Oct 24, 2013, 1:37 pm
Last edit by: JDiver
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I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
No. It's a soft pull. However, you will be denied if your credit reports are frozen.
One single WM MO to meet the spend requirement, and DD was met by ACH from Amazon Payments.
(lower right wiki corner)AAdvantage Miles for Opening New Citibank Checking Account
I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
Does it require Credit Pull?
Easiest ways to meet requirements
AA Miles For New Citibank Checking Account [Consolidated]
Oct 11, 2015, 11:03 am
#1141
Join Date: Aug 2015
Posts: 138
Any concern with using the Citi AAdvantage card? Like shutting both accounts down? I would think Citi is watching manufactured spending.
Oct 13, 2015, 6:57 pm
#1144
Join Date: Dec 2014
Posts: 169
The offer is supposed to be for people that have the Citi AAdvantage card, so I believe they just look up your AA account by way of your SSN.
Oct 14, 2015, 7:27 am
#1145
Join Date: Mar 2015
Posts: 50
Would I be eligible for the current citigold checking offer of 50k AA miles if I don't have an AAdvantage card? I have a business AAdvantage card but not personal.
Oct 15, 2015, 5:55 am
#1146
Join Date: Aug 2009
Posts: 166
Credit card AA points
You will get 22K miles from funding and (hopefully) 50K miles from the citibank checking account once you satisfy the requirements (spend, bill pay, etc.). the citibank checking account does not award miles beyond the initial bonus, and that is lump sum once you meet the requirements.
Oct 15, 2015, 9:53 am
#1147
Join Date: Aug 2014
Posts: 736
I can 100% confirm you get miles and it helps reach minimum spend using Citi AAdvantage card.
Oct 15, 2015, 3:57 pm
#1148
Join Date: Dec 2014
Posts: 169
Is the business AAdvantage card not considered an AAdvantage card? "This offer is available to Citi® / AAdvantage® credit cardmembers who receive this communication." This is pulled directly from the promotion disclosure. No specific mention of a personal or business card, simply a Citi AAdvantage credit card. Hope this helps.
Oct 20, 2015, 7:38 am
#1149
Join Date: Nov 2013
Location: SFO
Programs: United Silver
Posts: 217
Sorry this may be a dumb question but I looked through the thread and didn't spot anything.
I signed up the:
CitiGold - 50k AA Mile Bonus
Citi Exec Card - 75k Bonus ($7500/3mo) and got a 20k limit.
It is my understanding I can call Citi ask them to take the cash advance of the Citi Exec Card down to 0 or near 0 I then can then fax/call in a 20k charge to load the CitiGold Account from my Citi Exec Card which would satisfy my limit on the CC. I would then figure out a MO and 2 bill pays for the CitiGold acct requirements.
Ideally this would net:
75 (Exec)
50 (CitiGold)
20 (CC Spend)
-------
145k AA Points
My questions is can I then just cut a check from the CitiGold to Pay off the 20k outstanding balance on the Exec card? Does it need to be a check? Can I use billpay? Or do I need to somehow get creative with how I move the funds back around?
I feel like this is too easy and I may be missing something.
**Note I understand I should leave ~90 or so in the checking account in case I get hit my monthly fees as I will be under the 50k mins.
Any advise is very much appreciated.
I signed up the:
CitiGold - 50k AA Mile Bonus
Citi Exec Card - 75k Bonus ($7500/3mo) and got a 20k limit.
It is my understanding I can call Citi ask them to take the cash advance of the Citi Exec Card down to 0 or near 0 I then can then fax/call in a 20k charge to load the CitiGold Account from my Citi Exec Card which would satisfy my limit on the CC. I would then figure out a MO and 2 bill pays for the CitiGold acct requirements.
Ideally this would net:
75 (Exec)
50 (CitiGold)
20 (CC Spend)
-------
145k AA Points
My questions is can I then just cut a check from the CitiGold to Pay off the 20k outstanding balance on the Exec card? Does it need to be a check? Can I use billpay? Or do I need to somehow get creative with how I move the funds back around?
I feel like this is too easy and I may be missing something.
**Note I understand I should leave ~90 or so in the checking account in case I get hit my monthly fees as I will be under the 50k mins.
Any advise is very much appreciated.
Oct 20, 2015, 8:57 am
#1150
Join Date: Aug 2014
Posts: 736
Sorry this may be a dumb question but I looked through the thread and didn't spot anything.
I signed up the:
CitiGold - 50k AA Mile Bonus
Citi Exec Card - 75k Bonus ($7500/3mo) and got a 20k limit.
It is my understanding I can call Citi ask them to take the cash advance of the Citi Exec Card down to 0 or near 0 I then can then fax/call in a 20k charge to load the CitiGold Account from my Citi Exec Card which would satisfy my limit on the CC. I would then figure out a MO and 2 bill pays for the CitiGold acct requirements.
Ideally this would net:
75 (Exec)
50 (CitiGold)
20 (CC Spend)
-------
145k AA Points
My questions is can I then just cut a check from the CitiGold to Pay off the 20k outstanding balance on the Exec card? Does it need to be a check? Can I use billpay? Or do I need to somehow get creative with how I move the funds back around?
I feel like this is too easy and I may be missing something.
**Note I understand I should leave ~90 or so in the checking account in case I get hit my monthly fees as I will be under the 50k mins.
Any advise is very much appreciated.
I signed up the:
CitiGold - 50k AA Mile Bonus
Citi Exec Card - 75k Bonus ($7500/3mo) and got a 20k limit.
It is my understanding I can call Citi ask them to take the cash advance of the Citi Exec Card down to 0 or near 0 I then can then fax/call in a 20k charge to load the CitiGold Account from my Citi Exec Card which would satisfy my limit on the CC. I would then figure out a MO and 2 bill pays for the CitiGold acct requirements.
Ideally this would net:
75 (Exec)
50 (CitiGold)
20 (CC Spend)
-------
145k AA Points
My questions is can I then just cut a check from the CitiGold to Pay off the 20k outstanding balance on the Exec card? Does it need to be a check? Can I use billpay? Or do I need to somehow get creative with how I move the funds back around?
I feel like this is too easy and I may be missing something.
**Note I understand I should leave ~90 or so in the checking account in case I get hit my monthly fees as I will be under the 50k mins.
Any advise is very much appreciated.
Citigold $20k -> Other Checking $20k -> Citi Exec $20k Pmt
Oct 20, 2015, 7:07 pm
#1151
Join Date: Nov 2013
Location: SFO
Programs: United Silver
Posts: 217
Oct 30, 2015, 1:01 pm
#1152
Join Date: Nov 2013
Location: SFO
Programs: United Silver
Posts: 217
Not sure if this is the best place but when attempting to sign up for CitiGold I got:
"CitiGold: We're sorry, but we're unable to open this account for you online. But you may open this account by calling 1-800-374-9700."
Anyone else get this?
If I am planning on funding with my Citi Exec card is there any risk opening it via phone instead of online?
"CitiGold: We're sorry, but we're unable to open this account for you online. But you may open this account by calling 1-800-374-9700."
Anyone else get this?
If I am planning on funding with my Citi Exec card is there any risk opening it via phone instead of online?
Oct 31, 2015, 8:54 am
#1153
Join Date: Feb 2013
Location: some premium cabin...
Posts: 390
Not sure if this is the best place but when attempting to sign up for CitiGold I got:
"CitiGold: We're sorry, but we're unable to open this account for you online. But you may open this account by calling 1-800-374-9700."
Anyone else get this?
If I am planning on funding with my Citi Exec card is there any risk opening it via phone instead of online?
"CitiGold: We're sorry, but we're unable to open this account for you online. But you may open this account by calling 1-800-374-9700."
Anyone else get this?
If I am planning on funding with my Citi Exec card is there any risk opening it via phone instead of online?
Nov 1, 2015, 11:24 am
#1154
Join Date: Sep 2012
Posts: 4,431
My wife still hasn't gotten her 40k TYP for openings CG account with "public" offer in mid-August. She's made online bill payments on 3 consecutive months now (requirement is for 2). It seems most people haven't gotten their TYP or miles yet. Is it time to SM Citi?
Nov 1, 2015, 11:30 am
#1155
Join Date: Feb 2013
Location: some premium cabin...
Posts: 390
Assuming you fulfill all requirements end of September, you still have to wait 90 after that to see the points according to terms on Citi offer page.