Originally Posted by
notquiteaff
I had such a problem a few years ago with my Ally Bank debit card. I never use it for purchases, and rarely for ATm withdrawals at local banks. Fairly certain it wasn’t the victim of a skimmer. And yet it was used in online fraud. Ally had no explanation, but did refund the money immediately. Still, it could have caused other transactions to bounce if I hadn’t caught it shortly after the charge posted.
How did the bad guys get a hold of the debit card number? Was it just a string of random numbers that just happened to be your card's number? Or was it some kind of insider job or unknown data leak? This is another good reason to keep my checking account balance at less than $100 until I need to pay bills. Plus, I always ask to disable overdraft protection because I don't want people pulling more money out than what I have intentionally left in the checking account.
LAX