Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK
Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS
Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE
• PointsU conference (2018 & 2019 website)
Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS
Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE
• PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
#1501
Join Date: Mar 2007
Posts: 4,784
I'm surprised you didn't know about it already, being in "Award booking service" category, it's something you could also suggest clients
Use a random address, or simply change your country
You transfer AP --> USDM, which will merge with AA, hopefully 1:1
In 2016, USDM is gone, nobody knows what Points.com will do. We can hope for 100:84 AP:AA, that'll be cool
Just FYI: BMO World Elite isn't good for churning, so you will NOT get welcome bonus (again), but possibley FYF again
But yeah, funny how BMO has enough cards for you to switch around, ha ha
Personally, I wouldn't sign up anything unless it's 1500~2000 Air Miles, FYF (like AMEX Air Miles Platinum)
Use a random address, or simply change your country
You transfer AP --> USDM, which will merge with AA, hopefully 1:1
In 2016, USDM is gone, nobody knows what Points.com will do. We can hope for 100:84 AP:AA, that'll be cool
I've held my current BMO credit account for about 25 years now.
Over the years, I have done all sorts of upgrades and downgrades. My account has looked something like this (although cannot recall my air miles bonuses from 2007 prior):
Regular MC - 1990-1995
Air Miles MC - 1995-2002
Air Miles Gold - 2002-2007
Air Miles MC - 2007 - 2012
BMO World Elite - 2012 - 2013 (FYF, +$350 travel + 4 lounge passes)
BMO Rewards - 2013 - 2014 ($35 AF - to keep leftover rewards to spend)
BMO Preferred Rate MC - 2014-2015 (No fee + 11% interest)
BMO Air Miles MC - 2015 (no fee + 500 Airmiles)
I am hoping to go back up to a BMO World Elite next year if they have a FYF promo.
I think whether or not I get the bonus depends on how far back their card history goes.
Over the years, I have done all sorts of upgrades and downgrades. My account has looked something like this (although cannot recall my air miles bonuses from 2007 prior):
Regular MC - 1990-1995
Air Miles MC - 1995-2002
Air Miles Gold - 2002-2007
Air Miles MC - 2007 - 2012
BMO World Elite - 2012 - 2013 (FYF, +$350 travel + 4 lounge passes)
BMO Rewards - 2013 - 2014 ($35 AF - to keep leftover rewards to spend)
BMO Preferred Rate MC - 2014-2015 (No fee + 11% interest)
BMO Air Miles MC - 2015 (no fee + 500 Airmiles)
I am hoping to go back up to a BMO World Elite next year if they have a FYF promo.
I think whether or not I get the bonus depends on how far back their card history goes.
But yeah, funny how BMO has enough cards for you to switch around, ha ha
Personally, I wouldn't sign up anything unless it's 1500~2000 Air Miles, FYF (like AMEX Air Miles Platinum)
#1502
Join Date: Jan 2014
Location: YYZ
Programs: Aeroplan, Alaska, Marriott
Posts: 435
i called recently to try to "sidegrade" from No Fee CashBack to No Fee Air Miles for the 500 AM bonus and was told it is for new customers only.
i guess sidegrades are a bit of a YMMV as in the past I had no issues upgrading to a premium card from the regular ones & getting the bonus.
i guess sidegrades are a bit of a YMMV as in the past I had no issues upgrading to a premium card from the regular ones & getting the bonus.
#1503
Join Date: Sep 2012
Posts: 1,098
I'm surprised you didn't know about it already, being in "Award booking service" category, it's something you could also suggest clients
Use a random address, or simply change your country
You transfer AP --> USDM, which will merge with AA, hopefully 1:1
In 2016, USDM is gone, nobody knows what Points.com will do. We can hope for 100:84 AP:AA, that'll be cool
Just FYI: BMO World Elite isn't good for churning, so you will NOT get welcome bonus (again), but possibley FYF again
But yeah, funny how BMO has enough cards for you to switch around, ha ha
Personally, I wouldn't sign up anything unless it's 1500~2000 Air Miles, FYF (like AMEX Air Miles Platinum)
Use a random address, or simply change your country
You transfer AP --> USDM, which will merge with AA, hopefully 1:1
In 2016, USDM is gone, nobody knows what Points.com will do. We can hope for 100:84 AP:AA, that'll be cool
I've held my current BMO credit account for about 25 years now.
Over the years, I have done all sorts of upgrades and downgrades. My account has looked something like this (although cannot recall my air miles bonuses from 2007 prior):
Regular MC - 1990-1995
Air Miles MC - 1995-2002
Air Miles Gold - 2002-2007
Air Miles MC - 2007 - 2012
BMO World Elite - 2012 - 2013 (FYF, +$350 travel + 4 lounge passes)
BMO Rewards - 2013 - 2014 ($35 AF - to keep leftover rewards to spend)
BMO Preferred Rate MC - 2014-2015 (No fee + 11% interest)
BMO Air Miles MC - 2015 (no fee + 500 Airmiles)
I am hoping to go back up to a BMO World Elite next year if they have a FYF promo.
I think whether or not I get the bonus depends on how far back their card history goes.
Over the years, I have done all sorts of upgrades and downgrades. My account has looked something like this (although cannot recall my air miles bonuses from 2007 prior):
Regular MC - 1990-1995
Air Miles MC - 1995-2002
Air Miles Gold - 2002-2007
Air Miles MC - 2007 - 2012
BMO World Elite - 2012 - 2013 (FYF, +$350 travel + 4 lounge passes)
BMO Rewards - 2013 - 2014 ($35 AF - to keep leftover rewards to spend)
BMO Preferred Rate MC - 2014-2015 (No fee + 11% interest)
BMO Air Miles MC - 2015 (no fee + 500 Airmiles)
I am hoping to go back up to a BMO World Elite next year if they have a FYF promo.
I think whether or not I get the bonus depends on how far back their card history goes.
But yeah, funny how BMO has enough cards for you to switch around, ha ha
Personally, I wouldn't sign up anything unless it's 1500~2000 Air Miles, FYF (like AMEX Air Miles Platinum)
#1504
Join Date: Jan 2014
Location: yyz
Posts: 1,611
Some math that might interest those eyeing Asia trips...the AP to USDM conversion is really only a good gamble if you intend on flying F, not so much in J. And the gamble is better if you want to travel to Japan/Korea and not Souteast Asia.
I'm talking from a position that thinks AA will eventually devalue the miles. Here are my numbers using one-way rates (I think they work):
Southeast Asia (listed as HK and China on the AA grid)
If I take 75k AP to fly J one-way to the region, multiply by 84% = 63k USDM/AA points. That's 15% higher than the 55k AA points it costs to do this trip. I look at that as the "devaluation" percentage of AA point that would make me ambivalent between the two (ignoring YQ, for now).
For F, AA points would need to "devalue" by 31%.
For Japan and South Korea
J devaluation "tolerance" is 26% while F is 41%.
In my opinion, the chance of seeing a 15% devaluation of AA points (for J to HKG for example) is pretty decent. 41%...not so much.
Does that make sense?
Another consideration is obviously YQ. If you're not paying YQ on the AA partners, then you should be more tolerant of potential devaluation. Other than EVA, YQ is high on AC, OZ and NH.
Then there's the carriers...CX/JL vs. NH/BR/OZ. A few more options out of Star Alliance, but quality-wise I think I'd be ok with any of them.
Just something to to think about. I've got a bunch of AP points, so I'll probably transfer 100k. I really have my eye set on JL in F. Was considering doing it one-way using Avios, but that devaluation really killed it as an option.
And...also a good way to top up or start an AA balance, especially if you're also looking for a place to park/convert some Avion points.
I'm talking from a position that thinks AA will eventually devalue the miles. Here are my numbers using one-way rates (I think they work):
Southeast Asia (listed as HK and China on the AA grid)
If I take 75k AP to fly J one-way to the region, multiply by 84% = 63k USDM/AA points. That's 15% higher than the 55k AA points it costs to do this trip. I look at that as the "devaluation" percentage of AA point that would make me ambivalent between the two (ignoring YQ, for now).
For F, AA points would need to "devalue" by 31%.
For Japan and South Korea
J devaluation "tolerance" is 26% while F is 41%.
In my opinion, the chance of seeing a 15% devaluation of AA points (for J to HKG for example) is pretty decent. 41%...not so much.
Does that make sense?
Another consideration is obviously YQ. If you're not paying YQ on the AA partners, then you should be more tolerant of potential devaluation. Other than EVA, YQ is high on AC, OZ and NH.
Then there's the carriers...CX/JL vs. NH/BR/OZ. A few more options out of Star Alliance, but quality-wise I think I'd be ok with any of them.
Just something to to think about. I've got a bunch of AP points, so I'll probably transfer 100k. I really have my eye set on JL in F. Was considering doing it one-way using Avios, but that devaluation really killed it as an option.
And...also a good way to top up or start an AA balance, especially if you're also looking for a place to park/convert some Avion points.
#1505
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
You've gotta do what works out best for you, for sure. But I've got to throw this in too: Using AA miles for long-haul F redemptions on Etihad and J on Qatar are over the top good. Knowing how difficult it is to get AA miles in Canada, I see this as a chance that will quickly end, but could get you a truly aspirational redemption. I fly DFW-AUH-CAI in Etihad Suites (to AUH)/J to CAI (there is no F cabin on this leg) in April, and it cost me $7 plus miles. Seven!
Or...if you're more into simple domestic redemptions, using AA miles to book one way direct to Canada from the US will cost you $5.60. That's a lot less than Aeros for the same redemption!
Or...if you're more into simple domestic redemptions, using AA miles to book one way direct to Canada from the US will cost you $5.60. That's a lot less than Aeros for the same redemption!
Last edited by Preacher7; Feb 27, 2015 at 3:23 pm
#1506
Join Date: Mar 2007
Posts: 4,784
You've gotta do what works out best for you, for sure. But I've got to throw this in too: Using AA miles for long-haul F redemptions on Etihad and J on Qatar are over the top good. Knowing how difficult it is to get AA miles in Canada, I see this as a chance that will quickly end, but could get you a truly aspirational redemption. I fly DFW-AUH-CAI in Etihad Suites (to AUH)/J to CAI (there is no F cabin on this leg) in April, and it cost me $7 plus miles. Seven!
Or...if you're more into simple domestic redemptions, using AA miles to book one way direct to Canada from the US will cost you $5.60. That's a lot less than Aeros for the same redemption!
Or...if you're more into simple domestic redemptions, using AA miles to book one way direct to Canada from the US will cost you $5.60. That's a lot less than Aeros for the same redemption!
This is the only way I know of to earn it (at decent rate)
For domestic, AA miles is still more than the king-of-short-haul Avios, so I'd only use AA for Premium long-haul cabins
LGA/JFK/ORD/DCA/CLT-YYZ is only 4500 Avios + $6 USD also, less than AA miles + $6
#1507
Join Date: Sep 2012
Location: YVR
Posts: 1,847
i called recently to try to "sidegrade" from No Fee CashBack to No Fee Air Miles for the 500 AM bonus and was told it is for new customers only.
i guess sidegrades are a bit of a YMMV as in the past I had no issues upgrading to a premium card from the regular ones & getting the bonus.
i guess sidegrades are a bit of a YMMV as in the past I had no issues upgrading to a premium card from the regular ones & getting the bonus.
#1508
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
Key point - It's very hard to earn AA miles in Canada other than flying
This is the only way I know of to earn it (at decent rate)
For domestic, AA miles is still more than the king-of-short-haul Avios, so I'd only use AA for Premium long-haul cabins
LGA/JFK/ORD/DCA/CLT-YYZ is only 4500 Avios + $6 USD also, less than AA miles + $6
This is the only way I know of to earn it (at decent rate)
For domestic, AA miles is still more than the king-of-short-haul Avios, so I'd only use AA for Premium long-haul cabins
LGA/JFK/ORD/DCA/CLT-YYZ is only 4500 Avios + $6 USD also, less than AA miles + $6
But sure, the best use of AA miles is long haul F redemptions. Redemptions going TATL to Asia/Africa through the Middle East in F are only 90K one way, with no YQ. Can't beat that!
#1512
Join Date: Feb 2015
Posts: 8
Been following this forum for a while, I have learnt so much Thank you! I have never used points.com when I try to add my Aeroplan account it works perfects however I have just signed up or a US Airways account and when I try to add the # with my postal code it says it cannot be found!? Any idea what I am doing wrong? Thanks again!
I should add it says: 'that my # is not a valid US Airways membership or account number'
I should add it says: 'that my # is not a valid US Airways membership or account number'
Last edited by Johnnyrotten33; Feb 28, 2015 at 7:10 am Reason: edit
#1513
Join Date: Sep 2012
Posts: 1,098
Been following this forum for a while, I have learnt so much Thank you! I have never used points.com when I try to add my Aeroplan account it works perfects however I have just signed up or a US Airways account and when I try to add the # with my postal code it says it cannot be found!? Any idea what I am doing wrong? Thanks again!
I should add it says: 'that my # is not a valid US Airways membership or account number'
I should add it says: 'that my # is not a valid US Airways membership or account number'
#1515
Join Date: Mar 2007
Posts: 4,784