Oct 24, 2013, 1:37 pm
Last edit by: JDiver
Signed in members with 90 days / 90 posts can edit this Wikipost; wiki contents may be printed by using the 
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I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
No. It's a soft pull. However, you will be denied if your credit reports are frozen.
One single WM MO to meet the spend requirement, and DD was met by ACH from Amazon Payments.
(lower right wiki corner)AAdvantage Miles for Opening New Citibank Checking Account
I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
Does it require Credit Pull?
Easiest ways to meet requirements
AA Miles For New Citibank Checking Account [Consolidated]
Nov 1, 2015, 1:02 pm
#1156
Join Date: Sep 2012
Posts: 4,431
My wife technically met all requirements by maybe September 3-4. It's now almost 60 days from when she completed the requirements. We will wait another month
Nov 2, 2015, 12:58 pm
#1157
Join Date: Nov 2008
Location: ORD
Programs: AA PLT
Posts: 2,781
Existing Citi checking (not Citigold) customer, but going to take a flyer on trying to get the bonus for this anyway since my Prestige card anniversary is coming up. Worst case, I get the $100 fee reduction and the 15% relationship bonus, and I'm out the cost of a MO.
Nov 5, 2015, 11:25 am
#1159
Join Date: Aug 2014
Posts: 736
Nov 5, 2015, 1:25 pm
#1161
Join Date: Aug 2014
Posts: 736
Nov 10, 2015, 9:41 am
#1164
Join Date: Oct 2011
Programs: aadvantage
Posts: 31
Does anybody experience on an easy way to make a bill payment that can post immediately. Does paypal or amazon payments still work to do this, if so do you just make a payment to somebody else and its processed as an ach payment.
Nov 10, 2015, 10:23 am
#1165
Join Date: Mar 2015
Location: California
Programs: AA UA
Posts: 151
I used my new Citi Gold account to bill pay my Citi credit card which posted within a few days. Or do you need something posted even faster than a CC payment?
Nov 10, 2015, 11:06 am
#1166
Join Date: Dec 2009
Programs: UAL, AA
Posts: 46
Tax Burden Question
Apologies if this has already been answered but I searched the thread and could not see anything:
If I open a CitiGold account and get the 50,000 AAdvantage bonus miles, will there be a tax burden on the bonus miles? I have only seen posts about tax burdens on TY points, but nothing with regard to AAdvantage miles.
Planning to fund the account with my CitiAAdvantage card if that makes any difference as well ($45k limit).
Thanks,
Blasky
If I open a CitiGold account and get the 50,000 AAdvantage bonus miles, will there be a tax burden on the bonus miles? I have only seen posts about tax burdens on TY points, but nothing with regard to AAdvantage miles.
Planning to fund the account with my CitiAAdvantage card if that makes any difference as well ($45k limit).
Thanks,
Blasky
Last edited by blasky; Nov 10, 2015 at 11:31 am
Nov 11, 2015, 7:07 pm
#1167
Join Date: Aug 2015
Posts: 138
Apologies if this has already been answered but I searched the thread and could not see anything:
If I open a CitiGold account and get the 50,000 AAdvantage bonus miles, will there be a tax burden on the bonus miles? I have only seen posts about tax burdens on TY points, but nothing with regard to AAdvantage miles.
Planning to fund the account with my CitiAAdvantage card if that makes any difference as well ($45k limit).
Thanks,
Blasky
If I open a CitiGold account and get the 50,000 AAdvantage bonus miles, will there be a tax burden on the bonus miles? I have only seen posts about tax burdens on TY points, but nothing with regard to AAdvantage miles.
Planning to fund the account with my CitiAAdvantage card if that makes any difference as well ($45k limit).
Thanks,
Blasky
Last edited by Microwave; Nov 12, 2015 at 2:07 pm Reason: Removed religious term which could offend
Nov 19, 2015, 2:17 pm
#1168
Join Date: Aug 2012
Posts: 544
I've gotten my Citigold account opened, funded efficiently with $30k from AA Citi Exec Platinum, and have already hit my $1000 debit spend. I still need to do the 2 bill pays and don't want to screw it up. Does anyone know the precise details for qualification? Are the 2 consecutive months tested as calendar months, such that paying a bill on 11/30 and on 12/1 would work? Does it have to be the same bill each month for two months (e.g., cable, power, etc), or just making two transfers through the bill pay feature?
Thanks for any input!
Thanks for any input!
Nov 19, 2015, 2:26 pm
#1169
Join Date: Mar 2009
Location: LAX
Posts: 3,267
No tax burden on either one when I looked into it earlier this year. Apparently, the tax burden thing on TY points was purely hypothetical, and it happened like 10 years ago.
Nov 19, 2015, 2:41 pm
#1170
Join Date: Mar 2015
Location: California
Programs: AA UA
Posts: 151
I've gotten my Citigold account opened, funded efficiently with $30k from AA Citi Exec Platinum, and have already hit my $1000 debit spend. I still need to do the 2 bill pays and don't want to screw it up. Does anyone know the precise details for qualification? Are the 2 consecutive months tested as calendar months, such that paying a bill on 11/30 and on 12/1 would work? Does it have to be the same bill each month for two months (e.g., cable, power, etc), or just making two transfers through the bill pay feature?
Thanks for any input!
Thanks for any input!
Personally I would not wait till 11/30 as bill pay is only posted on bank business days and the bank most of the time do not post bill pay the day it's submitted. This may be true especially for new bill pay payee. If it were me, I'd do the first billpay around 11/23 or sooner.