Old Jun 17, 2023, 12:23 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: yanxfann
Rules:

Amount limits:
1. $20 minimum load

2. $1,000 maximum per rolling 24 hours ($999 for AZ NM)
3. $7,000 maximum per rolling 7 days
4. $10,000 maximum per calendar month (formerly $20K; mixed DPs, T&C states calendar month but FTers state rolling 30 days)

Frequency limits:
5. 4 individual loads per rolling 24 hours

6. 7 individual loads per rolling 7 days
7. 20 loads per rolling 30 days.

WM limits:
8. 3 GCs max per transaction

https://www.discover.com/online-bank...cking-account/
Print Wikipost

Discover Checking Loaded at Walmart

Old Jan 28, 2023, 7:22 pm
  #1  
Original Poster
 
Join Date: Aug 2013
Location: DFW
Programs: AA, UA, SPG, BA, HH
Posts: 122
Discover Checking Loaded at Walmart

https://www.doctorofcredit.com/disco...ed-at-walmart/
It was working until Jan 25th. the GC(everywhere type) debited but credited back. The same GC was MO later. so it was not GC issues.
Not sure whether other GC(sunton, GD) are working or not. Any DPs to share?
facehu is offline  
Old Jan 29, 2023, 6:32 am
  #2  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,374
Originally Posted by facehu
https://www.doctorofcredit.com/disco...ed-at-walmart/
It was working until Jan 25th. the GC(everywhere type) debited but credited back. The same GC was MO later. so it was not GC issues.
Not sure whether other GC(sunton, GD) are working or not. Any DPs to share?
From reading the story and comments, it appears to require
1. A Discover checking account which, according to the comments, is closed for new sign ups at the present time
2. A contactless debit card, which again, according to the comments, Discover does not have currently (apparently chip only).
If the above is correct, then this is a deal that literally doesn't exist currently.
The fact that your 'deposit' was rejected and returned to your GC means just what you wrote, it wasn't deposited into your Discover account, i,e, Discover rejected it.

Let us know if you have any success with this.
radonc1 is offline  
Old Jan 29, 2023, 9:11 am
  #3  
Original Poster
 
Join Date: Aug 2013
Location: DFW
Programs: AA, UA, SPG, BA, HH
Posts: 122
i have both and had loaded more than 10K successfully before Jan 25.
facehu is offline  
Old Jan 29, 2023, 9:29 am
  #4  
jk2
 
Join Date: Dec 2010
Posts: 1,512
Originally Posted by facehu
i have both and had loaded more than 10K successfully before Jan 25.
monthly limit?
jk2 is offline  
Old Jan 29, 2023, 10:49 am
  #5  
Original Poster
 
Join Date: Aug 2013
Location: DFW
Programs: AA, UA, SPG, BA, HH
Posts: 122
not over limit. have anyone successfully load the past few days?
facehu is offline  
Old Jan 29, 2023, 11:42 am
  #6  
 
Join Date: Feb 2016
Location: Northeastern United States
Posts: 588
Originally Posted by facehu
not over limit. have anyone successfully load the past few days?
Loaded $500 SS to Discover checking on the 25th and 27th
Prometheus77 is offline  
Old Jan 29, 2023, 11:44 am
  #7  
 
Join Date: Oct 2015
Location: HNL
Posts: 148
Can you make a purchase with your debit? End of december I started getting the same "debit not authorized" rejections and refunds(after a successful load in my not-home state). Gave up for a couple weeks. Finally tried to use the debit for a simple purchase and got declined. Turns out I had some mystery hold on my card. Front line phone rep couldn't see a hold, had to go dig around and then send me back to tech who released a hold that he couldn't explain. This was just yesterday, haven't had a chance to try a load again. I'll update soon
jeffersun is offline  
Old Jan 29, 2023, 11:56 am
  #8  
Original Poster
 
Join Date: Aug 2013
Location: DFW
Programs: AA, UA, SPG, BA, HH
Posts: 122
was able to load amazon by debit card this morning.
so the card shall be good.
Originally Posted by jeffersun
Can you make a purchase with your debit? End of december I started getting the same "debit not authorized" rejections and refunds(after a successful load in my not-home state). Gave up for a couple weeks. Finally tried to use the debit for a simple purchase and got declined. Turns out I had some mystery hold on my card. Front line phone rep couldn't see a hold, had to go dig around and then send me back to tech who released a hold that he couldn't explain. This was just yesterday, haven't had a chance to try a load again. I'll update soon
facehu is offline  
Old Jan 29, 2023, 11:59 am
  #9  
Original Poster
 
Join Date: Aug 2013
Location: DFW
Programs: AA, UA, SPG, BA, HH
Posts: 122
who is the issuer for the $500?
Originally Posted by Prometheus77
Loaded $500 SS to Discover checking on the 25th and 27th
facehu is offline  
Old Jan 29, 2023, 1:59 pm
  #10  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,374
Originally Posted by facehu
i have both and had loaded more than 10K successfully before Jan 25.
Is your account still open? Can you make deposits and withdrawals currently? Try and see if you can do a BP.
Maybe Discover has shut you down (hope not)
radonc1 is offline  
Old Jan 30, 2023, 6:18 am
  #11  
 
Join Date: Feb 2016
Location: Northeastern United States
Posts: 588
Originally Posted by facehu
who is the issuer for the $500?
SS cards are issued by Metabank and service by InComm
Prometheus77 is offline  
Old Jan 30, 2023, 8:47 pm
  #12  
 
Join Date: Oct 2015
Location: HNL
Posts: 148
Mystery hold cleared, successful load today. If you're getting the "debit not authorized" error and a charge/refund, call discover. Note that front line phone rep saw no problems, she would not have transferred me back if I didn't demand a solution to my dead card. Back office had no information about why I had a hold on my card.
jeffersun is offline  
Old Jan 31, 2023, 5:29 am
  #13  
 
Join Date: Mar 2009
Posts: 2,291
Originally Posted by jeffersun
Mystery hold cleared, successful load today. If you're getting the "debit not authorized" error and a charge/refund, call discover. Note that front line phone rep saw no problems, she would not have transferred me back if I didn't demand a solution to my dead card. Back office had no information about why I had a hold on my card.
Well, what was the problem/solution? I assume the hold had something to do with the WM loads which isn't a good sign for your account.
danpeake is offline  
Old Jan 31, 2023, 11:14 am
  #14  
 
Join Date: Oct 2015
Location: HNL
Posts: 148
Originally Posted by danpeake
Well, what was the problem/solution? I assume the hold had something to do with the WM loads which isn't a good sign for your account.
Nobody could tell me what the problem was. The solution was calling.... I'm going to assume my single out-of-state load triggered something. Would I have set off alerts if it was a $500 purchase? Probably. Considering this whole load thing is 2 months old, I'm sure there's gonna be some kinks in the system. I only loaded $3k total over a couple weeks, on a card who's limit is $7k/wk, $20k/month. I have no reason to assume my account is in any kind of jeopardy. Barely anybody even knows this is a thing yet, and new accounts are not available.
jeffersun is offline  
Old Jan 31, 2023, 7:05 pm
  #15  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,374
Originally Posted by jeffersun
Nobody could tell me what the problem was. The solution was calling.... I'm going to assume my single out-of-state load triggered something. Would I have set off alerts if it was a $500 purchase? Probably. Considering this whole load thing is 2 months old, I'm sure there's gonna be some kinks in the system. I only loaded $3k total over a couple weeks, on a card who's limit is $7k/wk, $20k/month. I have no reason to assume my account is in any kind of jeopardy. Barely anybody even knows this is a thing yet, and new accounts are not available.
Somewhere in the back of my brain was a discussion about Discover being very touchy about MSing activity and shutting accounts down for minimal MSing activity. This was a long time ago (pre pandemic) so it might not be relevant today, but I guess time will tell.
radonc1 is offline  

Thread Tools
Search this Thread

Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.