ThatAdamGuy

Even when I've made close-together transactions at the same store in good faith (Safeway for pharmacy + groceries), it seems that the AEDP card only counts one towards the monthly purchase total.

(Personally, I'd suggest buying, say, an Amazon gift certificate at the end of the month if you find yourself just short of the transaction number needed)

sdsearch

While the T&Cs don't cover that per se, they do say (at the Benefits T&Cs link within the 20% link in the wiki at the top of this thread):
IOTW, you may first need to find a place where it actually gets reported as separate transactions, before you can worry about whether Amex will shut you down.

I don't have an Everyday card yet. But I had a card from another bank where they gave me a promo for bonus miles if I did 50 separate purchases in 2 months. I split up my groceries (which I normally buy all on one day of the week) over several days of the week (each time I was passing by the grocery store, which I pass often), and took some online bills and instead of paying them all at once split up the payments, spreading them apart by at least a week to not look too suspicious. But then at that bank it was a one-time promo, so I wasn't so worried about them "shutting me down" anyway. What you may want to do on a card like Amex Everyday where this is a regular bonus might be different...

ThisIs_MyName

I bought several Amazon gift card balance reloads for a few dollars each and they posted as separate transactions. I also split-payment at Subway and swiped my card 3 times per visit. They don't combine.

crimsona

Punched my info into the preapproval site - Amex Everyday (no annual fee) came up as a pre-screened option for 15k MR points instead of the 10k listed everywhere else

15,000 Membership Rewards® Points
Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases within the first 3 months.†
†Offer Terms

NO ANNUAL FEE

and NO ANNUAL FEE for Additional Cards.

2X Points
at U.S. supermarkets, on up to $6,000 per year in purchases (then 1X).
1X Points
on other purchases.
Terms and Limitations Apply. ‡
Earn 20% Extra Points
Use your Card 20 or more times on purchases in a billing period and get 20% more points on those purchases less returns and credits. Terms and limitations apply.‡

sdsearch

Your profile says "YVR". Are you based in Canada? If so, is this the Canadian version? Upthread last mention of Canada (in early April) implied there was no Everyday in Canada yet.

crimsona

Updated profile, this is the US version. There is no Canadian version.

Used the link here:

https://www.americanexpress.com/us/c...alified-offers

sdsearch

That link is not working well for me. My address (##### Xxxxx Yyyyyy Blvd) doesn't fit on the address line. When I type as much of it as I can (which gets cut off at the "B" in "Blvd"), it says it can't find anything for me (is that because of the truncated address or not?), and asks me to log in. Then when I log in (using my normal Amex site login), it says the page is outdated.

mia

Nothing personal. My entire address fits, and I see:

After logging in:

friedice

Just looked at the pending points for June statement for my Everyday Preferred card. I spent about $1500 at the grocery stores which was still within $6k/yr limit. Instead of earning 3x pts for grocery purchases I earned only 1x. Yes, I did purchase VGCs at Safeway, but I also had regular grocery purchases at other places, which still earned only 1x. I had this card since last August and never had anything like
this happen.

FrenchLaundry

How are people doing with managing the transaction quantity aspect of this card? I just got the Preferred version, and notice I'm checking the AMEX website or app a lot more often.

I'm used to monitoring expenses - but number of transactions is a new wrinkle. And like other posters, noticing that those multiple pending transactions at the office cafeteria are getting dialed back into a single purchase.

I like that the card can be used to pay for FHR bookings.

davie355

I hit 20 every month on the no-fee card. Monthly bills are gimmes:

1. Car insurance
2. Natural gas
3. Electricity
4. SiriusXM
5. Spotify
6. Netflix

In a typical month I'll shop at groceries 8x (twice weekly), drugstores 3x, Amazon 1x. I'll take one roundtrip Uber (that's 2 transactions) and boom, 20.

sdsearch

But that sounds like you're using it as just about your only regular card, right?

I'm guessing that most of the questions about how to get to 20 here are from people who are using other cads too. (I have no problem getting 20 across all my cards every month. But most of that goes on whatever card I just signed up for and am working on the signup bonus, so that leaves relatively little for a "regular" card that I"m holding.)

But of course, if you're not putting your big purchases on it, who cares that much if you're getting the extra 20% (except for people who obsess over such things whether the math makes sense or not, I guess)?

To me, the whole need to have 20 purchases is an attempt by Amex to make you use that as pretty much your only card. It'd harder to get to 20 on Everyday if you're chasing category bonuses on other cards (steering your supermarket purchases to one card that earns a bonus on those, steering you gas purchases to another card that earns a bonus on those, using the card for that hotel program for every hotel stay since you get a bonus that way, etc).

mia

None of the charges mentioned by davie355 fall into categories for which there are commonly category bonuses, except supermarkets for which Everyday itself has a category bonus.

Happy

My understanding is, car insurance if paid on monthly basis, you are essentially paying higher amount than if you pay every 6 months.

I dont bother with the 20% extra unless I have over $1K charge that month. For the actual grocery spend, 70% of the places I shop for our groceries, AMEX does not code them as grocery stores. Only Publix / Winn Dixie / Whole Foods work in my area - they are much more expensive than the ethnic grocers / independent grocers, WalMart Neighborhood Stores or even Target.

The 20% or 50% additional bonus certainly does NOTHING to make me use Everyday for everything even outside category bonus because I can earn 2.2% on A+, 2% on FIA and Citi 1+1.

I only get the Everyday to warehouse my membership reward pts which now with the coming devaluation of BA transfer, has become less worth to me.

True it does take up one spot in the only 4 credit cards allowed by AMEX, but with the lifetime bonus policy on the personal card, this has become non-issue.

krazykanuck

I agree. Since I'm one person living alone, there is no way I would ever spend $6k/yr on groceries, especially since I buy lots of my groceries at Costco. I plan to use about $5k of my 6k on gift cards. If I use my Everyday card I get >20 transactions and buy a couple gift cards at the grocery store. Other than that the only reason I have the card is to be able to transfer my stash of MR points.

Contrary to Amex's desires, I don't use my everyday card each day or even each month. It's just too many transactions when I have a handful of other credit cards I have to use to meet min spend, hit bonuses, etc.