Originally Posted by FTRox87 (Post 22596892)

Just curious what exactly is the point of MVDs (even if there weren't all the hassles people are going thru?) ... Is this just for people who can get VRs but not VGCs or other GCs? Cause it seem's like y'all are just adding an extra step in the middle, which has a daily limit to add in the mix.

If people are doing it for the cash withdrawal feature, can't imagine anybody would have the patience for $400 at a time... I guess as a last resort of liquidation for sure, but doesnt compute otherwise.

Even with any given scale, surely people aren't doing this to save a buck or two over the card fees (GC vs. VR,) not to mention any initial or other fees MVD itself might have.

Originally Posted by FTRox87 (Post 22596892)

Just curious what exactly is the point of MVDs (even if there weren't all the hassles people are going thru?) ... Is this just for people who can get VRs but not VGCs or other GCs? Cause it seem's like y'all are just adding an extra step in the middle, which has a daily limit to add in the mix.

If people are doing it for the cash withdrawal feature, can't imagine anybody would have the patience for $400 at a time... I guess as a last resort of liquidation for sure, but doesnt compute otherwise.

Even with any given scale, surely people aren't doing this to save a buck or two over the card fees (GC vs. VR,) not to mention any initial or other fees MVD itself might have.

Originally Posted by glocklt4 (Post 22598756)

Got another card locked out - number 6. I received permanent last week. Made my single $2498 withdrawal on Fri and either today or yesterday they locked account. I haven't had time to go get MO yet for $2500 left on card (as i said above, I wasn't able to CA anymore off of it), but will try tonight before calling in to have them tell me it's in spend down (user/pass doesn't work anymore, so I know I'm already there).

Definitely locking these things down fast now. We will see how many perm cards they will keep sending me. I'll try buying another tonight and attempt auto registration again. May only get one $2498 CA per card now with $2500/day max limit set (according to my experience), and possibly a max per month, and then add in the people running these reports with quick trigger fingers. I suspect that if auto registration doesn't work then having to call in the rep will see all the closed ones and go automatically to "spend down" on the initial temp card.

Originally Posted by healthnut (Post 22596948)

A few things:

*BB maxes out fast
*Limits are not distinguished--I can very often load more than $1k/day unlike BB.
*MO's are done with my weekly grocery trip. A bank I use is right next door.

I don't think it is adding an extra step in comparison to a VCG. You would still have to liquidate those via MO's or bill pay at WM unless you stayed under a small amount and used AP. I mean the extra step would be loading the VR to your MVD, which is a matter of typing some numbers.

Originally Posted by lad2 (Post 22598289)

Who says you have to do one or another?

Originally Posted by zznoname (Post 22601389)

I give up - not implying anyone cares :).

It's official. People have stopped reading the previous post in the thread.

So many goodies, tips, edges. Really cool stuff. All lost to expediency.

Originally Posted by zznoname (Post 22601389)

I give up - not implying anyone cares :).

It's official. People have stopped reading the previous post in the thread.

So many goodies, tips, edges. Really cool stuff. All lost to expediency.

Originally Posted by FTRox87 (Post 22601346)

Gotcha, can VGCs or any GCs be liquidated thru CA (I know it may not be efficient, only 1x500 at a time, and multiples might look suspect to a teller)? I'm just curious as to the available methods though.

And once MVDs are put in shutdown mode you cant load VRs to em? I know you lose access to the MVD account on the site, but can the card still be 'accessed' from the VR site?

Seems like a bit of a hassle to goto CVS everyday to just load $500 at the register (is this per transaction or per store or daily limit across the chain, period?) ... I mean instead, could just buy up all the VRs at once but the risk is shutdown mode if you cant load anymore.

BTW can you check your balance when in shutdown mode or do you have to guesstimate when doing MOs/CA and such?


True, I was thinking about it the wrong way. This is just another tool in the arsenal.


Lastly, the temp card you can buy at will only holds a max of $500, correct? In essence its just another regular GC, cept you can register it and get a perma card with higher limits. And apparently you cant buy/order a MVD online.

Originally Posted by Majuki (Post 22601496)

People only allude to what prevents a shut down but not actually spill the beans. (Pun intended :D)

Originally Posted by zznoname (Post 22601666)

Ouch! That sux! Darn.

VERY related.

This is news. Not good news, but haven't read something like this on the thread in a while.

Thanks.

So... "hold" means your cash is locked up?

Why do you (and others) continue to load MVD with VR when (some/many/CVS ORD places) allows MVD loading with CC?

Great winning attitude BTW.

Originally Posted by saltytheseagull (Post 22601564)

Please search. All of these questions are answered in this thread.