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New AY Visa Credit card with Aktia

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Old Jul 12, 2022, 4:27 am
  #241  
 
Join Date: Oct 2021
Posts: 31
Originally Posted by Post Scriptum
Points, anyone? Well, my N=3 reference group have neither received invoices from june. Nordea MC has steadily posted both invoice and points around 4th bank day for each month, I guess this is likely due to big? volumes of new cards applied in the middle of month. I doubt any other Aktia card has same volumes.
I paid my invoice 2weeks ago and could finally today see the first 29k points on my AY acount.. seems that need to be somewhere patient With a point arrival☺️
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Old Jul 12, 2022, 4:29 am
  #242  
 
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Well I just received my first VISA points but only 3600 points dates July 01 so for 1200€ with of purchases...
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Old Jul 12, 2022, 4:31 am
  #243  
 
Join Date: Aug 2010
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Originally Posted by kauppias
Well I just received my first VISA points but only 3600 points dates July 01 so for 1200€ with of purchases...
After checking my transactions it turns out I had exactly 1200€ of transactions on July 01, so evidently July 01 is the cut off for me and points come 11 days later funny enough NO BILL has been sent to me yet
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Old Jul 12, 2022, 9:02 pm
  #244  
 
Join Date: Dec 2013
Posts: 212
Originally Posted by plain
I applied for the card a few days ago, today in my AY+ account I noticed "Finnair VISA Activation". I guess the card is coming.

I'm wondering if this really activated already without any of my actions? I was planning to be AY+ gold (in couple weeks) before activating to get better gifts
I noticed the same. But in fact I activated the card two weeks later what now can be seen in my account. I wonder now when the calender month for me actually begins? Plan of course to spend the 500 a month for the benefits.
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Old Jul 13, 2022, 1:51 am
  #245  
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For those looking for the invoice, here're two screenshots to help - on the main screen, tap the card picture, you'll get here:




Tap on "invoice" and you'll get this


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Old Jul 13, 2022, 2:43 am
  #246  
 
Join Date: Oct 2021
Posts: 31
By the way, If U have some bigger purchase that exeeds your limit on your CC, is it possible to “feed” your card by paying some extra with your reference to be able to gain point advantage from those purchases exceeding the card limit?

In a way this would elevate your card limit as high as You are able to feed your account 😂

Any experience from more seasoned heavy weight CC users☺️?
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Old Jul 13, 2022, 2:57 am
  #247  
 
Join Date: Jun 2015
Programs: AY+, SK EB
Posts: 2,962
At least with the SEB card I was not successful when I tried out.
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Old Jul 13, 2022, 3:28 am
  #248  
 
Join Date: Aug 2010
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Originally Posted by Andy70
By the way, If U have some bigger purchase that exeeds your limit on your CC, is it possible to “feed” your card by paying some extra with your reference to be able to gain point advantage from those purchases exceeding the card limit?

In a way this would elevate your card limit as high as You are able to feed your account 😂

Any experience from more seasoned heavy weight CC users☺️?

With nordea its no problem but they only give max 2pointsX your credit limit so wont help

I have used my Aktia card allready 2x my credit limit by paying off purchases early and according to customer service all will give points but lets see...

SEB used to allow prepayment for bigger purchases but I have no recent experience as SEB has to many other silly restrictions wich means its looking useless to me...
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Old Jul 13, 2022, 3:39 am
  #249  
 
Join Date: Oct 2021
Posts: 31
Generally 20k is more than sufficient, and as U said by paying early should do the trick.
I was just thinking weather the card will accept one time purchase exceeding 20k if acount has been fed beforehand🤔
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Old Jul 13, 2022, 4:45 am
  #250  
 
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
Posts: 7,962
Originally Posted by Andy70
Generally 20k is more than sufficient, and as U said by paying early should do the trick.
I was just thinking weather the card will accept one time purchase exceeding 20k if acount has been fed beforehand🤔
I checked with them and they said its ok, you just need to raise the daily limit beforehand. As a general setting it is 5k per day just FYI

I just raised mine to deter more gray hair 🤷‍♂️😃
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Old Jul 13, 2022, 5:53 am
  #251  
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Originally Posted by kauppias
I checked with them and they said its ok, you just need to raise the daily limit beforehand. As a general setting it is 5k per day just FYI

I just raised mine to deter more gray hair 🤷‍♂️😃
So what on Earth are you spending over 5k€/day?? Repeatedly?
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Old Jul 13, 2022, 6:01 am
  #252  
 
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
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Originally Posted by WilcoRoger
So what on Earth are you spending over 5k€/day?? Repeatedly?

Salads? 😃😃🤣

Its not that straightforward, as I stated in a previous post the various purchases that are put ina katevaraus or hold also count toward that daily limit so it make it difficult to manage, a family trip can easily go 5000€+ if you have a demanding spouse 😃😃 not saying I do 🤣🤣🤣🤣

Also buying a car or mileage runs etc all add up...

One should allways look for things to pay with card instead of other non point earning options 😃😃
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Old Jul 13, 2022, 6:39 am
  #253  
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Originally Posted by kauppias
One should allways look for things to pay with card instead of other non point earning options 😃😃
No argument here
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Old Jul 13, 2022, 4:20 pm
  #254  
 
Join Date: Nov 2015
Location: HEL
Programs: AY GOLD, HH GOLD
Posts: 411
Quick question.

I've been a lowly silver since the covid and now dropping to basic at the end of November. If 3 months spend is required for the joining benefit, would it be possible to apply for the card in september and the after sep,oct, nov I'd get the bounce back to silver as joining benefit?
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Old Jul 13, 2022, 8:54 pm
  #255  
 
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
Posts: 7,962
Originally Posted by aama
Quick question.

I've been a lowly silver since the covid and now dropping to basic at the end of November. If 3 months spend is required for the joining benefit, would it be possible to apply for the card in september and the after sep,oct, nov I'd get the bounce back to silver as joining benefit?
I would ask aktia as its not 100% clear it the status at joining date or award date is what they look at 🤷‍♂️ just my 2 cents....
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