Last edit by: JDiver
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I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
No. It's a soft pull. However, you will be denied if your credit reports are frozen.
One single WM MO to meet the spend requirement, and DD was met by ACH from Amazon Payments.
AAdvantage Miles for Opening New Citibank Checking Account
I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
Does it require Credit Pull?
Easiest ways to meet requirements
AA Miles For New Citibank Checking Account [Consolidated]
#1216
Join Date: Sep 2012
Posts: 4,431
I've read multiple reports of folks saying that Serve loads at RA count as "debit" purchases for the AA offer. I did 2 $500 Serve loads on consecutive days at the same RA store;
The first transaction says
*Pending DEBIT AUTHORIZATION Jan29 10:54p
The second says
*Pending DEBIT PIN PURCHASE Jan30 10:37p
Since the requirement is for $1000 in debit purchases, how can I be sure both these transactions will count, other than contacting Citi? Those of you who met the requirement by loading a prepaid card or buying a MO, what does the transaction look like?
The first transaction says
*Pending DEBIT AUTHORIZATION Jan29 10:54p
The second says
*Pending DEBIT PIN PURCHASE Jan30 10:37p
Since the requirement is for $1000 in debit purchases, how can I be sure both these transactions will count, other than contacting Citi? Those of you who met the requirement by loading a prepaid card or buying a MO, what does the transaction look like?
#1217
Join Date: Oct 2011
Posts: 4,166
New offer I've never seen: https://banking.citibank.com/cbol/16...E0B5264C10E44B
5 x interest up to a $500 bonus if you deposit $25K new funds and leave for 3 months. They will send you a 1099 though.
Good or bad?
5 x interest up to a $500 bonus if you deposit $25K new funds and leave for 3 months. They will send you a 1099 though.
Good or bad?
#1218
Join Date: Jun 2014
Location: TPA
Programs: BA Silver; Hilton Gold; IHG Diamond Ambassador; Marriott Gold
Posts: 2,811
New offer I've never seen: https://banking.citibank.com/cbol/16...E0B5264C10E44B
5 x interest up to a $500 bonus if you deposit $25K new funds and leave for 3 months. They will send you a 1099 though.
Good or bad?
5 x interest up to a $500 bonus if you deposit $25K new funds and leave for 3 months. They will send you a 1099 though.
Good or bad?
Very bad.
#1219
Join Date: Nov 2011
Posts: 229
I've read multiple reports of folks saying that Serve loads at RA count as "debit" purchases for the AA offer. I did 2 $500 Serve loads on consecutive days at the same RA store;
The first transaction says
*Pending DEBIT AUTHORIZATION Jan29 10:54p
The second says
*Pending DEBIT PIN PURCHASE Jan30 10:37p
Since the requirement is for $1000 in debit purchases, how can I be sure both these transactions will count, other than contacting Citi? Those of you who met the requirement by loading a prepaid card or buying a MO, what does the transaction look like?
The first transaction says
*Pending DEBIT AUTHORIZATION Jan29 10:54p
The second says
*Pending DEBIT PIN PURCHASE Jan30 10:37p
Since the requirement is for $1000 in debit purchases, how can I be sure both these transactions will count, other than contacting Citi? Those of you who met the requirement by loading a prepaid card or buying a MO, what does the transaction look like?
As far as meeting the payment requirements, be sure to add Payee first and initiate the payments from Citi's website (i.e. Push instead of Pull.)
#1220
Join Date: Sep 2012
Posts: 4,431
#1223
Join Date: Aug 2014
Posts: 736
Citi AA 30-50k miles: No 1099 received
BoA AS 25k miles: 1099-INT received for $0.01 of interest per mile
#1224
Join Date: Oct 2011
Posts: 4,166
#1229
Join Date: Jul 2014
Posts: 176
Any way around this to get 50k miles? This is the message I received when following up for the miles that haven't posted for my citigold account.
Please be advised that the maximum eligibility for Citigold account package for opening
account between July 01, 2015 and September 30, 2015, is 30,000 AAdvantage miles only.
account between July 01, 2015 and September 30, 2015, is 30,000 AAdvantage miles only.
#1230
Join Date: May 2010
Posts: 28
Question about the 2 required bill pay payments in 2 consecutive months. Has anyone setup themselves as the recipient of the bill pay payments? i.e. set up your name & address as the vendor and you send a bill pay payment to yourself and once you receive the check in the mail, deposit it.