Thanks!!

This has been my experience as well. When I first started using the Discover load feature a few months ago I tried using regular checkouts. Besides having few cashiers and long lines, I ran into a couple problems:
1. Not all cashiers knew how to do it. Often they would call over a manager or someone more experienced (even if I told them option 70)
2. Sometimes they would ask how much I wanted to load and then say it was too much and go to MC
3. Sometimes they would say only at MC

Unlike some of you my local Walmarts don't have an employee register at SC. So it became easier to just go to MC. No one there has actually given me any trouble, but I just load $250-$450 per visit, 1 swipe only, and alternate between the two closest Walmarts. I only really use this for when I get 10%+ in savings on GC so the velocity doesn't especially matter to me.
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I frequently load Serve first and then Discover. Serve load always goes well. Discover load is very cashier dependent. How is the load different? And how can I guide them better?

cashier dependent how? how does it fail?

Does the opposite work? Loading Discover fails with GC but then doing a Serve load succeeds?
I believe that the action code the cashier punches in is the same.
If you cannot load Discover when you can load a Serve card, then the issue to me is at the Discover level with the funding source, i.e. your GC. So, try my first line above. if not A but B okay, then it isn't WM.

DP: WM is now monitoring Discover loads and flagging customer names.

They have been doing that for awhile now. Discover called me and P2 months backs and specifically said WM had contacted them about loading velocity. The Discover agent whom I talked to during my financial review was super chill and nothing ever became of it. P2 also had no issues and it's been BAU ever since.

Mind sharing what your answers/explanation was?

and, as for BAU - you went back to loading at WM without issue?

The MC CSR was really cool and basically said "just slow it down a bit". I was doing P1/P2 1K loads back to back for a while, and of course thats 2x a week.

I know this qn will be mostly a YMMV answer. Still wanted to ask.
Does any of you who have been doing this for long time run into WM being suddenly anal about it because of the volume and daily loads?. To their eyes it looks like structuring when it is the wally/discover/BB who put the daily and per transaction limit. I usually cool off when this comes up. Wondering if there is even a way to resolve / address it without making it worse.

Yeah, it happens sometimes. Some Walmarts couldn’t care less and others are more vigilant. I’ve had one Walmart flat out refuse to provide any service after they noticed I was using GC’s. Fortunately, I live in a large metropolitan area with plenty of options. I don’t think there is anything to do but cool off and move on to other options. I stopped liquidating at the Walmart that was giving me issues for a couple months and that was enough time for some new employees to come in and now it’s business as usual.

Just now went to load disco at WM and system tacked on a 3.74 fee.
Hoping the CSR screwed something up because it’s the end of disco if it’s legit

Must be CSR screwed up, just loaded 4 hours ago, BAU.

yeah, thinking about it more, I reckon she entered the command for withdraw rather than load.
I did not complete the transaction once I saw the fee

Staples 200 BHN Pathward VGC Bin 43588009 one full 200 swipe Fail
I will try Incom Sutton or Pathward next Try

these have never worked at wm for full drain

however I am recently having a lot of issues with SSVGC even seasoned. Not sure if it’s a wm issue but I’ll keep probing.