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-   -   Discover Checking Loaded at Walmart (https://www.flyertalk.com/forum/manufactured-spending/2109742-discover-checking-loaded-walmart.html)

upright0744 Jul 26, 2024 2:52 pm


Originally Posted by onenation1994a (Post 36400015)
so I took my Metabank BHN Visa Gc $300 to my local WMNM, I had activated and registered the card and set a new pin about 8 hours earlier. I got the “debit not allowed” message. Is this normal or am I doing something wrong?

BHN cards almost never work, and if they do, its only for $99 and less

radonc1 Jul 26, 2024 3:15 pm


Originally Posted by upright0744 (Post 36408269)
BHN cards almost never work, and if they do, its only for $99 and less

True at the MC or CSC. At the cashier, these cards work just fine for loading the full amount ;)

hurnik Jul 29, 2024 8:28 am


Originally Posted by radonc1 (Post 36408318)
True at the MC or CSC. At the cashier, these cards work just fine for loading the full amount ;)

Maybe it's BIN specific then? I had 3 BHN card that would not work anywhere (Cashier, MC/CSC) for anything over $99. But they were the "problematic" BIN (that were posted somewhere around here a few months ago).

radonc1 Jul 29, 2024 9:18 am


Originally Posted by hurnik (Post 36413900)
Maybe it's BIN specific then? I had 3 BHN card that would not work anywhere (Cashier, MC/CSC) for anything over $99. But they were the "problematic" BIN (that were posted somewhere around here a few months ago).

If you could confirm a specific BHN card lot number that did not work at the cashier, that DP would be most helpful for everyone ;)

hurnik Jul 29, 2024 11:02 am


Originally Posted by radonc1 (Post 36414026)
If you could confirm a specific BHN card lot number that did not work at the cashier, that DP would be most helpful for everyone ;)

It was documented somewhere here on FT, I believe.
It wasn't that it didn't work. It was that you couldn't swipe to load Discover for anything OVER $99.

BIN 4358

There's several posts around June - Sept of 2023 where these didn't work for over $99, even at Cashier.
These are the "crap" Yellow VGC by BHN.

After going through 3 of these, I have stuck to only the Secure Spend cards which have worked fine, once I "season" them with one purchase (it may now work without having to do that, but I had 2 cards get locked because of that and had to call in and have the lock released).

jeffersun Aug 1, 2024 4:45 pm

anybody else getting errors on Everywheres today? I'm well under load limits, register is throwing code 12, the website errors out immediately but the phone line says I have a balance and also charges/refunds for my load amount, as if I hit a discover load limit. I'm only at 12/30, 3/7. Never hit $$ limits. The website errors give me hope that it's a network glitch. I loaded a GE on the 29th BAU

GranblueF Aug 1, 2024 8:41 pm


Originally Posted by jeffersun (Post 36422576)
anybody else getting errors on Everywheres today? I'm well under load limits, register is throwing code 12, the website errors out immediately but the phone line says I have a balance and also charges/refunds for my load amount, as if I hit a discover load limit. I'm only at 12/30, 3/7. Never hit $$ limits. The website errors give me hope that it's a network glitch. I loaded a GE on the 29th BAU

Check the MO at WM thread. Looks like BHN is back with their newest throttling antic again

jeffersun Aug 1, 2024 9:26 pm

yeah this was just a single swipe. tried it at a different store and it went through. never seen code 12. Last time things got nuked by WM it was like code 56, 57. Doesn't seem like anybody is snagging their rejection receipts

radonc1 Aug 4, 2024 6:34 am

For those using Discover deposit products, i received a letter last week with the following changes noted for the debit card:
- The daily ATM withdrawal limit for each account is the lesser of $510 or your available balance.

FoCo Finch Aug 6, 2024 2:44 pm


Originally Posted by GranblueF (Post 36422934)
Check the MO at WM thread. Looks like BHN is back with their newest throttling antic again

Loaded 3x$200 DE's today in one transaction, no issues, mountain west.

ericdabbs Aug 12, 2024 4:29 pm


Originally Posted by danpeake (Post 35036908)
I did it at the register located at self checkout. I had already purchased a MO at customer services so didn't want to double up.

If they're hesitant as this cashier was, I found that saying "I think it's 70 action code" usually works.

70 action code has been the standard key function used to load cards for like over a decade now. Glad their systems haven't been updated to change that so that we can train the employees.

GranblueF Aug 12, 2024 4:58 pm

Failed to load 3 DE at WMSC. 3rd swipe ended up as Card Read Error

upright0744 Aug 13, 2024 5:24 am


Originally Posted by GranblueF (Post 36447972)
Failed to load 3 DE at WMSC. 3rd swipe ended up as Card Read Error

happened to me quite a few times and i stuck to 2x for 400 for months. but i tried yesterday and 3x for 600 worked. shrug

i do think that 2x200 for 400 is less alarming for the representative and safer for longevity's sake

jonnyek Aug 14, 2024 8:04 pm

DP- $500 VCG - Pathward Incom...SS type bought from WMNM, i loaded $300 on Discover yesterday and $200 on One today at same WMNM MC.

lowkeyflyer Aug 14, 2024 11:13 pm


Originally Posted by jonnyek (Post 36453084)
DP- $500 VCG - Pathward Incom...SS type bought from WMNM, i loaded $300 on Discover yesterday and $200 on One today at same WMNM MC.

Did you prime it with any purchase?


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