Apr 29, 2020, 12:53 pm
Last edit by: mia
In April 2020 Chase criteria for approving BUSINESS card applications have become more stringent. All Chase INK products are business cards. Chase also issues co-branded business cards for United Airlines and Southwest Airlines.
Chase business cards are subject to the 5/24 restriction. Approval of a Chase business application has not increased the N/24 count, but there are a few reports in the 4th quarter of 2022 that this may have changed, review THIS thread. There will always be some uncertainty, because 5/24 is an unpublished rule which Chase can modify without notice or explanation.
For general information about applying for Chase cards, including explanation of the unpublished 5/24 rule, please review the Wikipost of the PERSONAL card thread: HERE
Anyone can apply for a business card as a sole proprietor. If your business has a registered company name, which Chase can verify, you may use the name to apply. Otherwise, use your legal First and Last name as the business name. Do not add any extra words, do not use a made up name. If Chase cannot verify the name the application will fail.
Useful Chase telephone numbers
(888) 269-8690 - Business Credit Card Application Status Line, automated
(800) 453-9719 – Business Credit Card Reconsideration Line with live rep
(800) 453-9719 – Credit Reallocation Office (Business cards)
(888) 622-7547 – Executive Offices
Twitter: @ChaseSupport
Note: In the past, automated telephone status reports stating that Chase would notify you in 2 weeks often resulted in an approval, whereas the "7-10 days" telephone recording often indicated imminent denial. In 2016, this pattern became increasingly unpredictable, with many applicants receiving approval despite an earlier "7-10 days" automated telephone message. As a result, automated telephone responses should not be regarded as reliable indicators of an application's likely outcome.
?? Chase business credit cards [must / may] use [the same / a different] user name [as / from] personal cards. The same [applies / does not apply] to the e-mail address used. ??
Chase business cards are subject to the 5/24 restriction. Approval of a Chase business application has not increased the N/24 count, but there are a few reports in the 4th quarter of 2022 that this may have changed, review THIS thread. There will always be some uncertainty, because 5/24 is an unpublished rule which Chase can modify without notice or explanation.
For general information about applying for Chase cards, including explanation of the unpublished 5/24 rule, please review the Wikipost of the PERSONAL card thread: HERE
Anyone can apply for a business card as a sole proprietor. If your business has a registered company name, which Chase can verify, you may use the name to apply. Otherwise, use your legal First and Last name as the business name. Do not add any extra words, do not use a made up name. If Chase cannot verify the name the application will fail.
Useful Chase telephone numbers
(888) 269-8690 - Business Credit Card Application Status Line, automated
(800) 453-9719 – Business Credit Card Reconsideration Line with live rep
(800) 453-9719 – Credit Reallocation Office (Business cards)
(888) 622-7547 – Executive Offices
Twitter: @ChaseSupport
Note: In the past, automated telephone status reports stating that Chase would notify you in 2 weeks often resulted in an approval, whereas the "7-10 days" telephone recording often indicated imminent denial. In 2016, this pattern became increasingly unpredictable, with many applicants receiving approval despite an earlier "7-10 days" automated telephone message. As a result, automated telephone responses should not be regarded as reliable indicators of an application's likely outcome.
?? Chase business credit cards [must / may] use [the same / a different] user name [as / from] personal cards. The same [applies / does not apply] to the e-mail address used. ??
Applying for Chase BUSINESS Cards (April 2020 - 2022)
Jun 21, 2022, 7:26 am
#676
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Can you provide a couple of screen grabs? I’m not seeing those menu options, either in the main navigation bar at the top of the home screen or in the “More” mini-menu next to “Pay Card” for each account.
Jun 21, 2022, 7:50 am
#677
Join Date: Sep 2008
Location: AUS
Programs: BAEC Gold, AA PPro, Hyatt Globalist, Amex Plat
Posts: 7,043
https://www.chase.com/digital/custom...ccount-linking
We have done this with both my own and my wife's accounts. However, I'd really not use the term "move" as you will still have a personal login active as well. I'd use the term "link" (which is what Chase uses as well). It simply allows you to manage your personal cards/accounts via your business login.
Regards
Jun 21, 2022, 3:26 pm
#678
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Here you go:
https://www.chase.com/digital/custom...ccount-linking
We have done this with both my own and my wife's accounts. However, I'd really not use the term "move" as you will still have a personal login active as well. I'd use the term "link" (which is what Chase uses as well). It simply allows you to manage your personal cards/accounts via your business login.
https://www.chase.com/digital/custom...ccount-linking
We have done this with both my own and my wife's accounts. However, I'd really not use the term "move" as you will still have a personal login active as well. I'd use the term "link" (which is what Chase uses as well). It simply allows you to manage your personal cards/accounts via your business login.
Does linking mean all the UR-earning cards are displayed together, with the ability to freely “combine” points across all such cards, both personal & business?
Jun 21, 2022, 4:38 pm
#679
Join Date: Feb 2016
Location: New York
Programs: Navy A-4 Skyhawk, B727 FE/FO, S80 FO, B757/767 FO, B737 CA
Posts: 1,342
However, some people have an issue (or maybe it's everyone will have it) that once you get more than 5 cards on the same login, you will not be able to see any of the points accounts that are normally displayed on the main page (if that is important to you). See this thread about that...
Problems Combining UR points between accounts
Jun 24, 2022, 11:35 am
#680
Join Date: Jul 2011
Posts: 162
"Somewhere" in this thread is not specific enough.
"Somewhere" else in this thread it says that Chase stopped approving most business cards (especially sole proprietor), and then "somewhere" else in this thread you can see that they started again (all of this determined through datapoints, no Chase announcements).
"Somewhere" else in this thread it says that Chase stopped approving most business cards (especially sole proprietor), and then "somewhere" else in this thread you can see that they started again (all of this determined through datapoints, no Chase announcements).
Perhaps you are thinking of the American Express application form which would not accept a value lower than $1,000?
Amex (USA) adds new requirement for minimum $1,000 annual Business Revenue
Amex (USA) adds new requirement for minimum $1,000 annual Business Revenue
Jun 24, 2022, 12:07 pm
#681
Join Date: Jul 2011
Posts: 162
Thanks for more recent DP as mine were from searching this forum and were 2 yrs old
Jun 24, 2022, 6:34 pm
#683
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,456
Jun 27, 2022, 8:40 am
#684
Join Date: Jul 2011
Posts: 162
Jun 27, 2022, 10:02 am
#685
Join Date: Sep 2005
Location: JZRO
Posts: 9,169
To skirt both risks, try something like this.
- Billing Cycle 1: Beginning bal=$95. Spend $3750. Statement closes; bal=$3845. (77% of CL). You've met $3750 of required spend. Pay $6250.
- Billing Cycle 2: Beginning bal=$-2405. Spend $5250. Statement closes; bal=$2845. (57% of CL). You've met $9,000 of required spend. Pay $6250.
- Billing Cycle 3: Beginning bal=$-3405. Spend $6000 (before 90 days!). Statement closes; bal=$2595. (52% of CL). You've met $15,000 of required spend. Pay $2595.
Jun 27, 2022, 1:14 pm
#686
Join Date: Jul 2011
Posts: 162
Given the AF, you'll have to spend at least $15,095.
To skirt both risks, try something like this.
To skirt both risks, try something like this.
- Billing Cycle 1: Beginning bal=$95. Spend $3750. Statement closes; bal=$3845. (77% of CL). You've met $3750 of required spend. Pay $6250.
- Billing Cycle 2: Beginning bal=$-2405. Spend $5250. Statement closes; bal=$2845. (57% of CL). You've met $9,000 of required spend. Pay $6250.
- Billing Cycle 3: Beginning bal=$-3405. Spend $6000 (before 90 days!). Statement closes; bal=$2595. (52% of CL). You've met $15,000 of required spend. Pay $2595.
Jun 27, 2022, 2:20 pm
#687
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Jun 27, 2022, 11:35 pm
#688
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,456
I've never personally overpaid in advance. Just charged up to around 80% of the CL and made a payment as soon as those charges posted. Then repeated as soon as the CL showed available again. I might make two payments per statement cycle that way.
Jun 28, 2022, 9:30 am
#689
Join Date: Sep 2005
Location: JZRO
Posts: 9,169
RNE, admitting I actually don't have anything better to do.
Jun 29, 2022, 9:49 am
#690
Join Date: Jul 2011
Posts: 162
I came to this forum many years ago for guidance on this crazy adventure and I appreciate almost everyone here at flyertalk. It is only because of people like you (that freely give help) that I remain a member. To everyone here that has such motivation, thank you!!!