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-   -   CVS master thread(2013-2016) (https://www.flyertalk.com/forum/manufactured-spending/1449551-cvs-master-thread-2013-2016-a.html)

wholelottamiles Apr 9, 2014 11:57 pm


Originally Posted by milesmama (Post 22679020)
my son called and said he hit the mother load, was able to buy VR's at Discount Drug Mart, no problem..in Ohio....also i had a problem with a OV card and had to call their customer service..asked why the stopping of selling VR with a CC..he said not all company's are effected..CVS, yes, but there are still places where you can buy beans with no problem...he would not tell me..bummer

Aha. So it's possible that "someone didn't get the memo!" :D

skibum7732 Apr 10, 2014 2:49 am


Originally Posted by ChessMaster1 (Post 22680215)
not exactly true...you can float the 3k from card to card for as long as you want...just make sure the 3 cards have different closing dates:cool: You are effectively using a credit card company's money to earn points/miles/cashback. This is one of the best way to use MS.

Floating it for MS purposes is one thing, but doing it because you cannot afford to pay you tax bill is an entirely different thing. Whatever floats your boat though, but I would not be worried about earning miles and taking holidays if I was that low on funds that I needed to float a 3k tax bill indefinitely.

ChessMaster1 Apr 10, 2014 7:02 am


Originally Posted by skibum7732 (Post 22681050)
Floating it for MS purposes is one thing, but doing it because you cannot afford to pay you tax bill is an entirely different thing. Whatever floats your boat though, but I would not be worried about earning miles and taking holidays if I was that low on funds that I needed to float a 3k tax bill indefinitely.

MS is a heavily discounted cash advance: 0% or very low APR cards allows one to best "save" money to pay a debt and maybe get points/miles/cashback. At its worst (cards that have high APR) you have to juggle between the cards to float the money (but still get points/miles/cashback). The key is do some credit card juggling work and avoid paying interest to anyone. It can be done.

MsArbi Apr 10, 2014 7:08 am

Deleted.

ChessMaster1 Apr 10, 2014 7:20 am


Originally Posted by MsArbi (Post 22681773)
For some it is not a discount but rather a negative interest cash advance - you are paid to take their money and use it.

correct^ That is why I love MS and addicted to MS (it's a rush, like gambling in a casino or doing high-risk investments). I used to play a lot of tournament chess ( I won money from these tournaments that gave me a great rush ), but ever since I discover MS (since 2012) I stopped playing chess.

AveApostle Apr 10, 2014 7:29 am


Originally Posted by wholelottamiles (Post 22680624)
Aha. So it's possible that "someone didn't get the memo!" :D

And they've been missing the cover sheet on their TPS reports

TheDapperDon Apr 10, 2014 9:02 am


Originally Posted by josephstern (Post 22677160)
I'm guessing he thinks a large portion of former VR purchasers will be moving over to OV.

Frankly, I don't see it. OV is quite a bit more involved and time-consuming for MS purposes in most situations.

The wanna be MSers won't go the OV to WM route. That makes me happy.

TheDapperDon Apr 10, 2014 9:03 am


Originally Posted by AveApostle (Post 22681855)
And they've been missing the cover sheet on their TPS reports

Anytime you can work in an Office Space reference, you have to do it.

TheGreatMongo Apr 10, 2014 9:07 am


Originally Posted by TheDapperDon (Post 22682363)
Anytime you can work in an Office Space reference, you have to do it.

^ agree

cabby Apr 10, 2014 9:17 am


Originally Posted by mifuchs (Post 22678080)
A CVS manager in Central Minnesota insisted this morning that OV cards could no longer be purchased with CC and pointed to the memo. Of course OV was not there but she pointed to My Vanilla and had difficulty understanding that "One Vanilla" is a different product than "My Vanilla". I asked her to try and she then stated it was in an e-mail and today would be the last time she would let me do it. Of course it worked and I was able to buy OV cards with a CC.

Frankly, I think she was clueless but it did worry me that there could more changes on the way now that I have WM BP, BB and Money Order all in play when I was just doing VR previously. Hopefully, not but I am posting here to see if there are other reports about an e-mail or if this is just a clueless CVS manager.

Refer to the SKU. The SKUs are on in the memo.

hamhead Apr 10, 2014 9:30 am

I'm glad the CVS managers where I am aren't like some mentioned.

I came in and talked to the one I frequent most (right by my house) to confirm that OV would be fine (I had been shut down a few days prior by one of his register employees which I think was a knee jerk reaction directly after the memo).

He stated they were fine once he saw that it wasn't a reloadable product and then asked me "What the new method for airline miles was". He has been considering doing it himself after he got curious at one point with all the people buying a couple of months ago and figured out the VR -> BB route.

FlightNurse Apr 10, 2014 10:38 am

Had to go to CVS and was very depressed when I saw my friends on the rack calling my name, a full three rack worth.... Sigh...

seven6zero Apr 10, 2014 1:55 pm

Saw the memo for CVS. Might have already been posted here? Apologies if the case. The change was due to the fees associated to these purchases and not a fear of fraud. The cutoff included the following cards:

Reloadable debit cards
AMEX Serve
MV VL
NetSpend
PP
VR
Amex Swipe
JH
Momentum
MIO
MVR
First Data Money

Elmatador Apr 10, 2014 3:22 pm

I went to one store for OV and some lady went like "oh that's cash only" I was like this is gift card.

"we just got a Memo that those loading ones are cash only" I was like, this different, can we just try?? she's all "cash only.... blah bla" It was at night so I just left...

After work I'm gonna go to another one...and buy the OVs

gofarhaveacigar Apr 10, 2014 7:26 pm

What's the advantage of buying the OneVanilla cards over the plain Vanilla Gift Cards? Anything that you can do with One Vanilla that you can't with the VGCs?


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