FlyerTalk Forums

FlyerTalk Forums (https://www.flyertalk.com/forum/index.php)
-   Manufactured Spending (https://www.flyertalk.com/forum/manufactured-spending-719/)
-   -   Discover Checking Loaded at Walmart (https://www.flyertalk.com/forum/manufactured-spending/2109742-discover-checking-loaded-walmart.html)

pkerr May 26, 2024 10:46 am


Originally Posted by bodiddely (Post 36260294)
Sorry if I wasn't clear - I meant unloading the Discover card with an MO purchase. The Discover card apparently earns 1% cashback up to $30/month. That's from Discover, nothing to do with a grocery store cashback program.

I do it every month. I load up $3,000 during the month and then buy a MO. I get the $30 which offsets the purchase fees of the cards.

Gitangali May 30, 2024 5:13 pm

loaded 3 X 498 on two disover card, I almost think 500 will work but dont want to take a chance with card lock up. I can live with this pain of draining 2 bucks.

4 X 498 should work as well, just not pushing the limit right now.

TTT103 May 31, 2024 9:24 am


Originally Posted by Gitangali (Post 36271252)
loaded 3 X 498 on two disover card, I almost think 500 will work but dont want to take a chance with card lock up. I can live with this pain of draining 2 bucks.

Just out of curiosity, are both Discover accounts in your own name and linked to the same non-Discover external checking account? I've been wondering if I could open a second one.

Gitangali Jun 1, 2024 11:58 am


Originally Posted by TTT103 (Post 36272865)
Just out of curiosity, are both Discover accounts in your own name and linked to the same non-Discover external checking account? I've been wondering if I could open a second one.

Discover in P1 P2 name, linked to the same ext account but they are also in P1, P2 name respectively. I dont think one person can open 2 discover accounts? correct me if I am mistaken.

littlewinglet Jun 2, 2024 4:13 pm


Originally Posted by bodiddely (Post 36260207)
Does anyone ever unload their card by buying MOs at a grocery store? Would be nice if that counted towards the 1% cashback up to $30/month and also maybe looked more favorably on (using the card for purchases) than billpay (maybe?)

Curious if anyone has theories on that, I don't want to risk my account for an extra $30 a month by any means but it would be a pretty minimal time investment to do that a few times a month during regular grocery store shopping . All the grocery stores around me are strictly no VGC for MO so I wouldn't be foregoing an opportunity to liquidate VGCs.

Yes, that's what I do. Cash out with random odd MO amounts, in conjunction with my ONE card. I'll do $1400-2000 range total and pay 50/50 with those cards. Too paranoid to ACH money out of ONE due to some shutdown reports.

GranblueF Jun 4, 2024 2:22 am


Originally Posted by Gitangali (Post 36233397)
I can hit a lot harder than that, in my area even I saw one of the post office selling the VGCs.

I do wish this thing dies completely to not even have a chance to mess with the fire!

yeah just noticed my post office has BHN/Pathward $500 variables. Anyone know if USPS codes as office for CIC when buying inside? I imagine probably need the CIP for 3% shipping

TTT103 Jun 4, 2024 7:09 am


Originally Posted by Gitangali (Post 36275337)
Discover in P1 P2 name, linked to the same ext account but they are also in P1, P2 name respectively. I dont think one person can open 2 discover accounts? correct me if I am mistaken.

I appreciate the information.

radonc1 Jun 4, 2024 10:55 am


Originally Posted by GranblueF (Post 36281456)
yeah just noticed my post office has BHN/Pathward $500 variables. Anyone know if USPS codes as office for CIC when buying inside? I imagine probably need the CIP for 3% shipping

Have not seen any DPs on this question, but we have not discussed the USPS selling VGCs.

So you will be the first DP as far as I know. The first question I would have is whether the USPS will even allow you to buy their VGCs with a CC.
The next question is whether the USPS codes as on office (I highly doubt it :( ) but please be the DP and let us know the answer the two above questions :)
DPs are always appreciated.

GranblueF Jun 5, 2024 7:16 am

Put the DP in the Doc, but good news is that Incomm/Pathward Vanilla Visa worked for me to load Discover at WM with a 450 swipe. I was getting nervous with all the negative DP associated with BIN 4097 58 but it worked for me!

dwCoffee Jun 5, 2024 9:03 am


Originally Posted by GranblueF (Post 36284321)
Put the DP in the Doc, but good news is that Incomm/Pathward Vanilla Visa worked for me to load Discover at WM with a 450 swipe. I was getting nervous with all the negative DP associated with BIN 4097 58 but it worked for me!

So you're leaving $50 on each card? Then liquidating the rest elsewhere?

GranblueF Jun 5, 2024 6:56 pm


Originally Posted by dwCoffee (Post 36284574)
So you're leaving $50 on each card? Then liquidating the rest elsewhere?

I just happened to have $50 of regular spend that I used it for 😅 you can tell based on my post count that I’m kinda new to this.

ogvon Jun 7, 2024 9:56 pm

409758 fail
 
First time trying to load. I bought 409758 Pathward then about about 30m later 498 load failed with random pin. I bought some $8 icecream which did go through. I went back to a different WM and tried 490 load which failed again. Did I mess up anywhere or is it just YMMV? I think I might try Kroger instead after reading that thread (east coast).

vagrants Jun 8, 2024 6:38 am

deleted

Gitangali Jun 8, 2024 3:31 pm

loaded 998 on Each of the two discover cards.

Gitangali Jun 12, 2024 6:38 am

loaded another 998 on Each of the two discover cards.
Is this back to normal? I guess the VGC got tired of the phone calls, replacement cards and relaxed the fraud filter? I am not sure if I could do 500s as before.


All times are GMT -6. The time now is 9:14 pm.


This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.