[Expired] SPG Amex - 30,000 bonus Starpoints
Jul 30, 2011, 6:13 am
#151
Join Date: Apr 2011
Posts: 2,055
My wife and I have a ton of airline miles (well a ton to us 
) but now are looking for hotel points and this seems like an awesome way to go. She's a little concerned about the spending requirements without the mint, but we'll manage
We just had a couple of questions:
Are there any possibilities to sign up for both the personal and business at the same time to maximize points for each of us?
Will it count as 1 or 2 credit inquiries if we are allowed to do both personal and business at the same time?
I read through the thread, so hopefully I didn't miss answers for those questions before...
) but now are looking for hotel points and this seems like an awesome way to go. She's a little concerned about the spending requirements without the mint, but we'll manage We just had a couple of questions:
Are there any possibilities to sign up for both the personal and business at the same time to maximize points for each of us?
Will it count as 1 or 2 credit inquiries if we are allowed to do both personal and business at the same time?
I read through the thread, so hopefully I didn't miss answers for those questions before...
I applied for a Gold card on 6/6 and a Gold Business and SPG Personal on 6/22, as did my wife (except she applied for SPG Business). So it is certainly possible. Depends on number of hard pulls, FICO, etc.
If you want referrals for either of the SPG cards, almost anyone here can do them for you.
Jul 30, 2011, 7:35 am
#152
Join Date: Feb 2003
Location: On strike
Posts: 8,135
This offer no longer requires a referral. (It did initially, but that requirement was dropped on 7/26.) That said, I'm happy to refer anybody who's interested.
Jul 30, 2011, 7:52 am
#153
Join Date: Aug 2010
Posts: 275
If you apply for both on the same day it counts as a single credit pull. You may want to consider each applying for one (you = personal, wife = business) and then referring each other before the 30K offer expires for an additional 5K points each.
I applied for a Gold card on 6/6 and a Gold Business and SPG Personal on 6/22, as did my wife (except she applied for SPG Business). So it is certainly possible. Depends on number of hard pulls, FICO, etc.
If you want referrals for either of the SPG cards, almost anyone here can do them for you.
I applied for a Gold card on 6/6 and a Gold Business and SPG Personal on 6/22, as did my wife (except she applied for SPG Business). So it is certainly possible. Depends on number of hard pulls, FICO, etc.
If you want referrals for either of the SPG cards, almost anyone here can do them for you.
FAKOs are at 766/748, I got a Citi Business recently and we both did the 50K Sapphire (tried for 100K... boo).
Things to ponder! Thank you!
Jul 30, 2011, 7:55 am
#154
Join Date: Oct 2010
Location: GGG, DFW, IAH
Posts: 284
I tried to google and search throught FT forums to not see any definitive answer.
My question is - I plan to apply for SPG Personal SPG Business and Hilton AmEx at the same day. Assuming everything else (credit score, inquiries etc.) is in place, will it work out? Or are there particular limits are to how you should spread your applications?
My understanding is that Personal and Business should certainly be applied for at the same time as there are essentially cards for two different "entities" (you and your business - even though pull from the same credit report), but what about adding the 3rd card into mix?
I will really appreciate any advice on this topic.
My question is - I plan to apply for SPG Personal SPG Business and Hilton AmEx at the same day. Assuming everything else (credit score, inquiries etc.) is in place, will it work out? Or are there particular limits are to how you should spread your applications?
My understanding is that Personal and Business should certainly be applied for at the same time as there are essentially cards for two different "entities" (you and your business - even though pull from the same credit report), but what about adding the 3rd card into mix?
I will really appreciate any advice on this topic.
Jul 30, 2011, 8:20 am
#155
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Jul 30, 2011, 8:27 am
#156
Join Date: Aug 2010
Posts: 275
Right, but let's say I apply for the personal and my wife applies for the business account, I'd have to wait until I have those cards to do the referral and thus the wait between would cause it to be 4 inquiries in total versus 2? Or am I missing something?
Jul 30, 2011, 8:37 am
#157
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Of course, to make it worth your while you'd want to be confident of racking up $18,000 in charges over the relevant time period. At best, you could apply now & then do cross-referrals at the August 22 deadline, giving you 3 2/3 months to hit the spend target.
EDIT: Note also that you can score up to 2000 more points per personal card (not business, alas) by adding users. Rather than repeat myself, I'll link to the details: http://www.flyertalk.com/forum/16827007-post52.html
Last edited by beltway; Jul 30, 2011 at 9:42 am
Jul 30, 2011, 11:31 am
#158
Join Date: Sep 2010
Posts: 188
I was instantly approved for Biz PGR and Personal PGR in past week. If i apply for this I guess I will most likely get rejected? I imagine even if I call reconsideration line they will be like "are you really trying to get 3rd card approved in a week?!"
Jul 30, 2011, 12:41 pm
#160
Join Date: Jul 2003
Programs: UA1K 3MM, AS MVP 75K Gold
Posts: 2,706
The Starwood Amex is a great card under normal circumstances, and this current time-limited offer is a) even better and b) as good as you're likely to see this year. (The emerging pattern since 2010 has been to roll out the best special offer in July.)
This offer no longer requires a referral. (It did initially, but that requirement was dropped on 7/26.) That said, I'm happy to refer anybody who's interested.
This offer no longer requires a referral. (It did initially, but that requirement was dropped on 7/26.) That said, I'm happy to refer anybody who's interested.
Jul 30, 2011, 7:56 pm
#161
Join Date: Aug 2010
Posts: 275
Got instantly approved for the business, wife got instantly approved for the personal. Now to get the cards and start the spend. Will follow the above advice, and wait until ~Aug 22nd (probably will do it Aug 19th...) to refer each other and get the other side (wife business and me personal). Thanks for all of the advice!
Jul 30, 2011, 10:35 pm
#162
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Jul 31, 2011, 5:49 pm
#165
Join Date: Jul 2003
Programs: UA1K 3MM, AS MVP 75K Gold
Posts: 2,706
Got instantly approved for the business, wife got instantly approved for the personal. Now to get the cards and start the spend. Will follow the above advice, and wait until ~Aug 22nd (probably will do it Aug 19th...) to refer each other and get the other side (wife business and me personal). Thanks for all of the advice!
