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-   -   My Vanilla debit (https://www.flyertalk.com/forum/manufactured-spending/1422892-my-vanilla-debit.html)

KYBOSH Jun 24, 2013 8:19 pm


Originally Posted by frogdog51 (Post 20983217)
You do save some $$, plus a trip to the bank to CA, by loading MVD onto GB (or BB) at Walmart

Just did $2,000 at the "10 item or less" register (two, $1000 loads) and checked MVD website to see .50 each transaction. The same $2000 CA at BOA would have cost me $1.95, plus the drive and waiting in line at the bank. Now I can bill-pay the money out of GB, pay the mortgage or paypal the money back into my checking account (via non-GB registered email address). The ultimate cost of those two VR became $8.9 which is still better than $9.85 (plus trip to bank). So all in all not too bad. I don't plan on doing this all the time but I was curious to see if it worked.

Thank you for this post.
For some reason i did not realize that you could do this...
Are you saying that you load your GoB with MVD at the SCO line?
Not the Kiosk?

oohaahouch Jun 24, 2013 8:35 pm


Originally Posted by lad2 (Post 20982846)
Did you try this at the kiosk, money center, or cashier? I'm curious if things changed, since my not-real-recent experience differs at a kiosk.

Kiosk, i have always done 1000X2 at kiosk without any problem, done know what happened this time, the mvd kept coming back as declined.

Artemk Jun 24, 2013 8:41 pm


Originally Posted by lad2 (Post 20982846)
Did you try this at the kiosk, money center, or cashier? I'm curious if things changed, since my not-real-recent experience differs at a kiosk.

Well, I was told this morning that $500 is max at the customer service counter (no separate Money Center) - since kiosk can't split loads and I only had $500 Gift Cards

lad2 Jun 24, 2013 9:43 pm


Originally Posted by Artemk (Post 20983330)
Well, I was told this morning that $500 is max at the customer service counter (no separate Money Center) - since kiosk can't split loads and I only had $500 Gift Cards

That might be a soft limit then. Give it a try with a cashier at a checkout register instead.

frogdog51 Jun 24, 2013 9:43 pm


Originally Posted by KYBOSH (Post 20983249)
Thank you for this post.
For some reason i did not realize that you could do this...
Are you saying that you load your GoB with MVD at the SCO line?
Not the Kiosk?

Yes. My intentions were to do the kiosk but it was out of order. The lady at SCO was standing there all alone, so I figured, why not try it there. I didn't even think about this option until last night when I was thinking about how long I'd have to wait in line at BOA (last time was like 15 minutes). I thought, MVD is a debit card w/pin so it should work. Glad it did.

Granted, I guess you could CA a fairly large of $$ amount to lessen the $1.95 fee, but I don't feel comfortable doing a CA for more than $2500.

greek2me Jun 25, 2013 5:14 am


Originally Posted by lad2 (Post 20983580)
That might be a soft limit then. Give it a try with a cashier at a checkout register instead.

I have done a $1k load to GB at a regular register and paid with two GCs in a split transaction.

Artemk Jun 25, 2013 6:06 am


Originally Posted by greek2me (Post 20984775)
I have done a $1k load to GB at a regular register and paid with two GCs in a split transaction.

I consider this more or less irrelevant, since GB loads are free. They also have different limits for different cards, so GB $1,000 load does not say anything about MVD limits.

ChurnCzar Jun 25, 2013 11:41 am


Originally Posted by Artemk (Post 20984996)
I consider this more or less irrelevant, since GB loads are free. They also have different limits for different cards, so GB $1,000 load does not say anything about MVD limits.

I guess you are talking about GC loads on GB being free.

Using MVD to load GB will result in a 50 cent charge.

Artemk Jun 25, 2013 11:45 am


Originally Posted by lad2 (Post 20983580)
That might be a soft limit then. Give it a try with a cashier at a checkout register instead.

Just tried - same thing, display actually showed "$500 maximum allowed"

oohaahouch Jun 25, 2013 12:03 pm


Originally Posted by Artemk (Post 20987178)
Just tried - same thing, display actually showed "$500 maximum allowed"

kiosk or cashier?

Artemk Jun 25, 2013 12:11 pm


Originally Posted by oohaahouch (Post 20987328)
kiosk or cashier?

Cashier. Don't have any cards for more than $500 - so kiosk won't work.

liw5215 Jun 25, 2013 1:42 pm

deleted

recklessmax Jun 28, 2013 6:26 pm

Can we load MVD at walmart without fee like BB ?Whats the limit ?

Artemk Jun 28, 2013 6:50 pm


Originally Posted by recklessmax (Post 21008661)
Can we load MVD at walmart without fee like BB ?Whats the limit ?

No, reports vary, but I was not able to load more than $500, with $3.74 fee

jennbar Jun 29, 2013 9:50 am


Originally Posted by Artemk (Post 21008734)
No, reports vary, but I was not able to load more than $500, with $3.74 fee

Can you reload MCD at Walmart using your CC?

I felt like an idiot today. I went in with my MVD with $20 to try it out (I have been using Chase debits and they work like a charm--and no activation fee right now!) and when I swiped it the cashier said, "No debit available." Confused, I called them and they said that it's $.50 a transaction, so I would actually have to say $19.50 or charge it as credit. I will go back later and do it this way.

Are there any automatic reloads that deposit to BB that do not charge per transaction if using debit? I am fine with the activation fee of each reload, but there is literally a fee at every turn. Guess that's the price I pay for trying to get points for utilities and rent! :rolleyes:


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