May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) Which credit card should I get? Cards with good bonuses List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers PointsNerd Rewards Canada Don't Call the Airline! Pointshogger Canadian Travel Hacking
CONFERENCE PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Mar 26, 2016 | 11:52 am
#3091
Join Date: Oct 2013
Posts: 353
Hey Guys,
I was declined a Best Western credit card by MBNA. I currently hold an Alaska Airlines with them (it only has a $1500 credit limit however).
When I called, I asked if they could take some credit from my Alaska Airlines (or even close my Alaska card) and approve my Best Western card. The agent seemed angry and said that it was never possible to do that.
Am I missing something?
I was declined a Best Western credit card by MBNA. I currently hold an Alaska Airlines with them (it only has a $1500 credit limit however).
When I called, I asked if they could take some credit from my Alaska Airlines (or even close my Alaska card) and approve my Best Western card. The agent seemed angry and said that it was never possible to do that.
Am I missing something?
Mar 26, 2016 | 12:12 pm
#3092
A FlyerTalk Posting Legend
Join Date: Apr 2004
Location: GVA (Greater Vancouver Area)
Programs: D.R.E.A.D. Gold card holder
Posts: 53,184
But you also have to realize that there are many reasons a card would be declined, and transferring a credit limit would only address one reason.
Mar 26, 2016 | 1:09 pm
#3094
Join Date: Dec 2011
Location: YVR
Posts: 625
Hey Guys,
I was declined a Best Western credit card by MBNA. I currently hold an Alaska Airlines with them (it only has a $1500 credit limit however).
When I called, I asked if they could take some credit from my Alaska Airlines (or even close my Alaska card) and approve my Best Western card. The agent seemed angry and said that it was never possible to do that.
Am I missing something?
I was declined a Best Western credit card by MBNA. I currently hold an Alaska Airlines with them (it only has a $1500 credit limit however).
When I called, I asked if they could take some credit from my Alaska Airlines (or even close my Alaska card) and approve my Best Western card. The agent seemed angry and said that it was never possible to do that.
Am I missing something?
Mar 26, 2016 | 1:48 pm
#3095
Join Date: Aug 2013
Location: YYZ, YUL, PEK
Posts: 429
You can always call back again and see if another agent is more friendly. Several times I've called back twice and the two agents could not have had more contrasting attitudes, and this was with several different financial institutions.
Mar 26, 2016 | 2:54 pm
#3096
Join Date: Oct 2013
Posts: 353
Thanks! I'll try in a couple days.
Mar 26, 2016 | 3:49 pm
#3098
Join Date: Jan 2014
Location: TYO
Programs: AP 50k
Posts: 144
I don't think any of those would be willing to waive the 2nd year but you might get some MR points from Amex retentions.
Mar 26, 2016 | 4:19 pm
#3099
Join Date: Nov 2011
Posts: 6,458
Mar 26, 2016 | 10:45 pm
#3100
Join Date: Sep 2004
Location: Victoria, BC
Programs: AA GLD, AS MVP, DL, AC, *wood Gold
Posts: 150
MBNA has offered to waive the second year several times for me but I have always declined the offer as I wanted to churn the Alaska card.
Mar 27, 2016 | 8:13 am
#3101
Join Date: Oct 2013
Posts: 353
Cheers,
Mar 31, 2016 | 1:11 pm
#3102
Join Date: Jun 2012
Location: Toronto, Canada
Programs: Aeroplan Bonvoy AMEX MR Avion Avios
Posts: 747
folks, is it still possible to refer AMEX SPG cards between husband/wife and get the bonus signup/referral points even if we already have an existing active AMEX SPG card?
Mar 31, 2016 | 1:55 pm
#3103
Join Date: Mar 2007
Posts: 4,795
Keep in mind AMEX.ca only allows 2 active CREDIT cards
so SPG Personal + SPG Business = 2 credit cards if you don't own Air Miles or SimplyCash
Mar 31, 2016 | 1:59 pm
#3104
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,409
Do you mean to get TWO concurrent Amex SPG cards, each? If that's what you mean, then most likely NO, not normally allowed to have 2 of the same Amex card product, but YMMV.
If it's just a case of wondering if YOU can apply, while you're wife already has the same card, then absolutely no issue. Your cards are YOURS, wife's cards are HERS, totally separate and Amex doesn't treat your family as a single entity for their card products. Go ahead and refer her, or she can refer you.
Mar 31, 2016 | 5:14 pm
#3105
Original Member, Moderator: Hotel Deals and MilesBuzz
Join Date: May 1998
Location: Washington, DC
Posts: 14,291
Just a reminder that we have a forum specifically for the discussion of churning credit cards. Please continue any discussion regarding this specific topic to Manufactured Spending.
Thank you,
MileageAddict
Moderator
Thank you,
MileageAddict
Moderator