Oct 24, 2013, 1:37 pm
Last edit by: JDiver
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I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
No. It's a soft pull. However, you will be denied if your credit reports are frozen.
One single WM MO to meet the spend requirement, and DD was met by ACH from Amazon Payments.
(lower right wiki corner)AAdvantage Miles for Opening New Citibank Checking Account
I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
Does it require Credit Pull?
Easiest ways to meet requirements
AA Miles For New Citibank Checking Account [Consolidated]
Feb 12, 2015, 10:22 am
#1006
FlyerTalk Evangelist
Join Date: May 2001
Location: LAX; AA EXP, MM; HH Gold
Posts: 31,789
Flight activity miles awarded by airlines for flying are a rebate, and thus not income to individual taxpayers unless they deducted the cost of the travel (like for business purposes). If an employer paid for the travel, and deducted the cost of the travel, then the flight activity miles are income to the employee/traveler. The IRS has so far given a pass to those miles with the excuse that it would be tough to value those miles.
Miles that are income include miles awarded by an airline or anyone else in a contest or prize, like when AA holds a contest and the prize is a million miles. Anything of value given to you by a bank in exchange for opening a deposit account is interest income, whether it be a toaster, a hundred bucks or a big pile of airline miles.
The only open question is the taxable value of the miles. If taxpayers disagree with Citi's asserted value, they're free to challenge it and declare a different value on their return.
So far, we haven't seen any movement to tax the miles awarded by credit card issuers, but that's completely different from deposit account miles like these.
Feb 13, 2015, 11:12 am
#1007
Join Date: Nov 2011
Posts: 229
I opened my last Citigold in August, 2013 and closed it in March 2014. Am I qualified to open a new one now? Somehow "wait for 2 years" was my impression.
Will the promotion code lizs provided above work for everyone? Not targeted? (Thank you lizs!)
FYI - Last time I received 30,000 AA miles in Dec 2013 and Citi did not send me a 1099 in Jan/Feb 2014.
TIA!
Will the promotion code lizs provided above work for everyone? Not targeted? (Thank you lizs!)
FYI - Last time I received 30,000 AA miles in Dec 2013 and Citi did not send me a 1099 in Jan/Feb 2014.
TIA!
Feb 27, 2015, 5:55 pm
#1008
Join Date: Sep 2014
Location: TYO
Programs: Hyatt Globalist
Posts: 1,744
I received this promo and was hesitant because of the 1099 but was unable to find a report of anybody receiving one after 2013.
I opened the account this week. It was a bit of a hassle as the personal banker wasn't familiar with how to actually get the offer code linked to the new account. After a few e-mails with the bank manager I got the promo confirmed.
Sent 1 bill pay out yesterday, purchased a money order on the debit card and will send out another bill payment to the same person on Monday when March begins.
Will report back if and when the miles post.
I opened the account this week. It was a bit of a hassle as the personal banker wasn't familiar with how to actually get the offer code linked to the new account. After a few e-mails with the bank manager I got the promo confirmed.
Sent 1 bill pay out yesterday, purchased a money order on the debit card and will send out another bill payment to the same person on Monday when March begins.
Will report back if and when the miles post.
Mar 5, 2015, 4:15 pm
#1010
Join Date: Dec 2009
Location: DFW
Programs: AA EXP
Posts: 1,590
Not sure why they can't link to your AA account.
I just had to get a manual investigation and processing of my 30k miles, which I insisted upon after being informed that all texas bank accounts are transferring to BB&T this month.
I just had to get a manual investigation and processing of my 30k miles, which I insisted upon after being informed that all texas bank accounts are transferring to BB&T this month.
Mar 5, 2015, 10:06 pm
#1012
Join Date: Oct 2013
Posts: 166
I am interested to see which method is successful. Personally I. Don't want to risk it unless someone knows otherwise....
Mar 6, 2015, 12:45 am
#1013
Join Date: Sep 2014
Location: TYO
Programs: Hyatt Globalist
Posts: 1,744
I'm in a similar boat. Opened account on 2/25 and sent billpay that completed on 2/27. From what I read, the billpay is 2 consecutive calendar months, which I took as meaning 31 days after the first billpay. As opposed to 2/27 then 3/1.
I am interested to see which method is successful. Personally I. Don't want to risk it unless someone knows otherwise....
I am interested to see which method is successful. Personally I. Don't want to risk it unless someone knows otherwise....
Mar 9, 2015, 4:20 pm
#1014
Join Date: Dec 2004
Programs: UA-1K, MM, Hilton-Diamond, Marriott-Titanium
Posts: 4,432
I received this promo and was hesitant because of the 1099 but was unable to find a report of anybody receiving one after 2013.
I opened the account this week. It was a bit of a hassle as the personal banker wasn't familiar with how to actually get the offer code linked to the new account. After a few e-mails with the bank manager I got the promo confirmed.
Sent 1 bill pay out yesterday, purchased a money order on the debit card and will send out another bill payment to the same person on Monday when March begins.
Will report back if and when the miles post.
I opened the account this week. It was a bit of a hassle as the personal banker wasn't familiar with how to actually get the offer code linked to the new account. After a few e-mails with the bank manager I got the promo confirmed.
Sent 1 bill pay out yesterday, purchased a money order on the debit card and will send out another bill payment to the same person on Monday when March begins.
Will report back if and when the miles post.
I said the offer was for my husband and they said that the person who the code was sent to is the only one that can get the AA miles?
Not doing this until I am assured that I will get the AA miles.
Mar 10, 2015, 8:49 am
#1015
Join Date: Oct 2013
Posts: 166
Mar 10, 2015, 9:35 am
#1016
Join Date: Feb 2006
Location: MKE
Programs: Fly: AA EXP UA Gold MM Stay: Hyatt Globalist, Marriott LT Plat Drive: Avis PC, Hertz PC
Posts: 782
Mar 10, 2015, 8:51 pm
#1019
Join Date: Aug 2014
Posts: 736
Mar 13, 2015, 6:55 am
#1020
Join Date: Dec 2004
Programs: UA-1K, MM, Hilton-Diamond, Marriott-Titanium
Posts: 4,432