug 2011
Location: LAX
Programs: UA, AA, BA
Posts: 162
I am hitting a wall with BofA Alaska card. I have gotten them about every 4 months for last 18 months, but lately both wife and I only are getting platinum cards. I apply for a second card that goes pending and when I call they will not give me more than $1200 credit limit. Income 160+, fico 800, < 1% utilization. I do have 7 inquiries last 6 months, does that have something to do with it. no open BofA cards at the moment. Maybe just a datapoint.
Aug 29, 2016, 1:13 pm
#3779
Join Date: Dec 2013
Location: PDX & PHX
Programs: AA,AS,HH,HY,IB,LH,IHG,MAR,WN
Posts: 199
And it sounds like your overall utilization is pretty low?