New AY Visa Credit card with Aktia
Aug 11, 2022, 8:28 pm
#301
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
Posts: 7,962
Way too convulted of a system for me,
600 a month I could do, but groceries are K stores are in general not a smart buy in my neck of the woods so I wont start on that path its a slippery slope
600 a month I could do, but groceries are K stores are in general not a smart buy in my neck of the woods so I wont start on that path its a slippery slope
Last edited by kauppias; Aug 22, 2022 at 1:48 am
Aug 12, 2022, 5:07 am
#302
Join Date: Jun 2022
Posts: 7
makes sense as mine posted july 11th 👍
A rather long lag ascompared to nordea but as long as the points post I am happy. IT WILL BE INTRESTING to see if they do post points for shopping over ones credit limit as their customer service said they would or if they are like nordea who wont
A rather long lag ascompared to nordea but as long as the points post I am happy. IT WILL BE INTRESTING to see if they do post points for shopping over ones credit limit as their customer service said they would or if they are like nordea who wont
Looks like these points are not accepted to change Finnair tier for plus membership.
these points (non flights) only for other things.
Thanks,
BT
Aug 12, 2022, 5:33 am
#303
Ambassador: Finnair
Join Date: May 2003
Location: HEL
Programs: AY Lumo, BA Silver, HHonors Gold
Posts: 4,270
Starting to get some proper spending through this card, so far I’ve noticed two things:
1. Very annoying how the transaction dates are thrown around, I’d very much prefer the date to be locked to the initial transaction/date or purchase and stay there, now they move the date once the transction is confirmed from pending. Simply hate that.
2. Exchange rates to EUR seem worse than with MC, haven’t check too deep yet, just gut feeling
1. Very annoying how the transaction dates are thrown around, I’d very much prefer the date to be locked to the initial transaction/date or purchase and stay there, now they move the date once the transction is confirmed from pending. Simply hate that.
2. Exchange rates to EUR seem worse than with MC, haven’t check too deep yet, just gut feeling
Aug 12, 2022, 5:51 am
#304
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
Posts: 7,962
Yes no tier points for visa spend
pretty common...I would hope they would tie in and give say 10% of points as tier points would be great or say 10k tier points for every 50k in spend
but no such luckStarting to get some proper spending through this card, so far I’ve noticed two things:
1. Very annoying how the transaction dates are thrown around, I’d very much prefer the date to be locked to the initial transaction/date or purchase and stay there, now they move the date once the transction is confirmed from pending. Simply hate that.
2. Exchange rates to EUR seem worse than with MC, haven’t check too deep yet, just gut feeling
1. Very annoying how the transaction dates are thrown around, I’d very much prefer the date to be locked to the initial transaction/date or purchase and stay there, now they move the date once the transction is confirmed from pending. Simply hate that.
2. Exchange rates to EUR seem worse than with MC, haven’t check too deep yet, just gut feeling
The date thing is annoying, and also the fact that each pending charge limits your daily use until it is marked as settled....
But over all I am happy with the card so far.
Last edited by Ocn Vw 1K; Aug 12, 2022 at 7:57 am Reason: Combine consecutive posts of same member to ease reading.
Aug 13, 2022, 6:33 am
#305
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
Posts: 7,962
Quite frustrating using the interface with AKTIA...
Case now I am trying to purchase a trip for 4900€ last week I spent 5050€ which however posted today, I have a 10k limit per day so no problems but still the app says check daily limit, credit left on card 6700€ so ok there too mysterious and aggrevating 😁😁 I guess I will wait till monday but still annoying 😀
Case now I am trying to purchase a trip for 4900€ last week I spent 5050€ which however posted today, I have a 10k limit per day so no problems but still the app says check daily limit, credit left on card 6700€ so ok there too mysterious and aggrevating 😁😁 I guess I will wait till monday but still annoying 😀
Aug 13, 2022, 8:53 am
#306
FlyerTalk Evangelist
Join Date: Jan 2008
Location: HEL
Programs: lots of shiny metal cards
Posts: 14,106
Aug 13, 2022, 9:42 am
#307
Join Date: May 2012
Location: GVA (HEL)
Programs: AY Plat (OWE)
Posts: 536
Aug 15, 2022, 8:56 am
#308
Join Date: Apr 2005
Location: The Baltic Sea
Programs: AY, BT, DY and SK. Scandic, Radisson, Marriott and HHonors. ClubONE
Posts: 5,890
Aug 21, 2022, 6:03 am
#310
Join Date: Jun 2015
Programs: AY+, SK EB
Posts: 2,962
Saat edut, kun teet ostoksia 500 euron edestä per kuukausi ensimmäisten 3 kk aikana (kolmen täyden kalenterikuukauden aikana kortin aktivoimisesta). Kortin aktivoiminen tulee tehdä viimeistään 31. joulukuuta 2022.
Aug 22, 2022, 1:47 am
#313
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
Posts: 7,962
Aug 28, 2022, 9:42 pm
#314
Join Date: Feb 2016
Location: HEL
Programs: AY Platinum, LH, Accor, IHG, Scandic, Tallink
Posts: 162
Aktia seems to be a little too careful in controlling the use of the card. Got my card blocked when I tried to book a hotel few days ago. It was just a moderate amount for a well-known global hotel chain, but they considered it "an exceptional transaction". Luckily, customer service unblocked the card quickly, but still I found it very annoying.
Last edited by jann3; Aug 28, 2022 at 9:47 pm Reason: typo
Aug 28, 2022, 10:07 pm
#315
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
Posts: 7,962
Aktia seems to be a little too careful in controlling the use of the card. Got my card blocked when I tried to book a hotel few days ago. It was just a moderate amount for a well-known global hotel chain, but they considered it "an exceptional transaction". Luckily, customer service unblocked the card quickly, but still I found it very annoying.
Yes, I had this happen the first week too, I guess it takes awhile for algorithims to get to know you and ypur spending as now there are no issues even spending on large purchases so all is good.