Last edit by: JDiver
Signed in members with 90 days / 90 posts can edit this Wikipost; wiki contents may be printed by using the
(lower right wiki corner)
I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
No. It's a soft pull. However, you will be denied if your credit reports are frozen.
One single WM MO to meet the spend requirement, and DD was met by ACH from Amazon Payments.

AAdvantage Miles for Opening New Citibank Checking Account
I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
Does it require Credit Pull?
Easiest ways to meet requirements
AA Miles For New Citibank Checking Account [Consolidated]
#1
Original Poster
Join Date: Aug 2008
Location: Bay Area, California
Posts: 272
AA Miles For New Citibank Checking Account [Consolidated]
LATEST OFFER (updated June 2012)
There a new code for June, it's CY77.
This time it's for 20,000 Aadvantage miles, which shouldn't create a 1099-MISC since it's under a $600 value according to citibank.
It requires one bill pay and one direct deposit for two consecutive months.
You can see all the details at offer.citibank.com.
-----------------------------------------------------------------------------------
OLD OFFER Deleted. However, I'm leaving this detail behind for future promos or online apps:
Old offer code: C2JB
Offer: 23,500 miles for Citigold or 10,000 miles for Citi regular
Old Offer Code: C2ZZ (Expired September 30, 2011)
Offer: 23,500 miles for Citigold or 10,000 miles for Citi Regular
Even older Promo Code: C247 (Expired August 31, 2011)
YOUR FF#: The web app does not ask for your AA FF#, which I thought was strange. However, it appears that they pull this information from your already open AA Credit Card. I just received my first CitiGold statement and it had my correct AA FF# on there.
There a new code for June, it's CY77.
This time it's for 20,000 Aadvantage miles, which shouldn't create a 1099-MISC since it's under a $600 value according to citibank.
It requires one bill pay and one direct deposit for two consecutive months.
You can see all the details at offer.citibank.com.
-----------------------------------------------------------------------------------
OLD OFFER Deleted. However, I'm leaving this detail behind for future promos or online apps:
Old offer code: C2JB
Offer: 23,500 miles for Citigold or 10,000 miles for Citi regular
Old Offer Code: C2ZZ (Expired September 30, 2011)
Offer: 23,500 miles for Citigold or 10,000 miles for Citi Regular
Even older Promo Code: C247 (Expired August 31, 2011)
YOUR FF#: The web app does not ask for your AA FF#, which I thought was strange. However, it appears that they pull this information from your already open AA Credit Card. I just received my first CitiGold statement and it had my correct AA FF# on there.
Last edited by romeoguy; Jun 9, 12 at 12:42 pm Reason: New offer
#3
Join Date: Jul 2010
Programs: UA, AA, SPG, HH
Posts: 667
"This offer is available to Citi/AAdvantage cardmembers who receive this communication."
"Offer may be modified or withdrawn at any time without notice, is not transferable, and cannot be combined with any other offer."
Those two sentences are very important. I'm sure some FT'ers will take the plunge despite not having received this offer so we will eventually find out whether or not they are enforcing their rules...but it would appear it is targeted.
Then again, the previous offer for 20K AA miles also contained these clauses as far as I can remember and I still applied and (in theory) will receive miles despite not having been targeted.
YMMV per usual
"Offer may be modified or withdrawn at any time without notice, is not transferable, and cannot be combined with any other offer."
Those two sentences are very important. I'm sure some FT'ers will take the plunge despite not having received this offer so we will eventually find out whether or not they are enforcing their rules...but it would appear it is targeted.
Then again, the previous offer for 20K AA miles also contained these clauses as far as I can remember and I still applied and (in theory) will receive miles despite not having been targeted.
YMMV per usual
#6
Join Date: Dec 2009
Location: Knoxville
Posts: 280
For The Citibank Account, must have average daily balance of $6,000 to avoid a monthly service fee of $20.
For CitiGold must have $100k to avoid $30.
Here: https://online.citibank.com/US/JRS/p...do?ID=Packages
For CitiGold must have $100k to avoid $30.
Here: https://online.citibank.com/US/JRS/p...do?ID=Packages
#7
Join Date: Sep 2010
Posts: 165
Hmm.. promo code seems rather general to be targeted unless there's a manual (human) linking of offer to account after signup.
As for fees:
I entered the promo and hit the "Terms and Fees".
Citigold is $30/mo unless you have $50,000+ in your account
"The Citibank Account" is $20/mo unless you have $6.000 in your account.
My questions:
1) How long do you have to keep the account open after getting the miles?
2) Do they do a hard credit pull?
As for fees:
I entered the promo and hit the "Terms and Fees".
Citigold is $30/mo unless you have $50,000+ in your account
"The Citibank Account" is $20/mo unless you have $6.000 in your account.
My questions:
1) How long do you have to keep the account open after getting the miles?
2) Do they do a hard credit pull?
#8
Formerly known as cagalindo
Join Date: Sep 2010
Location: MCO TPA
Programs: Citi AA/HH/TYP Amex SPG/HH & Chase SP/PC
Posts: 1,335
Why would you have to keep the account open after getting the miles? If they are in your AAdvantage account then you already got them and can close the checking accnt..
#10
Original Poster
Join Date: Aug 2008
Location: Bay Area, California
Posts: 272
#11
Join Date: Mar 2010
Location: mountains of western NC
Programs: Life, Love and Laughter
Posts: 8,386
There is nothing in Citi's terms and conditions which says you have to keep your account open AFTER your miles post. The terms and conditions state that your account must be opened for your miles to post. So, you can't close early, but you can close once they post. Citi and Chase are two totally different banks which operate in different ways.
However, please note that in the past Citi has sometimes been very slow to post miles for these accounts.
However, please note that in the past Citi has sometimes been very slow to post miles for these accounts.
#13
Join Date: Sep 2010
Posts: 165
#14
Join Date: Mar 2010
Location: mountains of western NC
Programs: Life, Love and Laughter
Posts: 8,386
The minimum on the Citibank account is only $6000, not $50,000 - much easier to attain IMHO.
Also, you can link other Citi accounts to achieve the $6,000 - mortgages, investments, credit lines, savings, etc.
#15
Join Date: Aug 2010
Location: New York
Programs: SPG Platinum, Hyatt Diamond, Hilton Diamond, Intercontinental Platinum, AA Gold
Posts: 229
".... five (5) or more debit card purchases from, the checking account each month for two (2) consecutive months. "
when doing these 5 transactions, do i have to select "debit" in order for it to count or can i select "credit" on the card reading machine
when doing these 5 transactions, do i have to select "debit" in order for it to count or can i select "credit" on the card reading machine