Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Feb 24, 2024, 8:48 am
#2146
FlyerTalk Evangelist
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS 75k, AA Plat, Bonvoyed Gold, Honors Dia, Hyatt Explorer, IHG Plat, ...
Posts: 16,854
I had such a problem a few years ago with my Ally Bank debit card. I never use it for purchases, and rarely for ATm withdrawals at local banks. Fairly certain it wasn’t the victim of a skimmer. And yet it was used in online fraud. Ally had no explanation, but did refund the money immediately. Still, it could have caused other transactions to bounce if I hadn’t caught it shortly after the charge posted.
Feb 24, 2024, 3:47 pm
#2147
Join Date: Nov 2004
Location: Los Angeles, CA; Philadelphia, PA
Programs: OZ Diamond
Posts: 6,136
I had such a problem a few years ago with my Ally Bank debit card. I never use it for purchases, and rarely for ATm withdrawals at local banks. Fairly certain it wasn’t the victim of a skimmer. And yet it was used in online fraud. Ally had no explanation, but did refund the money immediately. Still, it could have caused other transactions to bounce if I hadn’t caught it shortly after the charge posted.
LAX
Feb 24, 2024, 4:17 pm
#2148
FlyerTalk Evangelist
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS 75k, AA Plat, Bonvoyed Gold, Honors Dia, Hyatt Explorer, IHG Plat, ...
Posts: 16,854
Pretty sure it was some kind of insider job. If memory serves right, other people at the time were also seeing debit card fraud with Ally cards. Since it was an online purchase, it presumably would have required more info than just a lucky guess of a card number. Expiration date and CVV, perhaps name and zip code, would have to be known or guessed, too.
Apr 6, 2024, 2:31 am
#2149
Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold (BIS), AA LT Plat (CC SUBs & BD), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 3,292
Reference: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
Not exactly sure why this application (described below) was declined. Past few years I’m invariably at ~20/24 including all biz cards, ~3.5/24 for Chase application purposes.
Generally accepted BOA application/approval rules: 2 BOA cards per 2 months, 3 per 12 months, 4 per 24 months.
My (likely irrelevant) BOA history: 15 year old BOA biz card for Cessna airplane (partner and LLC), 15 years ago applied for a NY Yankees BOA MC in person at Yankee Stadium to get a Yankees blanket and closed the account the day the card was received without activating the card, 2006-2009 BOA AOPA (Aircraft Owners and Pilots Association) MC never used, 2009-2013 BOA AOPA Visa closed due to inactivity.
My relevant BOA history: Only other BOA cards have been Alaska which I’ve churned for 9 years, 17 cards, first 11 personal each closed at 3-6 months (used to be completely acceptable), last 6 biz (to stay under Chase 5/24) each closed at 12.5 months, minimal use of any beyond SUB minimum spend usually on first statement, ~650k Alaska miles earned, 1 Alaska flight during that time. Original goal was Alaska miles to redeem for Emirates award flight but of course that went away a few years ago and I ended up using AA miles for Etihad award flights. Best laid plans …
Most recent Alaska Biz cards: 9/21-9/22, 3/22-4/23, 8/22-9/23, 6/23-still open, 11/23-still open. 3/22 application was mid-March, thus 24.6 months ago.
Applied a couple of days ago, declined. Called immediately, multiple times with multiple forwarding(s) to get through to recon, learned the numbers above (the hard way). Lovely agent submitted an “exception request” a day or 2 ago, said it would take 3-5 days, called 1 day later on Friday (I’ve had many patients, I have no patience) was told it had been reviewed and (still) declined, I asked why, agent said “velocity”, I asked “too many BOA or too many overall”, she said “Alaska in 24 months”. Plan to apply again in early May.
Not exactly sure why this application (described below) was declined. Past few years I’m invariably at ~20/24 including all biz cards, ~3.5/24 for Chase application purposes.
Generally accepted BOA application/approval rules: 2 BOA cards per 2 months, 3 per 12 months, 4 per 24 months.
My (likely irrelevant) BOA history: 15 year old BOA biz card for Cessna airplane (partner and LLC), 15 years ago applied for a NY Yankees BOA MC in person at Yankee Stadium to get a Yankees blanket and closed the account the day the card was received without activating the card, 2006-2009 BOA AOPA (Aircraft Owners and Pilots Association) MC never used, 2009-2013 BOA AOPA Visa closed due to inactivity.
My relevant BOA history: Only other BOA cards have been Alaska which I’ve churned for 9 years, 17 cards, first 11 personal each closed at 3-6 months (used to be completely acceptable), last 6 biz (to stay under Chase 5/24) each closed at 12.5 months, minimal use of any beyond SUB minimum spend usually on first statement, ~650k Alaska miles earned, 1 Alaska flight during that time. Original goal was Alaska miles to redeem for Emirates award flight but of course that went away a few years ago and I ended up using AA miles for Etihad award flights. Best laid plans …
Most recent Alaska Biz cards: 9/21-9/22, 3/22-4/23, 8/22-9/23, 6/23-still open, 11/23-still open. 3/22 application was mid-March, thus 24.6 months ago.
Applied a couple of days ago, declined. Called immediately, multiple times with multiple forwarding(s) to get through to recon, learned the numbers above (the hard way). Lovely agent submitted an “exception request” a day or 2 ago, said it would take 3-5 days, called 1 day later on Friday (I’ve had many patients, I have no patience) was told it had been reviewed and (still) declined, I asked why, agent said “velocity”, I asked “too many BOA or too many overall”, she said “Alaska in 24 months”. Plan to apply again in early May.
Yesterday, 2:45 pm
#2150
Join Date: Nov 2023
Posts: 8
Reference: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
Not exactly sure why this application (described below) was declined. Past few years I’m invariably at ~20/24 including all biz cards, ~3.5/24 for Chase application purposes.
Generally accepted BOA application/approval rules: 2 BOA cards per 2 months, 3 per 12 months, 4 per 24 months.
My (likely irrelevant) BOA history: 15 year old BOA biz card for Cessna airplane (partner and LLC), 15 years ago applied for a NY Yankees BOA MC in person at Yankee Stadium to get a Yankees blanket and closed the account the day the card was received without activating the card, 2006-2009 BOA AOPA (Aircraft Owners and Pilots Association) MC never used, 2009-2013 BOA AOPA Visa closed due to inactivity.
My relevant BOA history: Only other BOA cards have been Alaska which I’ve churned for 9 years, 17 cards, first 11 personal each closed at 3-6 months (used to be completely acceptable), last 6 biz (to stay under Chase 5/24) each closed at 12.5 months, minimal use of any beyond SUB minimum spend usually on first statement, ~650k Alaska miles earned, 1 Alaska flight during that time. Original goal was Alaska miles to redeem for Emirates award flight but of course that went away a few years ago and I ended up using AA miles for Etihad award flights. Best laid plans …
Most recent Alaska Biz cards: 9/21-9/22, 3/22-4/23, 8/22-9/23, 6/23-still open, 11/23-still open. 3/22 application was mid-March, thus 24.6 months ago.
Applied a couple of days ago, declined. Called immediately, multiple times with multiple forwarding(s) to get through to recon, learned the numbers above (the hard way). Lovely agent submitted an “exception request” a day or 2 ago, said it would take 3-5 days, called 1 day later on Friday (I’ve had many patients, I have no patience) was told it had been reviewed and (still) declined, I asked why, agent said “velocity”, I asked “too many BOA or too many overall”, she said “Alaska in 24 months”. Plan to apply again in early May.
Not exactly sure why this application (described below) was declined. Past few years I’m invariably at ~20/24 including all biz cards, ~3.5/24 for Chase application purposes.
Generally accepted BOA application/approval rules: 2 BOA cards per 2 months, 3 per 12 months, 4 per 24 months.
My (likely irrelevant) BOA history: 15 year old BOA biz card for Cessna airplane (partner and LLC), 15 years ago applied for a NY Yankees BOA MC in person at Yankee Stadium to get a Yankees blanket and closed the account the day the card was received without activating the card, 2006-2009 BOA AOPA (Aircraft Owners and Pilots Association) MC never used, 2009-2013 BOA AOPA Visa closed due to inactivity.
My relevant BOA history: Only other BOA cards have been Alaska which I’ve churned for 9 years, 17 cards, first 11 personal each closed at 3-6 months (used to be completely acceptable), last 6 biz (to stay under Chase 5/24) each closed at 12.5 months, minimal use of any beyond SUB minimum spend usually on first statement, ~650k Alaska miles earned, 1 Alaska flight during that time. Original goal was Alaska miles to redeem for Emirates award flight but of course that went away a few years ago and I ended up using AA miles for Etihad award flights. Best laid plans …
Most recent Alaska Biz cards: 9/21-9/22, 3/22-4/23, 8/22-9/23, 6/23-still open, 11/23-still open. 3/22 application was mid-March, thus 24.6 months ago.
Applied a couple of days ago, declined. Called immediately, multiple times with multiple forwarding(s) to get through to recon, learned the numbers above (the hard way). Lovely agent submitted an “exception request” a day or 2 ago, said it would take 3-5 days, called 1 day later on Friday (I’ve had many patients, I have no patience) was told it had been reviewed and (still) declined, I asked why, agent said “velocity”, I asked “too many BOA or too many overall”, she said “Alaska in 24 months”. Plan to apply again in early May.
Was declined for Alaska BIZ too. No previous BOA cards ever. I did recon and they also mentioned velocity, in which the are including biz cards aswell? They pulled TU and there was literally only 1 other inquiry on there, amex from 10/2023. We denied again on recon for same reasons. I've had a hard time finding weather the 3/12 are any bank or BOA only. Any tips?