Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK 
Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) Which credit card should I get? Cards with good bonuses List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS 
Canadian Kilometers PointsNerd Rewards Canada Don't Call the Airline! Pointshogger Canadian Travel Hacking
CONFERENCE 
PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
#3001
Join Date: Apr 2014
Posts: 28
Did you use a Canadian MC for the 6 digits on the index cards? I was going to do it, but was afraid it wouldn't work without a card from a US institution.
#3002


Join Date: Feb 2010
Location: Canada
Programs: Hhonors Diamond, Fairmont Platinum
Posts: 377
56k in points posted to my IHG account. ^
#3005




Join Date: Aug 2013
Location: YYZ, YUL, PEK
Posts: 429
I have read reports (again) that MBNA is tightening up Alaska approvals due to people doing stupid things like applying for 3 cards in a week. Perhaps the way to go forwards is to keep at most 2 open, cancelling before reapplying? Marathon not a race after all...
#3008




Join Date: May 2009
Posts: 882
mine just approved in Monday, my wife got wait for approval page, mine is 2nd time apply, my wife is 3rd time aply in the last 5 years, we all keep card for 9-10 mon then cancel it.
#3009




Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,409
I know you're heavily Amex-centric. MBNA normally pulls Transunion, same with Amex (and RBC)...maybe they saw too many pulls on TU?
#3010




Join Date: May 2009
Posts: 882
anyone know if westjet CC can churn or not? if you cancel it will you lose $250 westjet dollars and companion pass?........if it can churn, can you combine 2 $250 westjet dollars?
besides BMO is no churn policy, is there any other Canada bank no churn? RBC?
Thanks!
besides BMO is no churn policy, is there any other Canada bank no churn? RBC?
Thanks!
#3011




Join Date: Mar 2008
Location: Toronto, Canada
Programs: Aeroplan, Bonvoy, Alaska, Avios
Posts: 1,295
I had 17 or 18 card apps total last year, but only 4 were MBNA, no issues. They did shutdown my older Alaska card without my consent, before approving my Jan application.
I know you're heavily Amex-centric. MBNA normally pulls Transunion, same with Amex (and RBC)...maybe they saw too many pulls on TU?
I know you're heavily Amex-centric. MBNA normally pulls Transunion, same with Amex (and RBC)...maybe they saw too many pulls on TU?

I only had 2 MBNA apps last year. I will wait a few months and try again.
#3012
Original Poster


Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,037
Westjet dollars go into your account, so yes you can combine them.
#3013




Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,409
#3014

Join Date: Jan 2012
Location: yow,yvr,yxx
Programs: aeroplan airmiles priorityclub choiceprivilege asiamiles spg bw
Posts: 317
#3015




Join Date: May 2009
Posts: 882
so it's like MBNA Alaska card, even I canceled can still keep the $250 westjet dollars and companion pass,right?
is it no churn?
is it no churn?



