Mar 12, 2014, 3:53 pm
Last edit by: muji
As an additional resource for these cards see this thread: Alaska Airlines Visa
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
- $50 per company, $25 per card (Business Level Earning Plan)
- $0 per company, $75 per card (Individual Level Earning Plan)
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
Alaska Airlines card offers, Personal & Business [2012-2016]
Sep 4, 2016, 4:47 pm
#3826
Original Member
Join Date: May 1998
Posts: 2,505
I have 2 months to go before the fee charges for my Alaska Airlines credit card. I called the number on the back of the card to cancel (during business hours), told the prompt "cancel card", then was connected to a rep who asked why I wanted to cancel. Told him I didn't want to pay the fee, and that my Starwood card was giving me more Alaska miles. He then offered 2,500 miles for keeping the card. Will post 4-6 weeks. He assured me that I can then still cancel the card.
Sep 4, 2016, 7:55 pm
#3827
Join Date: Jul 2003
Location: Wine Country, Finger Lakes
Programs: LFFRS BOD
Posts: 1,355
Sep 5, 2016, 2:15 pm
#3828
Join Date: Dec 2014
Posts: 25
I have a quick question.. I am wanting to book an Alaskan Airlines flight.. and realize this would be a good time to apply for the Alaska Air card, because the $100 bonus, and it says you can also use the card right away to pay for the flights, which is nice.
But then I stopped short of submitting the application because today is Labor Day. So I wonder does anyone know.. are the recon lines closed today? I'm just thinking that if I apply and I get the "pending" message and need to call that maybe there's nobody answering the questions today? Are these numbers closed on national holidays?
Thanks in advance
edit: just to answer my own question.. they do put a voice message saying they are closed today when I tried calling the first number.. I guess I'll have to wait until tomorrow and hopefully the ticket price doesn't go up between now and then.
But then I stopped short of submitting the application because today is Labor Day. So I wonder does anyone know.. are the recon lines closed today? I'm just thinking that if I apply and I get the "pending" message and need to call that maybe there's nobody answering the questions today? Are these numbers closed on national holidays?
Thanks in advance
edit: just to answer my own question.. they do put a voice message saying they are closed today when I tried calling the first number.. I guess I'll have to wait until tomorrow and hopefully the ticket price doesn't go up between now and then.
Sep 5, 2016, 5:16 pm
#3829
Join Date: Oct 2011
Posts: 4,166
I have a quick question.. I am wanting to book an Alaskan Airlines flight.. and realize this would be a good time to apply for the Alaska Air card, because the $100 bonus, and it says you can also use the card right away to pay for the flights, which is nice.
But then I stopped short of submitting the application because today is Labor Day. So I wonder does anyone know.. are the recon lines closed today? I'm just thinking that if I apply and I get the "pending" message and need to call that maybe there's nobody answering the questions today? Are these numbers closed on national holidays?
Thanks in advance
edit: just to answer my own question.. they do put a voice message saying they are closed today when I tried calling the first number.. I guess I'll have to wait until tomorrow and hopefully the ticket price doesn't go up between now and then.
But then I stopped short of submitting the application because today is Labor Day. So I wonder does anyone know.. are the recon lines closed today? I'm just thinking that if I apply and I get the "pending" message and need to call that maybe there's nobody answering the questions today? Are these numbers closed on national holidays?
Thanks in advance
edit: just to answer my own question.. they do put a voice message saying they are closed today when I tried calling the first number.. I guess I'll have to wait until tomorrow and hopefully the ticket price doesn't go up between now and then.
Sep 5, 2016, 11:39 pm
#3830
Join Date: Mar 2014
Posts: 329
Called in for my SO. Got transferred to the fraud department. Same thing happened to me, but they just verified my identity by asking for drivers license number and couple security questions from public records. Afterwards I was instantly approved.
For my SO they did the same. Got transferred to the fraud department, but at the end the lady was way more grumpy than the first guy. She explained that when you apply for a credit card, they pull your credit and she sees a lot of inquiries. She's like "you need to explain this to me and in detail!" I talked about maximizing my spending categories (which is actually legit reason) but also the free baggage since we fly Delta, American, Alaska, etc.
She was like "thanks for the explanation. I will submit your application for second review."
So does second review mean yet another set of eyes has to review his app? This is not looking too good
The more eyes involved, the less likely it is to be approved.
I don't have any experience with BofA and their fraud department or their "second review" process. What are your thoughts?
For my SO they did the same. Got transferred to the fraud department, but at the end the lady was way more grumpy than the first guy. She explained that when you apply for a credit card, they pull your credit and she sees a lot of inquiries. She's like "you need to explain this to me and in detail!" I talked about maximizing my spending categories (which is actually legit reason) but also the free baggage since we fly Delta, American, Alaska, etc.
She was like "thanks for the explanation. I will submit your application for second review."
So does second review mean yet another set of eyes has to review his app? This is not looking too good
The more eyes involved, the less likely it is to be approved.I don't have any experience with BofA and their fraud department or their "second review" process. What are your thoughts?
Just an update on this issue. I called back after I saw the "decision date" had changed. Fraud department must still not believe that it's my SO applying for the card. They sent a letter and want him to respond to it.
EDIT: Got the letter in the mail today. Just had to provide the reference number and date of the letter. Now it goes back to the credit department to state that the fraud department has completely verified me, and to approve the card. So we still don't have a definite approval, but we're getting closer!
Last edited by PowerMan572; Sep 6, 2016 at 3:20 pm Reason: Received letter in the mail
Sep 6, 2016, 11:41 am
#3831
Join Date: Oct 2011
Posts: 4,166
I was able to lower the limit on both my AS cards from $5k to $1k earlier today via chat.
Sep 7, 2016, 2:14 pm
#3832
Join Date: Jun 2013
Posts: 308
Ok, I applied today online and was "instantly" approved. (Which means no human ever looked at it.)
Here are some possibly relevant details:
Although my targeted letter had an offer code to use for applying over the phone, they just told to use a website if doing it online, and the website didn't ask for anything from the letter. However:
It asked me if I am a current BofA customer, and since this far from my first AS card (even though it's my first AS business card), yes I am, so I clicked that, logged in, and it prefilled some stuff. Dunno if that made a difference in "instant" approval or not.
There were lots more questions about your business to answer than at either Citi or Amex. That threw me for a moment, but they were mostly questions that for a sole proprietor are either irrelevant or redundant (but unlike some other banks, they ask whether you're Sole Proprietor near the end of the application, and thus can't remove or change any questions based on that response).
The line you call "revenue" didn't use that word. I believe it was business income, or something like that. Anyway I did say $0, and I gave the current year and month as the start date of my business (they want both year and month!).
I gave my name as the name of my business. (My theoretical business is very sporadic consulting.)
They ask for a Federal ID somewhere up front, and you have to put in SSN there if you're sole prop. But it formats it with two digits and then a dash and then rest of the digits run together, so it looks really weird.
Anyway, since I was "instantly" approved, nobody called me and ask me anything obviously.
But therefore my experience is only a datapoint for "instant" approvals, not necessarily what happens if a human has to review your application.
Here are some possibly relevant details:
Although my targeted letter had an offer code to use for applying over the phone, they just told to use a website if doing it online, and the website didn't ask for anything from the letter. However:
It asked me if I am a current BofA customer, and since this far from my first AS card (even though it's my first AS business card), yes I am, so I clicked that, logged in, and it prefilled some stuff. Dunno if that made a difference in "instant" approval or not.
There were lots more questions about your business to answer than at either Citi or Amex. That threw me for a moment, but they were mostly questions that for a sole proprietor are either irrelevant or redundant (but unlike some other banks, they ask whether you're Sole Proprietor near the end of the application, and thus can't remove or change any questions based on that response).
The line you call "revenue" didn't use that word. I believe it was business income, or something like that. Anyway I did say $0, and I gave the current year and month as the start date of my business (they want both year and month!).
I gave my name as the name of my business. (My theoretical business is very sporadic consulting.)
They ask for a Federal ID somewhere up front, and you have to put in SSN there if you're sole prop. But it formats it with two digits and then a dash and then rest of the digits run together, so it looks really weird.
Anyway, since I was "instantly" approved, nobody called me and ask me anything obviously.
But therefore my experience is only a datapoint for "instant" approvals, not necessarily what happens if a human has to review your application.
Sep 7, 2016, 11:35 pm
#3833
Join Date: Aug 2013
Posts: 30
I've applied and approved for my BoA Alaska card in June and then applied again in August for card #2. Then I've gotten a rejection letter for duplicate application. Do I need to space out my applications by 90 days? Or apply for multiple cards in 1 day?
I'm thinking about calling the reconsideration line for this issue. Has anyone experience this issue before?
I'm thinking about calling the reconsideration line for this issue. Has anyone experience this issue before?
Sep 8, 2016, 6:38 am
#3834
Join Date: Mar 2014
Posts: 329
Just an update on this issue. I called back after I saw the "decision date" had changed. Fraud department must still not believe that it's my SO applying for the card. They sent a letter and want him to respond to it.
EDIT: Got the letter in the mail today. Just had to provide the reference number and date of the letter. Now it goes back to the credit department to state that the fraud department has completely verified me, and to approve the card. So we still don't have a definite approval, but we're getting closer!
EDIT: Got the letter in the mail today. Just had to provide the reference number and date of the letter. Now it goes back to the credit department to state that the fraud department has completely verified me, and to approve the card. So we still don't have a definite approval, but we're getting closer!
Another update. Called back AGAIN this morning after noticing the decision date has been updated with today's date, 9/8.
They connected me to the fraud department again
Spoke with a nice lady. She could see I've called in multiple times and that I've already been verified, responded to the letter that came in the mail, and the app went up for 2nd review and it was OK for approval. She did not understand why it still has not been approved.She went ahead and approved it after verifying another security question and she's going to overnight it for the trouble.
Very happy camper after all this trouble!
Sep 8, 2016, 1:14 pm
#3835
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
A year ago or so, people were applying for multiple personal cards as closely as on the same day with some success, but those days are long gone.
The only way people are successfully spacing things any closer these days is applying for an Alaska business card much less than 90 days after applying for an Alaska personal card. (But that seems to be one-time reports I read. I'm not yet clear on what the rules are for re-applying for a business card after you've already applied for one before.)
Sep 8, 2016, 11:31 pm
#3836
Join Date: Aug 2013
Posts: 30
Has anyone applied for the business card? Does anyone know the rules for churning business cards?
Sep 12, 2016, 11:40 pm
#3839
Join Date: Nov 2008
Posts: 371
A question to everybody. I applied two BOA Alaska visa signature cards about 2 months ago with the 30k points offer. One card was approved immediately and the other was approved a few days later after a call. Both cards have the same Alaska reward account # that was automatically created by BOA. For the 1st card, I received the spending points at the 1st statement and both the spending and the bonus points at the second statement. For both times, the points were posted to my Alaska reward account the same day as the credit card statement dates. For the 2nd card, I received the spending points at the 1st statement (posted at the same day). On the 2nd statement, it shows I have earned both the spending points and the bonus points. However, it is already a week after the 2nd statement date and I have not seen any point posted to my Alaska reward account. Anybody has similar experience? Is it because I have two new cards associated with the same Alaska reward account so that they won't issue the 2nd bonus to my account (even though the points are shown on my statement)? Thanks.
It has been 3 weeks, but none of those points have been posted to my AS account.
Sep 13, 2016, 8:31 am
#3840
Join Date: Dec 2014
Location: SEA
Posts: 48
Ok, so personal cards will post the AS miles on the first Sunday after the statement closes that has your spend met. What about business cards? Do they follow the same rule?