FlyerTalk Forums - My Vanilla debit

I didn't mean to make you feel bad trying to help, but I'm a little timid "testing the defences" at CVS because it might kill the proverbial golden goose at a local store. I feel it's best going in with full confidence of what will work and the contingencies in case there's a hiccup. You've provided some great info, and it's definitely helpful. I agree that loading without VRs is preferable since it further closes the loop.

zznoname

Mar 24, 2014 2:40 pm

Thanks.

silver4300

Mar 24, 2014 2:57 pm

Quote:

Originally Posted by Fuerza (Post 22580016)

The "old trick", what is it? Starting a direct deposit to MVD??

I don't know if the "old trick" has kept my account open, but I've lost 20lbs and some wrinkles since using it.

commdiver

Mar 24, 2014 3:06 pm

Are any of you using Intuit (or some other DD service)? Feel free to PM me.

geewitz71

Mar 24, 2014 5:27 pm

I have 2 VR cards of 500 each. Do you think that I can load both today itself? I just loaded one, ( my first time ) but not sure whether I need wait until tomorrow for the second one or I can load right way. Thanks.

healthnut

Mar 24, 2014 5:32 pm

Quote:

Originally Posted by geewitz71 (Post 22581294)

You can go ahead and load the second one!

geewitz71

Mar 24, 2014 5:37 pm

Quote:

Originally Posted by healthnut (Post 22581317)

You can go ahead and load the second one!

Thanks. Loaded.. Great.. Now what? I can get a MO for 1000 from Walmart, right?

zznoname

Mar 24, 2014 6:08 pm

Thanks.

geewitz71

Mar 24, 2014 7:51 pm

Quote:

Originally Posted by zznoname (Post 22581480)

:)

I only use VR to BB @ 5K a month.

For example: A 5K single day VR purchase with Citi, takes days to clear, but after the balance post, you can MVD (three MVD cards max) debit pay the 5K and VR / BB / Citi pay the VR 5K balance (10 VR cards @ $500. each) and in five or so days MS 10K.

Yes. MO/CA with Chase.

But I do not see any reason why we would ever load MVD with VR no matter what card you're using when CC works.

But what do I know?

This is beyond the BB limit of 5K. I bought more VRs using CC ( 5x point card) at CVS and loaded to MVD and now want to unload the money from MVD.

commdiver

Mar 24, 2014 7:57 pm

Is there a fee to purchase a MO with this card? 50¢ for pin transactions?

zznoname

Mar 24, 2014 7:57 pm

Thanks.

barrytuneup

Mar 24, 2014 8:03 pm

loading MVD at CVs register

But can someone verify: 1)if you load 500.00 to MVD using the BC or WF or Citi Div (thru 3.31) card, Do you still get the 5X points? If not it's useless and I would continue buying VR. 2) is the 3.95 still charged? Someone said yes so this is true? Then the only diff is what one poster stated: no finding non existent VR cards and security of having physical cards! But if you get the points, it's a no-brainer.

ChrisFlyer66

Mar 24, 2014 8:42 pm

Quote:

Originally Posted by geewitz71 (Post 22581959)

This is beyond the BB limit of 5K. I bought more VRs using CC ( 5x point card) at CVS and loaded to MVD and now want to unload the money from MVD.

You can get a money order at Walmart or at the Post office, and you should be able to get a cash advance at a bank. But I recommend you read through this thread because there are a lot of pitfalls associated with using the card like that to get miles/points.

Majuki

Mar 24, 2014 9:04 pm

Quote:

Originally Posted by jake66 (Post 22582161)

Keep in mind that MVD treats getting USPS as a cashback purchase, even if you get no cash back, so you will be charged a $1.95 transaction fee. At my local supermarket, MOs are $0.59, and as long as you don't get cash back it's only a $0.50 transaction fee.

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