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-   -   My Vanilla debit (https://www.flyertalk.com/forum/manufactured-spending/1422892-my-vanilla-debit.html)

stainlesspoints Jul 1, 2013 11:22 am


Originally Posted by Artemk (Post 21020628)
My plan is about the same, but I only have 1 card.


I see. Yes, they do charge $1.95 for CA, but then you can do $2,500 in one shot, vs. .70 + .70 + .35 = $1.85 to unload $2,500 via MOs.



Yes, Chase Gift Cards are free and this is what I am planning for MVD. I will also test Bill Pay at Walmart with MVD - does't look like a bad way to withdraw from MVD.

Thanks for your info.

If you can find a payee where the charge is $1, then it could be slightly better than CA. At $1.88 + $.50 it works out to higher fee than CA. Also, I would not recommend billpay amounts over $2000. I did $2500 and the clerk had to ask for my address, social security # and profession(?). It all seemed to be prompts from the screen, not an overzealous WM employee.

vagrants Jul 1, 2013 5:00 pm


Originally Posted by stainlesspoints (Post 21021794)
I did $2500 and the clerk had to ask for my address, social security # and profession(?). It all seemed to be prompts from the screen, not an overzealous WM employee.

Yes, others are reporting that as well: http://www.flyertalk.com/forum/21009204-post167.html, http://www.flyertalk.com/forum/21020861-post169.html

MDWCommuter Jul 1, 2013 8:37 pm


Originally Posted by liw5215 (Post 21020786)
all my 3 MVD cards got shutdown last week. Here is my pattern: load 1K and wait about one week, unload at WM. repeat for 3-4 times per month.

A bit surprising - the pattern seems safe. On the other hand, MVD is only marginally better than GB/GD so they quickly crack the whip. Frankly I'm surprised that I survived the April purges.

zeppoloveskafka Jul 2, 2013 12:05 pm

Here's my data...

Card number 1- loaded up to about 8K, then unloaded/loaded nearly daily (ATM) for a week, had been mostly unloading, and then got shut down after 6 weeks of use or so.

Card number 2- straight loaded up to about 5K, unloaded/loaded nearly daily (ATM), when card 1 got shut down I did cash advance for remaining amount on this card too, that appears to have shut it down.

Card number 3- I've loaded about 3K on. Have yet to unload. Assuming I continue to have access to beans (experiencing other CVS issue), I will load it up to the max before unloading.


In my limited experience, loading is safe, unloading isn't. So maybe can do 10K if you aren't in it for the long term and don't have cash flow issues.

liw5215 Jul 2, 2013 12:27 pm


Originally Posted by zeppoloveskafka (Post 21028477)
Here's my data...

Card number 1- loaded up to about 8K, then unloaded/loaded nearly daily (ATM) for a week, had been mostly unloading, and then got shut down after 6 weeks of use or so.

Card number 2- straight loaded up to about 5K, unloaded/loaded nearly daily (ATM), when card 1 got shut down I did cash advance for remaining amount on this card too, that appears to have shut it down.

Card number 3- I've loaded about 3K on. Have yet to unload. Assuming I continue to have access to beans (experiencing other CVS issue), I will load it up to the max before unloading.


In my limited experience, loading is safe, unloading isn't. So maybe can do 10K if you aren't in it for the long term and don't have cash flow issues.

is your ATM free? otherwise doing CA for large amount at the bank is much better and fast. unless you like keep the card alive.

oohaahouch Jul 3, 2013 3:43 pm

Any cool dude out there want to share how to load mvd using a kiosk at wm?

josephstern Jul 3, 2013 3:48 pm


Originally Posted by oohaahouch (Post 21036143)
Any cool dude out there want to share how to load mvd using a kiosk at wm?

You want to pay the $3.74 per load?

oohaahouch Jul 3, 2013 4:18 pm


Originally Posted by josephstern (Post 21036170)
You want to pay the $3.74 per load?

could in distress :)
do i select green dot (like gb) or walmart card (like bb) or something else?
i dont want to go there and work my way in trial, thought if someone can be cool enough to share the 1st step, might save me a hassle.

Artemk Jul 3, 2013 7:35 pm


Originally Posted by oohaahouch (Post 21036363)
could in distress :)
do i select green dot (like gb) or walmart card (like bb) or something else?
i dont want to go there and work my way in trial, thought if someone can be cool enough to share the 1st step, might save me a hassle.

I am pretty sure it does not make a difference - I selected "WM Money Card".

Unfortunately, at least in my area, $500 with $3.74 fee is max load, both in kiosk and cashier/ money center.

KYBOSH Jul 3, 2013 7:36 pm


Originally Posted by oohaahouch (Post 21036363)
could in distress :)
do i select green dot (like gb) or walmart card (like bb) or something else?
i dont want to go there and work my way in trial, thought if someone can be cool enough to share the 1st step, might save me a hassle.

If we did that we would simply be robbing you of the thrill of victory and the agony of defeat...

;)

al613 Jul 4, 2013 8:54 pm

My OD has MVD. Can I buy 10 of them, walk to Walmart and buy MO paying $495.50 from each card? Is the pIN works the same as regula Vanilla card?

sgideons Jul 4, 2013 10:00 pm


Originally Posted by al613 (Post 21042540)
My OD has MVD. Can I buy 10 of them, walk to Walmart and buy MO paying $495.50 from each card? Is the pIN works the same as regula Vanilla card?

Start with one; let us know.

al613 Jul 5, 2013 7:53 am


Originally Posted by sgideons (Post 21042716)
Start with one; let us know.

Can anyone share how do you set pin for them? I understand you might not need a pin for the bank, but you need it for WM

oohaahouch Jul 5, 2013 11:33 am


Originally Posted by al613 (Post 21044437)
Can anyone share how do you set pin for them? I understand you might not need a pin for the bank, but you need it for WM

cant remember but i think pin is set up on online registration

lad2 Jul 5, 2013 4:12 pm


Originally Posted by al613 (Post 21042540)
My OD has MVD. Can I buy 10 of them, walk to Walmart and buy MO paying $495.50 from each card? Is the pIN works the same as regula Vanilla card?

I don't believe you can set PIN for temp MVD cards. But things might have changed since I last checked a few months ago. You can check again and please report back.


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