Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
May 9, 2018, 6:03 am
#992
Join Date: Apr 2014
Location: Omaha Nebraska
Programs: United, delta, AA, Alaskan, Frontier, Hilton Gold, Hyatt, Chase Sapphire
Posts: 318
Closing Bank of America credit card rules?
I have a Alaska Airline Business card that I need to close because the annual fee just hit. Do I need to reduce the credit line,move it to another card, or just close it. Thanks for your help.
May 9, 2018, 8:27 am
#993
FlyerTalk Evangelist
Join Date: May 1998
Location: Massachusetts, USA; AA Plat, DL GM and Flying Colonel; Bonvoy Platinum
Posts: 24,233
I should think the card issuer would be able to tell you. Asking them this question won't obligate you to do anything or get you into any sort of trouble.
May 9, 2018, 3:12 pm
#995
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
Thus it depends on whether you might want to apply for another BofA card in the next year or so.
May 9, 2018, 4:11 pm
#996
Join Date: Feb 2015
Location: Seattle
Programs: AS
Posts: 2,293
After hearing about the new policy from Alaska Airlines today, have decided to cancel AS Visa . Companion code has almost no value to us now that any changes made will incur a $125 change fee per passenger. No longer able to book out and them firm up plans closer to travel. Have one code and will try to use it before June 5. This is the date that new policiesbegin. Check out AS forum for more.
May 11, 2018, 10:19 pm
#997
Join Date: May 2008
Posts: 143
Sorry to tack on a different question here, but the title fits, so I didn't want to create another post.
A few years ago, I had 2 Amex cards and I closed 1 of them. The one I closed was an old account and the one I kept was a new one. When I closed, Amex was able to date the new account to the same as the opening date of the old one, so my account aging wasn't negatively affected. Does anyone know if BofA can do this?
A few years ago, I had 2 Amex cards and I closed 1 of them. The one I closed was an old account and the one I kept was a new one. When I closed, Amex was able to date the new account to the same as the opening date of the old one, so my account aging wasn't negatively affected. Does anyone know if BofA can do this?
May 12, 2018, 9:22 am
#998
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
Sorry to tack on a different question here, but the title fits, so I didn't want to create another post.
A few years ago, I had 2 Amex cards and I closed 1 of them. The one I closed was an old account and the one I kept was a new one. When I closed, Amex was able to date the new account to the same as the opening date of the old one, so my account aging wasn't negatively affected. Does anyone know if BofA can do this?
A few years ago, I had 2 Amex cards and I closed 1 of them. The one I closed was an old account and the one I kept was a new one. When I closed, Amex was able to date the new account to the same as the opening date of the old one, so my account aging wasn't negatively affected. Does anyone know if BofA can do this?
So the simplest way for you to figure it out is to ask BofA about your specific situation. (See, the situation you had at Amex may also have been different had you had a different combination of two cards you were asking about.)
May 12, 2018, 11:41 am
#999
Join Date: Jan 2013
Location: USA
Posts: 78
I was reading through the thread and noticed a few people applied for the biz and the personal cards both on the same day. I was wondering what was the advantage of doing this since the wiki states the HP does not combine?
May 12, 2018, 1:15 pm
#1000
Join Date: May 2008
Posts: 143
What you're asking about is called "transferring credit history". And whether its available may depend on exactly which two cards you're talking about and their relationship to each other (for example, it may not be available for a combination of a personal and business card, etc). It's not as simple as "it always works" or "it never works".
So the simplest way for you to figure it out is to ask BofA about your specific situation. (See, the situation you had at Amex may also have been different had you had a different combination of two cards you were asking about.)
So the simplest way for you to figure it out is to ask BofA about your specific situation. (See, the situation you had at Amex may also have been different had you had a different combination of two cards you were asking about.)
Just for clarity, the old Amex card was a Blue for students, and the later one was an EDP. The old BofA card is a cash rewards or whatever it is called (never use it) and the new one is a Merrill+. I know the former is better than the latter for spending but I pretty much don't use either. Not a big deal if I cant close one.
May 14, 2018, 12:47 pm
#1001
Join Date: May 2009
Location: South Park, CO
Programs: Tegridy Elite
Posts: 5,678
I suppose that is the most reasonable course. I will have to ask about closing the old BofA card, though. Will that affect the answer I get?
Just for clarity, the old Amex card was a Blue for students, and the later one was an EDP. The old BofA card is a cash rewards or whatever it is called (never use it) and the new one is a Merrill+. I know the former is better than the latter for spending but I pretty much don't use either. Not a big deal if I cant close one.
Just for clarity, the old Amex card was a Blue for students, and the later one was an EDP. The old BofA card is a cash rewards or whatever it is called (never use it) and the new one is a Merrill+. I know the former is better than the latter for spending but I pretty much don't use either. Not a big deal if I cant close one.
https://www.doctorofcredit.com/ameri...-credit-cards/
https://ficoforums.myfico.com/t5/Cre...s/td-p/3907659
I've never heard of BofA having a similar practice of backdating primary accountholder cards in its credit bureau reporting. Certainly it's never happened with any recent BofA cards of mine or my wife's. They and some other issuers may backdate an authorized user's card reporting to match the opening date of the primary account holder, but that's different from what I believe you're asking.
You can of course call BofA and confirm. In any case, unless you have a very thin credit file, closing your existing BofA card and adding a new AS card (presumably that's what you have in mind) is unlikely to have a substantive impact on your score.
Last edited by 84fiero; May 14, 2018 at 12:57 pm
May 15, 2018, 3:29 pm
#1002
Join Date: Nov 2014
Posts: 243
Applied for the biz card and it went to pending. I called in and they requested last 2 years of tax returns. I was able to email them in. Rep recommended I call back in to get an update on Friday. I opened 2 personal and one biz in 2017. All of them were closed as of about a month ago.
May 16, 2018, 8:29 am
#1003
Join Date: Nov 2010
Programs: IHG Platinum
Posts: 1,066
My history:
AS personal 1: Opened Dec 2016, Closed Dec 2017 (Instant Approval)
AS business A: Opened Apr 2017, Closed Apr 2018
AS business B: Opened Apr 2017, Still current
(I applied for both AS A&B on the same day and both got approved 3 days later)
AS personal 2: Opened Jan 2018, Still current (Approved next day)
No other card history with BofA.
I'm on the fence on whether or not to close AS biz B. If I close it and apply for another biz card at the end of this year, I'm afraid to be asked to send tax docs (currently not living in USA). If I ignore their request, would it jeopardize my future personal card applications?
AS personal 1: Opened Dec 2016, Closed Dec 2017 (Instant Approval)
AS business A: Opened Apr 2017, Closed Apr 2018
AS business B: Opened Apr 2017, Still current
(I applied for both AS A&B on the same day and both got approved 3 days later)
AS personal 2: Opened Jan 2018, Still current (Approved next day)
No other card history with BofA.
I'm on the fence on whether or not to close AS biz B. If I close it and apply for another biz card at the end of this year, I'm afraid to be asked to send tax docs (currently not living in USA). If I ignore their request, would it jeopardize my future personal card applications?
May 23, 2018, 9:43 am
#1004
formerly willbbiddy
Join Date: Nov 2017
Posts: 208
Just so I'm clear, if I was offered and set up the CD for the Bis card I will be approved right? I've seen some people say it takes 30 days after setting up to get the card. I set mine up friday but havent heard anything back. Is there anywhere I can check my status? Anything further I need to do?
Secondly, My personal got approved for a platinum and the CSR told me to just reapply after 5-6 months. Can I apply for a signature and then after approval convert my platinum to a signature and hold 2 personals?
Secondly, My personal got approved for a platinum and the CSR told me to just reapply after 5-6 months. Can I apply for a signature and then after approval convert my platinum to a signature and hold 2 personals?
May 24, 2018, 3:57 am
#1005
Join Date: Jan 2017
Posts: 790
Just so I'm clear, if I was offered and set up the CD for the Bis card I will be approved right? I've seen some people say it takes 30 days after setting up to get the card. I set mine up friday but havent heard anything back. Is there anywhere I can check my status? Anything further I need to do?
Secondly, My personal got approved for a platinum and the CSR told me to just reapply after 5-6 months. Can I apply for a signature and then after approval convert my platinum to a signature and hold 2 personals?
Secondly, My personal got approved for a platinum and the CSR told me to just reapply after 5-6 months. Can I apply for a signature and then after approval convert my platinum to a signature and hold 2 personals?
They do not give you any notification after setting up the CD. It just takes a loooong time. I gave a pretty detailed play by play of everything including the dates in my above posts.By the way, it took so long to get the card, my first statement closed about a week after getting the card. I did an immediate ~$1,000 charge right before the statement closed (unintentionally) so I got my miles really, really quick.