Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Mar 28, 2018, 7:57 am
#946
Join Date: Mar 2017
Location: USA
Programs: AA Gold, Hyatt Globalist, Hilton Diamond
Posts: 310
One pull when applying (rejection), got denial letter telling me to open CD which I promptly did, then they pulled again a month later when I assume they finally got around to looking at the app. It is TU so I am not sure if I will bother fighting it as seems to be a huge hassle.
Btw I saw one report of a person successfully getting the second pull removed after fighting and escalating to CFPB
Btw I saw one report of a person successfully getting the second pull removed after fighting and escalating to CFPB
Mar 28, 2018, 10:54 am
#947
Join Date: Apr 2005
Location: PHX
Programs: Whatever you have, I have too.
Posts: 377
Surprisingly, I got approved for the Business cc w/o any request for tax forms or any requirement to open a CD. My guess is I escaped those hoops because I've been a long time BoA customer both with checking account and savings account plus I've had the AS personal card for more than a decade with no abuses of it. Credit score stays over 800. Still, I did not get instant approval but about ten days later I received an email congratulating me on getting approved for it. From reading this thread I'm thinking I got lucky.
Mar 28, 2018, 2:15 pm
#948
Join Date: Sep 2014
Location: TYO
Programs: Hyatt Globalist
Posts: 1,744
Surprisingly, I got approved for the Business cc w/o any request for tax forms or any requirement to open a CD. My guess is I escaped those hoops because I've been a long time BoA customer both with checking account and savings account plus I've had the AS personal card for more than a decade with no abuses of it. Credit score stays over 800. Still, I did not get instant approval but about ten days later I received an email congratulating me on getting approved for it. From reading this thread I'm thinking I got lucky.
Mar 29, 2018, 12:30 pm
#950
Join Date: Jan 2017
Posts: 790
Well, I continue to tip my cap to you guys getting auto-approvals, and even approvals after calls with BoA.
After getting absolutely crushed by BoA on my personal application, they did the same on a business app.
Applied with my name as business, $0 in income, 0 years of being in business. Unfroze my TransUnion before I applied (802 score) and got the hard pull successfully after applying.
Immediately got a phone call, which I took (oh well?) and got grilled about my business and I answered truthfully of course. The agent then went on hold to do "some searches" then came back and denied me due to my business not being open long enough AND she saw I had just got another business credit card (CitiBusiness AA card).
Maybe I am naive, or at least new to business cards, but I was not expecting them to see I had just got a new business card. Everything these days is recorded, but still, I guess I had it in my mind that business cards kinda skirt by (Chase 5/24 had this on my mind) but ..... obviously not with BoA!
Hopefully I have better luck with AMEX business cards soon, but I know they're now doing the $1000 revenue requirement on the form, but I know that is a whole different discussion regarding being able to put "projected revenue" or not.
She denied me but she will send me a letter to get a secured business card with a CD (assuming the 1.5K CD thing). She said if I do this within 30 days, there will not be another hard pull. Gee, thanks.
After getting absolutely crushed by BoA on my personal application, they did the same on a business app.
Applied with my name as business, $0 in income, 0 years of being in business. Unfroze my TransUnion before I applied (802 score) and got the hard pull successfully after applying.
Immediately got a phone call, which I took (oh well?) and got grilled about my business and I answered truthfully of course. The agent then went on hold to do "some searches" then came back and denied me due to my business not being open long enough AND she saw I had just got another business credit card (CitiBusiness AA card).
Maybe I am naive, or at least new to business cards, but I was not expecting them to see I had just got a new business card. Everything these days is recorded, but still, I guess I had it in my mind that business cards kinda skirt by (Chase 5/24 had this on my mind) but ..... obviously not with BoA!
Hopefully I have better luck with AMEX business cards soon, but I know they're now doing the $1000 revenue requirement on the form, but I know that is a whole different discussion regarding being able to put "projected revenue" or not.
She denied me but she will send me a letter to get a secured business card with a CD (assuming the 1.5K CD thing). She said if I do this within 30 days, there will not be another hard pull. Gee, thanks.
Mar 29, 2018, 7:36 pm
#951
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
AND she saw I had just got another business credit card (CitiBusiness AA card).
Maybe I am naive, or at least new to business cards, but I was not expecting them to see I had just got a new business card. Everything these days is recorded, but still, I guess I had it in my mind that business cards kinda skirt by (Chase 5/24 had this on my mind) but ..... obviously not with BoA!
Maybe I am naive, or at least new to business cards, but I was not expecting them to see I had just got a new business card. Everything these days is recorded, but still, I guess I had it in my mind that business cards kinda skirt by (Chase 5/24 had this on my mind) but ..... obviously not with BoA!
But you were on a call with a human who was manually checking after talking to you. Well, there are a couple business card credit bureaus out there that business credit cards report to, it's just that: (a) banks don't tend to check them automatically, but can do so manually, and (b) they aren't known to most people, and (c) you can't necessarily get easy access to them as a cardholder the way you can to TU/EX/EQ. It was probably because of the answers you gave that this agent decided to check the business credit bureaus; it doesn't prove that BofA routinely checks that for all business card applications, it just proves that they can if they want to (and any bank can if they want to).
And, in case you're unaware, the big difference with Chase is not what they do on a call, it's that they ask you to call as opposed to BofA calling you. People who know the best ways of dealing with Chase know to never call back when asked on a business card application (because you're likely to get a grilling about your business that gets you denial), and just ignore it (especially as often they approve you if you don't call, whereas your chances of being denied go way up if you do call).
So just because you happened to run into this at BofA doesn't really prove that much about differences between BofA and Chase, except that BofA can call you, so I guess be careful about picking your phone if you've applied for a BofA business card!
Mar 30, 2018, 5:48 am
#952
Join Date: Jan 2017
Posts: 790
You're getting two things confused. In normal credit applications (personal or business), to evaluate your credit, only the consumer bureaus (TU/EX/EQ) tend to be checked.
But you were on a call with a human who was manually checking after talking to you. Well, there are a couple business card credit bureaus out there that business credit cards report to, it's just that: (a) banks don't tend to check them automatically, but can do so manually, and (b) they aren't known to most people, and (c) you can't necessarily get easy access to them as a cardholder the way you can to TU/EX/EQ. It was probably because of the answers you gave that this agent decided to check the business credit bureaus; it doesn't prove that BofA routinely checks that for all business card applications, it just proves that they can if they want to (and any bank can if they want to).
And, in case you're unaware, the big difference with Chase is not what they do on a call, it's that they ask you to call as opposed to BofA calling you. People who know the best ways of dealing with Chase know to never call back when asked on a business card application (because you're likely to get a grilling about your business that gets you denial), and just ignore it (especially as often they approve you if you don't call, whereas your chances of being denied go way up if you do call).
So just because you happened to run into this at BofA doesn't really prove that much about differences between BofA and Chase, except that BofA can call you, so I guess be careful about picking your phone if you've applied for a BofA business card!
But you were on a call with a human who was manually checking after talking to you. Well, there are a couple business card credit bureaus out there that business credit cards report to, it's just that: (a) banks don't tend to check them automatically, but can do so manually, and (b) they aren't known to most people, and (c) you can't necessarily get easy access to them as a cardholder the way you can to TU/EX/EQ. It was probably because of the answers you gave that this agent decided to check the business credit bureaus; it doesn't prove that BofA routinely checks that for all business card applications, it just proves that they can if they want to (and any bank can if they want to).
And, in case you're unaware, the big difference with Chase is not what they do on a call, it's that they ask you to call as opposed to BofA calling you. People who know the best ways of dealing with Chase know to never call back when asked on a business card application (because you're likely to get a grilling about your business that gets you denial), and just ignore it (especially as often they approve you if you don't call, whereas your chances of being denied go way up if you do call).
So just because you happened to run into this at BofA doesn't really prove that much about differences between BofA and Chase, except that BofA can call you, so I guess be careful about picking your phone if you've applied for a BofA business card!
Apr 1, 2018, 8:30 am
#953
Join Date: Mar 2015
Posts: 5
Well, I continue to tip my cap to you guys getting auto-approvals, and even approvals after calls with BoA.
After getting absolutely crushed by BoA on my personal application, they did the same on a business app.
Applied with my name as business, $0 in income, 0 years of being in business. Unfroze my TransUnion before I applied (802 score) and got the hard pull successfully after applying.
Immediately got a phone call, which I took (oh well?) and got grilled about my business and I answered truthfully of course. The agent then went on hold to do "some searches" then came back and denied me due to my business not being open long enough AND she saw I had just got another business credit card (CitiBusiness AA card).
Maybe I am naive, or at least new to business cards, but I was not expecting them to see I had just got a new business card. Everything these days is recorded, but still, I guess I had it in my mind that business cards kinda skirt by (Chase 5/24 had this on my mind) but ..... obviously not with BoA!
Hopefully I have better luck with AMEX business cards soon, but I know they're now doing the $1000 revenue requirement on the form, but I know that is a whole different discussion regarding being able to put "projected revenue" or not.
She denied me but she will send me a letter to get a secured business card with a CD (assuming the 1.5K CD thing). She said if I do this within 30 days, there will not be another hard pull. Gee, thanks.
After getting absolutely crushed by BoA on my personal application, they did the same on a business app.
Applied with my name as business, $0 in income, 0 years of being in business. Unfroze my TransUnion before I applied (802 score) and got the hard pull successfully after applying.
Immediately got a phone call, which I took (oh well?) and got grilled about my business and I answered truthfully of course. The agent then went on hold to do "some searches" then came back and denied me due to my business not being open long enough AND she saw I had just got another business credit card (CitiBusiness AA card).
Maybe I am naive, or at least new to business cards, but I was not expecting them to see I had just got a new business card. Everything these days is recorded, but still, I guess I had it in my mind that business cards kinda skirt by (Chase 5/24 had this on my mind) but ..... obviously not with BoA!
Hopefully I have better luck with AMEX business cards soon, but I know they're now doing the $1000 revenue requirement on the form, but I know that is a whole different discussion regarding being able to put "projected revenue" or not.
She denied me but she will send me a letter to get a secured business card with a CD (assuming the 1.5K CD thing). She said if I do this within 30 days, there will not be another hard pull. Gee, thanks.
Good luck!
Apr 7, 2018, 9:19 pm
#954
Join Date: Nov 2009
Posts: 8
Hi, are there any restrictions or general advice on churning Alaska Airlines business cards? I know about 2/3/4 for BofA personal cards and the 3 (4?) per-year limit on Alaska personal cards but haven't really found anything solid on business-card rules. Can you churn the cards and/or apply for them for more than one legitimate business? If so, what are the rules? Any AS business-card experts here? Thanks a lot.
Apr 8, 2018, 11:09 am
#955
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Hi, are there any restrictions or general advice on churning Alaska Airlines business cards? I know about 2/3/4 for BofA personal cards and the 3 (4?) per-year limit on Alaska personal cards but haven't really found anything solid on business-card rules. Can you churn the cards and/or apply for them for more than one legitimate business? If so, what are the rules? Any AS business-card experts here? Thanks a lot.
But YMMV (it varies from one person to the next tremendously) more than anything else, so you can't really know what they'll ask of you until you try it.
Just be prepared to send lots of tax documents and other documentation about your business, and/or to open $1500 CDs to get a $1500 CL.
As always, if you have a non-trivial credit limit, reduce it as much as possible as soon as possible, because any credit limit you reduce on an open card may only take a few months to be available for another card, while any credit limit left on an a BofA card when you close it is likely to be "locked up" for over a year.
And that, in turn, may put a limit on how often you can churn even business cards.
Oh, and one person was told that they opened too many business cards at other banks, because they answered their work phone when called by BofA, and BofA while on that call decided to check a business credit bureau (those do exist). So try to make sure you never answer any phone if BofA calls after you've applied for a business card.
Apr 8, 2018, 1:00 pm
#956
Join Date: Mar 2014
Posts: 4
I am in need of some AS miles so I'm rearin' to apply for some CC's. I cancelled my only BoA card in Oct '17 and have a credit rating of ~790 and earn $120k. I didn't know to lower my $12k limit before cancelling 
I would like to do 2 personal applications in one time, monday during business hours, but I haven't seen any comments over the last 20 pages talking about this anymore. Is it still a thing? Should I just do 1 personal and 1 business at the same time? (I don't have a business but will do as stated in the previous posts)
I would like to do 2 personal applications in one time, monday during business hours, but I haven't seen any comments over the last 20 pages talking about this anymore. Is it still a thing? Should I just do 1 personal and 1 business at the same time? (I don't have a business but will do as stated in the previous posts)
Apr 8, 2018, 8:34 pm
#957
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
I am in need of some AS miles so I'm rearin' to apply for some CC's. I cancelled my only BoA card in Oct '17 and have a credit rating of ~790 and earn $120k. I didn't know to lower my $12k limit before cancelling
I would like to do 2 personal applications in one time, monday during business hours, but I haven't seen any comments over the last 20 pages talking about this anymore. Is it still a thing? Should I just do 1 personal and 1 business at the same time? (I don't have a business but will do as stated in the previous posts)
I would like to do 2 personal applications in one time, monday during business hours, but I haven't seen any comments over the last 20 pages talking about this anymore. Is it still a thing? Should I just do 1 personal and 1 business at the same time? (I don't have a business but will do as stated in the previous posts)
There's no good reason to do both at the same time, and you just increase your chances of problems IMHO. Put a priority on one applicaton, and see what happens with it, before you apply for another. The worse than can happen is not get denied, it's getting every single one of your personal applications being approval for a Platinum (instead of Signature) which means only 5k bonus.
So until you know your first card has been approved as a Signature card (which is necessary for it to earn 30k), I would wait on any other applications. (And that $12k you didn't lower is tied up for another half year of more. Which increases your chances of getting approved only for Platinum.)
If you do get a first card approved as Signature, that doesn't mean the next card will be. You may need lower the credit limit on the Signature, and wait several months, before trying for another Signature.
Or, if you get a Signature, and then try for business, you don't know if you''ll get only approved if you open a $1500 CD to "secure" a $1500 line of credit. That's one thing that's happened to many other people, another even recent thing is getting asked to send business documents you may not be able to send if you don't have a business! And you don't want to answer any phone calls from BofA (anywhere: home, mobile, work) while you have a business card application pending, because that's another way to doom such an application.
Last edited by sdsearch; Apr 8, 2018 at 8:41 pm
Apr 9, 2018, 12:35 pm
#958
Moderator: Budget Travel forum & Credit Card Programs, FlyerTalk Evangelist
Join Date: Aug 2002
Location: YYJ/YVR and back on Van Isle ....... for now
Programs: UA lifetime MM / *A Gold
Posts: 14,429
I am in need of some AS miles so I'm rearin' to apply for some CC's. I cancelled my only BoA card in Oct '17 and have a credit rating of ~790 and earn $120k. I didn't know to lower my $12k limit before cancelling
I would like to do 2 personal applications in one time, monday during business hours, but I haven't seen any comments over the last 20 pages talking about this anymore. Is it still a thing? Should I just do 1 personal and 1 business at the same time? (I don't have a business but will do as stated in the previous posts)
I would like to do 2 personal applications in one time, monday during business hours, but I haven't seen any comments over the last 20 pages talking about this anymore. Is it still a thing? Should I just do 1 personal and 1 business at the same time? (I don't have a business but will do as stated in the previous posts)
Apr 10, 2018, 11:40 am
#960
Join Date: Jan 2017
Posts: 790
Opened my $1,500 CD at my local BoA branch with a pre-made appointment. Took around 35 minutes to sign and process everything. Did not need a BoA business checking account, or even a personal account, as I funded the CD with a check from my personal Chase checking account. Very easy process honestly, and I confirmed over the phone with a credit analyst it is the same exact Alaska Business card, even though it is secured (for now). It may graduate to an unsecured card in a few months, but they usually say 12 month minimum so they do not over promise.
I'll update once I get the card and my points.
I'll update once I get the card and my points.