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AA Miles For New Citibank Checking Account [Consolidated]

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Old Oct 24, 2013, 1:37 pm
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AAdvantage Miles for Opening New Citibank Checking Account


I'm copying information from various posts that I found useful

1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT

2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT

3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE

4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES

5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES

6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.

YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU

Does it require Credit Pull?
No. It's a soft pull. However, you will be denied if your credit reports are frozen.

Easiest ways to meet requirements
One single WM MO to meet the spend requirement, and DD was met by ACH from Amazon Payments.
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AA Miles For New Citibank Checking Account [Consolidated]

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Old Feb 1, 2016, 8:16 pm
  #1216  
 
Join Date: Sep 2012
Posts: 4,431
I've read multiple reports of folks saying that Serve loads at RA count as "debit" purchases for the AA offer. I did 2 $500 Serve loads on consecutive days at the same RA store;
The first transaction says
*Pending DEBIT AUTHORIZATION Jan29 10:54p

The second says
*Pending DEBIT PIN PURCHASE Jan30 10:37p

Since the requirement is for $1000 in debit purchases, how can I be sure both these transactions will count, other than contacting Citi? Those of you who met the requirement by loading a prepaid card or buying a MO, what does the transaction look like?
DaveInLA is offline  
Old Feb 2, 2016, 12:29 pm
  #1217  
 
Join Date: Oct 2011
Posts: 4,166
Originally Posted by philemer
New offer I've never seen: https://banking.citibank.com/cbol/16...E0B5264C10E44B

5 x interest up to a $500 bonus if you deposit $25K new funds and leave for 3 months. They will send you a 1099 though.

Good or bad?
Terrible. 5X their miniscule 0.05% is total crap when you can get fee free accounts yielding 1% and you don't have to park $25k.
Superorb is offline  
Old Feb 2, 2016, 1:20 pm
  #1218  
 
Join Date: Jun 2014
Location: TPA
Programs: BA Silver; Hilton Gold; IHG Diamond Ambassador; Marriott Gold
Posts: 2,811
Originally Posted by philemer
New offer I've never seen: https://banking.citibank.com/cbol/16...E0B5264C10E44B

5 x interest up to a $500 bonus if you deposit $25K new funds and leave for 3 months. They will send you a 1099 though.

Good or bad?
Have you looked at their regular interest rates? For $25k you apparently get 0.08%. 5x that is a whopping .4%. For that amount of $ I get a better % with of my regular checking and savings accounts. No 3-mo min, and federally-insured (which CitiGold apparently is not).

Very bad.
SpammersAreScum is offline  
Old Feb 2, 2016, 3:50 pm
  #1219  
 
Join Date: Nov 2011
Posts: 229
Originally Posted by DaveInLA
I've read multiple reports of folks saying that Serve loads at RA count as "debit" purchases for the AA offer. I did 2 $500 Serve loads on consecutive days at the same RA store;
The first transaction says
*Pending DEBIT AUTHORIZATION Jan29 10:54p

The second says
*Pending DEBIT PIN PURCHASE Jan30 10:37p

Since the requirement is for $1000 in debit purchases, how can I be sure both these transactions will count, other than contacting Citi? Those of you who met the requirement by loading a prepaid card or buying a MO, what does the transaction look like?
I didn't use the debit card to load Serve so I cannot help answer your question. My line says "DEBIT PIN PURCHASE". In my opinion, you would want your transactions to say 'purchase' to be safe.

As far as meeting the payment requirements, be sure to add Payee first and initiate the payments from Citi's website (i.e. Push instead of Pull.)
lw7878 is offline  
Old Feb 2, 2016, 5:14 pm
  #1220  
 
Join Date: Sep 2012
Posts: 4,431
Originally Posted by DaveInLA
Did anybody get a 1099 for either AA miles or TYP from these new account bonuses earned in 2015? My wife opened her CG in August but the TYP were awarded in early January.
Any datapoints? I'm referring to TYP or AA miles earned from opening CG checking.
DaveInLA is offline  
Old Feb 3, 2016, 7:33 am
  #1221  
 
Join Date: Aug 2014
Posts: 736
Originally Posted by DaveInLA
Any datapoints? I'm referring to TYP or AA miles earned from opening CG checking.
Nope, no 1099 received. Wife received 1099 for BoA checking miles but neither of us received 1099 for AA miles.
Willbur is offline  
Old Feb 3, 2016, 7:49 am
  #1222  
 
Join Date: Sep 2012
Posts: 4,431
Originally Posted by Willbur

Nope, no 1099 received. Wife received 1099 for BoA checking miles but neither of us received 1099 for AA miles.
What BoA checking miles did she receive the 1099 for? From CC spend to load the CG account?
DaveInLA is offline  
Old Feb 3, 2016, 11:53 am
  #1223  
 
Join Date: Aug 2014
Posts: 736
Originally Posted by DaveInLA
What BoA checking miles did she receive the 1099 for? From CC spend to load the CG account?
Nope just comparing the the two sign-up promotions in 2015 with a chunk of miles:

Citi AA 30-50k miles: No 1099 received
BoA AS 25k miles: 1099-INT received for $0.01 of interest per mile
Willbur is offline  
Old Feb 3, 2016, 3:06 pm
  #1224  
 
Join Date: Oct 2011
Posts: 4,166
Originally Posted by Willbur
Nope just comparing the the two sign-up promotions in 2015 with a chunk of miles:

Citi AA 30-50k miles: No 1099 received
BoA AS 25k miles: 1099-INT received for $0.01 of interest per mile
That BOA AS, was that a CC or bank account? I got 2 AS cards in 2015.
Superorb is offline  
Old Feb 3, 2016, 5:40 pm
  #1225  
 
Join Date: Aug 2014
Posts: 736
Originally Posted by Superorb
That BOA AS, was that a CC or bank account? I got 2 AS cards in 2015.
BoA Checking bonus. Received checking bonus + CC bonuses in 2015 but only the checking bonus was on the 1099-INT.
Willbur is offline  
Old Feb 4, 2016, 11:15 am
  #1226  
 
Join Date: Oct 2011
Posts: 4,166
Originally Posted by Willbur
BoA Checking bonus. Received checking bonus + CC bonuses in 2015 but only the checking bonus was on the 1099-INT.
Oh good, I was worried for a minute. Thanks.
Superorb is offline  
Old Feb 4, 2016, 11:59 am
  #1227  
 
Join Date: Jul 2015
Location: Arkansas
Programs: AA Ex Plat; Hyatt Diamond, SPG Gold, IHG Spire Amb, Hilton Diamond
Posts: 25
Has anyone else that completed the requirements in November received the 50k AA miles?
maiglesi is offline  
Old Feb 4, 2016, 2:21 pm
  #1228  
 
Join Date: Oct 2011
Posts: 4,166
Originally Posted by maiglesi
Has anyone else that completed the requirements in November received the 50k AA miles?
It's 90 days from the date of the statement in which you completed requirements. Wait till the end of this month.
Superorb is offline  
Old Feb 5, 2016, 5:27 pm
  #1229  
 
Join Date: Jul 2014
Posts: 176
Any way around this to get 50k miles? This is the message I received when following up for the miles that haven't posted for my citigold account.

Please be advised that the maximum eligibility for Citigold account package for opening
account between July 01, 2015 and September 30, 2015, is 30,000 AAdvantage miles only.
khochurn is offline  
Old Feb 10, 2016, 12:02 am
  #1230  
 
Join Date: May 2010
Posts: 28
Question about the 2 required bill pay payments in 2 consecutive months. Has anyone setup themselves as the recipient of the bill pay payments? i.e. set up your name & address as the vendor and you send a bill pay payment to yourself and once you receive the check in the mail, deposit it.
lovetotravelcheap is offline  


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