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Jan 16, 2017, 9:36 am by rrggBefore applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
65k offer: https://apply.uscreditcardguide.com/credit-card/boa-alaska/apply/
60K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
Prior offers:
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
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Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
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BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
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Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
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Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Quote:
Yup. 100% correct. I "activated" my card a few minutes after I was approved, you don't need the CVV2 or expiration date, just a simple click. Unfortunately, to add the card to your digital wallet, you need to 3 digit code and expiration date. Originally Posted by SpammersAreScum
Let me see if I'm following. BoA won't "issue the card online", but will show you the full card number in your account, without expiration date and (I'm guessing) without the code?
Shrug, just be happy there's some random Internet stranger telling you how the system works.
Quote:
My history is:
Personal - opened Jan 2024
Biz #1 - opened Mar 2023, closed Mar 2024
Biz #2 (using EIN, different biz name, and different phone #) - opened Aug 2022, close Aug 2023
So I called the recon numbers, and seems like they no longer even give any specific approval rules. Just the "too many inquiries with us" reply and said to try again in few months.Originally Posted by littlewinglet
I'll call tomorrow to add a DP, but appears to be true. I just got auto-declined.My history is:
Personal - opened Jan 2024
Biz #1 - opened Mar 2023, closed Mar 2024
Biz #2 (using EIN, different biz name, and different phone #) - opened Aug 2022, close Aug 2023
I can try again after Aug this year once one of the biz cards will fall over 24 mo limit.
Quote:
I can try again after Aug this year once one of the biz cards will fall over 24 mo limit.
CS reps have been known to make up rules on the fly so "the new limitation of 2 Alaska Airlines cards per 24 months from approval date" quoted above may be bogus. We'll need a lot more DP to know for sure. Let us know what happens when you apply in Aug.Originally Posted by littlewinglet
So I called the recon numbers, and seems like they no longer even give any specific approval rules. Just the "too many inquiries with us" reply and said to try again in few months.I can try again after Aug this year once one of the biz cards will fall over 24 mo limit.
Quote:
I'll try after August, since I have a solid Alaska balance and with their devaluations, haven't been using nearly as much. But I'm definitely not getting approved like I used to so something has changed. And I don't even do any serious. Outside of the past Alaska cards, I maybe got 2 others in the last 2 years. Originally Posted by philemer
CS reps have been known to make up rules on the fly so "the new limitation of 2 Alaska Airlines cards per 24 months from approval date" quoted above may be bogus. We'll need a lot more DP to know for sure. Let us know what happens when you apply in Aug.
Applying for BofA Alaska card while overseas - activation question
Have any of you recently applied for a BofA Alaska personal card (or any other BofA card) while living overseas?
My most recent BofA card (have since been closed) was the Premium Rewards that was approved in 2021 when I was overseas.
When I tried activating the card online, they wanted to send an OTP to my US number which I can't receive; however, all was solved after calling them and correctly answering security questions (they sent an authorization code to my e-mail instead). Is this still the current procedure?
I'm planning to add an AU who will be meeting the minimum spend while he is in the US. For personal cards, does BofA assign the same or different card number for the AU?
My most recent BofA card (have since been closed) was the Premium Rewards that was approved in 2021 when I was overseas.
When I tried activating the card online, they wanted to send an OTP to my US number which I can't receive; however, all was solved after calling them and correctly answering security questions (they sent an authorization code to my e-mail instead). Is this still the current procedure?
I'm planning to add an AU who will be meeting the minimum spend while he is in the US. For personal cards, does BofA assign the same or different card number for the AU?
I just applied for the 75K Alaska miles after $3K spend in 90 days offer (annual fee $95) outside the US without using a VPN.
My application went from pending to declined in a few minutes.
I rang (877) 261-3664 to enquire why. The rep transferred me to the fraud dept at (888) 230-6262. They just needed to confirm my address and instantly approved me.
You will receive your credit card within 7-10 days and the Welcome Package within 10 to 14 days at the address you provided."
Does the card come in a plain white envelope?
My application went from pending to declined in a few minutes.
I rang (877) 261-3664 to enquire why. The rep transferred me to the fraud dept at (888) 230-6262. They just needed to confirm my address and instantly approved me.
"Alaska Airlines, Inc.
Congratulations, your credit card application has been approved!You will receive your credit card within 7-10 days and the Welcome Package within 10 to 14 days at the address you provided."
Does the card come in a plain white envelope?
Quote:
Just curious if you tried again as you mentioned (and if you did what the result was) as I'm considering trying to get a second personal card (I currently hold one that I've had for several years)... it would be great if you could provide a DP, thank you Originally Posted by littlewinglet
I'll try after August, since I have a solid Alaska balance and with their devaluations, haven't been using nearly as much. But I'm definitely not getting approved like I used to so something has changed. And I don't even do any serious. Outside of the past Alaska cards, I maybe got 2 others in the last 2 years.

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Discussion continues: https://www.flyertalk.com/forum/cred...ines-card.html






