Would you say that this is a.... weird, old trick?

Perhaps that's because of the $3,000/day POS limit??

Hey guys, I have a bit off an off topic response, and was wondering if anyone here can help me.

Say I load up to $2000 on a temp card (unregistered). If I say, buy some clothes, and return it later, will the return be able to credit back to the temp card? If so, are there fees or more complex procedures involved v.s. a normal credit card? I was just wondering how these work if you get a credit from a company, i.e. when you return things.

- Can I return merchandise purchased with my Card?
Yes, all online and store purchases can be returned in accordance with the retailer’s return policy. Any refunds or credits will be credited back to your MyVanilla Card account. Please note that it may take up to 30 business days for the merchant to send a return credit to your Card. You will not be charged a transaction fee for credits.


Straight from the FAQ on the cards website.

I believe I found a new level of shutdown as my latest temp card wouldn't activate because "identity verification failed." Had to wait on hold for half an hour while the agent determined that my temp card would be activated directly into spend down mode. The other option was a check mailed within two weeks minus a $9.95 fee.

Do NOT pay that fee. File a complaint with the FDIC.

How many temp cards have you done before this happened? I'm on #4 or #5 and want to see how long this should last.

I'm happy that you mentioned that because they tried to pull the $9.95 bs on me as well, but I didn't know how to argue the point.

I am able to purchase MVDs but not VRs with a CC. Can i buy more MVDs and add it to my one MVD account? If not, whats another way to reload a MVD with CC?

You can also reload an MVD directly at the CVS register

Is it possible to load MVD with a CC at a CVS register for free? (similar to Serve)

Edited the wiki, I just read about reloading at the register on the MVD website. Thanks for confirming that you can reload at the CVS register.

There isn't a CVS near me, are other retailers reloading the MVD?

And CVS will do a credit card reload up to $500/day?

I didn't do it so I don't know, yet. 3ZeroT was the one that reported loading via CVS but didn't specify on how he did it.

According to Vanilla Reload site:

Load Your Prepaid Card Directly at the Register

Bring your prepaid card and money to a participating Vanilla Reload retailer
Present your card to the cashier to add funds* to your prepaid card
The cashier will ring up the sale and load your funds directly to your prepaid card
*Additional fees apply. Subject to Prepaid Card load limits. See Cardholder Agreement for complete details.

The bold part has me wondering if it will work like Serve at CVS.