Can you make a purchase with your debit? End of december I started getting the same "debit not authorized" rejections and refunds(after a successful load in my not-home state). Gave up for a couple weeks. Finally tried to use the debit for a simple purchase and got declined. Turns out I had some mystery hold on my card. Front line phone rep couldn't see a hold, had to go dig around and then send me back to tech who released a hold that he couldn't explain. This was just yesterday, haven't had a chance to try a load again. I'll update soon