May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) Which credit card should I get? Cards with good bonuses List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers PointsNerd Rewards Canada Don't Call the Airline! Pointshogger Canadian Travel Hacking
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MilesBuzz: Canada
Jan 11, 2016 | 2:46 pm
#2926
Join Date: Aug 2004
Location: YYZ
Programs: AA LT Plat, Hilton Diamond
Posts: 1,143
Two experiences of Friday evening transfers resulted in Tuesday morning credit to AA.
Jan 12, 2016 | 6:43 am
#2928
Join Date: Nov 2013
Location: LIS
Programs: AF, TK
Posts: 1,121
No more referral bonus from the Amex personal gold 
IMPORTANT NOTICE: Effective January 11, 2016, this Card is no longer eligible for a referral bonus. You can still refer the Card to your friends and family but you will not earn a referral bonus for any approved referral.
Jan 12, 2016 | 8:12 am
#2929
Join Date: Jan 2014
Location: YYZ
Programs: Aeroplan, Alaska, Marriott
Posts: 435
Jan 12, 2016 | 10:50 am
#2931
Join Date: Jan 2011
Location: YVR to SEA
Posts: 2,685
Amex Gold and Platinum exist in every single market where Amex operates. No chance they will ever discontinue it.
Remove the low value customers ($500 annual spend) and pushing hard for new markets is where they are going.
They are pushing it extremely hard to CPAs, with advertisements and sponsorships all over the place, plus a preferred rate of $99 annual fee after the first year. They want people to be using the card, not churning the card.
Even with the additional competition in the US, Amex moved to a one signup per lifetime policy. Low value customers are exactly that.
Remove the low value customers ($500 annual spend) and pushing hard for new markets is where they are going.
They are pushing it extremely hard to CPAs, with advertisements and sponsorships all over the place, plus a preferred rate of $99 annual fee after the first year. They want people to be using the card, not churning the card.
Even with the additional competition in the US, Amex moved to a one signup per lifetime policy. Low value customers are exactly that.
Jan 12, 2016 | 1:04 pm
#2932
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,037
If Amex manages to rid itself of the small percentage of cardholders who are just looking for signup bonuses or referrals, they'll do just fine. Churners do not dictate the market.
Jan 12, 2016 | 1:27 pm
#2933
Join Date: Nov 2012
Posts: 1,087
Sorry but the only reason I use amex is because of the bonuses. The acceptance isn't great, so if they don't have that... Why would I want to bother
Jan 12, 2016 | 1:53 pm
#2934
Join Date: Sep 2012
Posts: 1,098
Jan 12, 2016 | 2:20 pm
#2935
Join Date: Nov 2012
Posts: 1,087
It's very easy to get approved for an amex...if amex only cared about those putting 40k+ on the card they wouldn't be approving students or people with really low incomes... So I'd say you are wrong on that
Jan 12, 2016 | 6:17 pm
#2936
Join Date: Nov 2013
Location: LIS
Programs: AF, TK
Posts: 1,121
Jan 13, 2016 | 7:43 am
#2938
Join Date: Mar 2008
Location: Toronto, Canada
Programs: Aeroplan, Bonvoy, Alaska, Avios
Posts: 1,295
I don't know much about ApplePay but it's an RFID/contactless type system. I can count with my fingers how many times I've been able to just "tap" with my Amex. Even the Petro Canada pumps wasn't reliable as I had to get back in the car to move pumps after trying to tap my Gold card once. It froze the pump's CC system apparently.
Jan 13, 2016 | 3:22 pm
#2939
Join Date: Dec 2014
Posts: 402
I don't know much about ApplePay but it's an RFID/contactless type system. I can count with my fingers how many times I've been able to just "tap" with my Amex. Even the Petro Canada pumps wasn't reliable as I had to get back in the car to move pumps after trying to tap my Gold card once. It froze the pump's CC system apparently.
Jan 13, 2016 | 5:22 pm
#2940
Join Date: May 2009
Posts: 882
