Oct 24, 2013, 1:37 pm
Last edit by: JDiver
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I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
No. It's a soft pull. However, you will be denied if your credit reports are frozen.
One single WM MO to meet the spend requirement, and DD was met by ACH from Amazon Payments.
(lower right wiki corner)AAdvantage Miles for Opening New Citibank Checking Account
I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
Does it require Credit Pull?
Easiest ways to meet requirements
AA Miles For New Citibank Checking Account [Consolidated]
Sep 12, 2015, 2:08 pm
#1096
Join Date: Mar 2015
Location: California
Programs: AA UA
Posts: 151
If you want, you can also open a new Savings account. Just remember to use credit card for the initial funding. You can always transfer the fund back to CitiGold checking afterwards if so desire.
Sep 12, 2015, 3:25 pm
#1097
Join Date: Aug 2015
Posts: 138
The promo code my AA credit card received from Citi has the condition of spending 750 in it. You need to check the promo code you got to see if spending is one of the conditions.
If you want, you can also open a new Savings account. Just remember to use credit card for the initial funding. You can always transfer the fund back to CitiGold checking afterwards if so desire.
If you want, you can also open a new Savings account. Just remember to use credit card for the initial funding. You can always transfer the fund back to CitiGold checking afterwards if so desire.
Sep 17, 2015, 1:25 pm
#1100
Join Date: Mar 2015
Location: California
Programs: AA UA
Posts: 151
Approved on Wednesday;
Call Citi and fund with CC on Wednesday;
CC Charge posted on CC on Thursday;
Fund available in CitiGold on Thursday;
All YMMV depending on date and time of submissions and calls.
Sep 17, 2015, 1:43 pm
#1101
Join Date: Jul 2014
Posts: 57
Are these Citigold AA deals "always" available (is there usually some code out there all the time)? I will be getting my miles soon for my Citigold account but I wanted my wife to get involved also. She does not currently have any Citi cards so it is my understanding that it is a prerequisite for her to sign up for one of the AA ones and then there be a very good chance she'd receive a code or could use a general one in the near future?
Sep 17, 2015, 8:02 pm
#1102
Join Date: Aug 2015
Posts: 138
Have you tried getting the other accounts? There's CitiGold, the saving account, and basic, so 15K and 5K miles... do those count or is it only one account?
Sep 17, 2015, 8:56 pm
#1103
Join Date: Jan 2013
Location: Vail, CO
Programs: AA EXP/1mm, Marriott Titanium/LT Gold, UA Silver
Posts: 626
Are these Citigold AA deals "always" available (is there usually some code out there all the time)? I will be getting my miles soon for my Citigold account but I wanted my wife to get involved also. She does not currently have any Citi cards so it is my understanding that it is a prerequisite for her to sign up for one of the AA ones and then there be a very good chance she'd receive a code or could use a general one in the near future?
Sep 23, 2015, 12:17 pm
#1105
Join Date: Nov 2007
Location: BOS
Programs: AA Exec Plat, UA 1K, BA Gold, AF Plat, Hilton Diamond, Marriot Plat
Posts: 303
Sep 23, 2015, 12:46 pm
#1106
Join Date: Mar 2015
Location: California
Programs: AA UA
Posts: 151
I funded CitiGold with CC initially. Then I was able to fund a Savings with CC. If that's what you're asking...
Sep 23, 2015, 12:50 pm
#1107
Join Date: Mar 2015
Location: California
Programs: AA UA
Posts: 151
I was not charged a CA fee when using a Citi CC (when it posted).
However, several months ago some folks mentioned they did. So I lowered my CA limit to to 1k before funding the Citi account.
However, several months ago some folks mentioned they did. So I lowered my CA limit to to 1k before funding the Citi account.
Sep 24, 2015, 5:27 am
#1108
Join Date: May 2013
Posts: 55
Just successfully got the 30k AA miles, along with an 24k AA miles by doing the initial funding with my barclays card.
SOME NOTES:
Open the account online!! Do not waste time going to the bank and doing it in person. 1. it will take about 10 times longer, 2. the bank rep will try to get you to open other accounts you don't need, 3. you might get hit with a hard pull (as I was, but then had removed after a few phone calls), and most importantly 4. you CAN NOT fund the account with your barclays card if open the account in person.
You can only fund the account with a credit card once, and only if the account is opened online. This wasn't really clear from what I had researched online, and even what I was told by multiple citi CSRs upon calling up.
They way I learned these lessons: I opened one account for myself in the branch. Big mistake. And I then opened another account for my wife online. Took 10 minutes and allowed for the additional 24k miles. With the account I opened in the branch, I wasn't able to do the initial funding with a credit card and thus lost out on an additional, additional, 24k. But overall, 30k miles for the cost of a money order and some time on the phone, and a headache or two, is more or less still a good deal.
I secured messaged them once the accounts were set up and conditions met in order to ensure that the conditions were met and when the miles would post. I then saved the conversation for my records. And sure enough, a day after the date mentioned, the miles posted.
So, in short, sign up online, and if you have a barclays card use it!
Oh, and also, I was never hit with any fees for the 3 and half months or so the account was opened.
Good luck!
SOME NOTES:
Open the account online!! Do not waste time going to the bank and doing it in person. 1. it will take about 10 times longer, 2. the bank rep will try to get you to open other accounts you don't need, 3. you might get hit with a hard pull (as I was, but then had removed after a few phone calls), and most importantly 4. you CAN NOT fund the account with your barclays card if open the account in person.
You can only fund the account with a credit card once, and only if the account is opened online. This wasn't really clear from what I had researched online, and even what I was told by multiple citi CSRs upon calling up.
They way I learned these lessons: I opened one account for myself in the branch. Big mistake. And I then opened another account for my wife online. Took 10 minutes and allowed for the additional 24k miles. With the account I opened in the branch, I wasn't able to do the initial funding with a credit card and thus lost out on an additional, additional, 24k. But overall, 30k miles for the cost of a money order and some time on the phone, and a headache or two, is more or less still a good deal.
I secured messaged them once the accounts were set up and conditions met in order to ensure that the conditions were met and when the miles would post. I then saved the conversation for my records. And sure enough, a day after the date mentioned, the miles posted.
So, in short, sign up online, and if you have a barclays card use it!
Oh, and also, I was never hit with any fees for the 3 and half months or so the account was opened.
Good luck!
Sep 25, 2015, 10:56 am
#1109
Join Date: Nov 2011
Posts: 229
Is this your very first time opening CitiGold? I am still looking for more data points if people were able to receive the bonus 2nd, 3rd, or even 4th time.