Apr 29, 2020, 12:53 pm
Last edit by: mia
In April 2020 Chase criteria for approving BUSINESS card applications have become more stringent. All Chase INK products are business cards. Chase also issues co-branded business cards for United Airlines and Southwest Airlines.
Chase business cards are subject to the 5/24 restriction. Approval of a Chase business application has not increased the N/24 count, but there are a few reports in the 4th quarter of 2022 that this may have changed, review THIS thread. There will always be some uncertainty, because 5/24 is an unpublished rule which Chase can modify without notice or explanation.
For general information about applying for Chase cards, including explanation of the unpublished 5/24 rule, please review the Wikipost of the PERSONAL card thread: HERE
Anyone can apply for a business card as a sole proprietor. If your business has a registered company name, which Chase can verify, you may use the name to apply. Otherwise, use your legal First and Last name as the business name. Do not add any extra words, do not use a made up name. If Chase cannot verify the name the application will fail.
Useful Chase telephone numbers
(888) 269-8690 - Business Credit Card Application Status Line, automated
(800) 453-9719 – Business Credit Card Reconsideration Line with live rep
(800) 453-9719 – Credit Reallocation Office (Business cards)
(888) 622-7547 – Executive Offices
Twitter: @ChaseSupport
Note: In the past, automated telephone status reports stating that Chase would notify you in 2 weeks often resulted in an approval, whereas the "7-10 days" telephone recording often indicated imminent denial. In 2016, this pattern became increasingly unpredictable, with many applicants receiving approval despite an earlier "7-10 days" automated telephone message. As a result, automated telephone responses should not be regarded as reliable indicators of an application's likely outcome.
?? Chase business credit cards [must / may] use [the same / a different] user name [as / from] personal cards. The same [applies / does not apply] to the e-mail address used. ??
Chase business cards are subject to the 5/24 restriction. Approval of a Chase business application has not increased the N/24 count, but there are a few reports in the 4th quarter of 2022 that this may have changed, review THIS thread. There will always be some uncertainty, because 5/24 is an unpublished rule which Chase can modify without notice or explanation.
For general information about applying for Chase cards, including explanation of the unpublished 5/24 rule, please review the Wikipost of the PERSONAL card thread: HERE
Anyone can apply for a business card as a sole proprietor. If your business has a registered company name, which Chase can verify, you may use the name to apply. Otherwise, use your legal First and Last name as the business name. Do not add any extra words, do not use a made up name. If Chase cannot verify the name the application will fail.
Useful Chase telephone numbers
(888) 269-8690 - Business Credit Card Application Status Line, automated
(800) 453-9719 – Business Credit Card Reconsideration Line with live rep
(800) 453-9719 – Credit Reallocation Office (Business cards)
(888) 622-7547 – Executive Offices
Twitter: @ChaseSupport
Note: In the past, automated telephone status reports stating that Chase would notify you in 2 weeks often resulted in an approval, whereas the "7-10 days" telephone recording often indicated imminent denial. In 2016, this pattern became increasingly unpredictable, with many applicants receiving approval despite an earlier "7-10 days" automated telephone message. As a result, automated telephone responses should not be regarded as reliable indicators of an application's likely outcome.
?? Chase business credit cards [must / may] use [the same / a different] user name [as / from] personal cards. The same [applies / does not apply] to the e-mail address used. ??
Applying for Chase BUSINESS Cards (April 2020 - 2022)
Apr 3, 2022, 10:36 am
#601
Join Date: Aug 2017
Posts: 22
Did you hear back on this? I apply for the CIP and am in the same boat.
Apr 3, 2022, 5:52 pm
#602
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,082
Apr 3, 2022, 6:18 pm
#603
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,864
Apr 4, 2022, 3:52 am
#604
Join Date: Sep 2017
Posts: 206
Currently have 6 ink cards (2 wife + 4 me). Possible to get more?
Hey all,
I do not MS. I do buy gift cards but they are used for organic spending. I max all these 6 yearly.
I am thinking to apply for another one... is that an issue ?
I do not MS. I do buy gift cards but they are used for organic spending. I max all these 6 yearly.
I am thinking to apply for another one... is that an issue ?
Apr 6, 2022, 11:07 am
#605
Join Date: Nov 2019
Posts: 19
- Applied for CIU midday on Wednesday, March 23
- Within a couple hours, was getting the "we'll let you know in 2 weeks" message on the automated status line
- As of today, Wednesday the 30th, still getting the 2 weeks message on the status line
- Automated status line continued to give me the "we'll let you know in 2 weeks" message for a full 2 weeks after I applied
- As of this morning, April 6, the message on the automated status line switched to "Thanks for applying! In order to obtain your application status, please press 0 to speak to a specialist."
- I hung up and checked P2's online Chase Biz profile, the new card now shows up so presumably P2 was approved
Apr 7, 2022, 11:29 am
#606
Suspended
Join Date: Mar 2022
Posts: 58
I applied and did not get an instant approval. However, when I check through the phone system my application status the system says I did not apply for any card. Is this normal?
Apr 7, 2022, 12:44 pm
#607
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
It seems to be common for business card applications to be missing from the automated telephone system.
Apr 7, 2022, 2:54 pm
#608
Join Date: Sep 2014
Location: TPA/DFW/K15
Programs: AA EXP, Mar AMB, HH LT DIA
Posts: 1,653
I just referred my wife's business from my Business Ink card. I was expecting the "we'll let you know" message. Nope. Instant approval with a 28K line.
Apr 8, 2022, 8:02 am
#609
Join Date: Sep 2005
Location: JZRO
Posts: 9,169
RNE, wishing you luck.
Apr 8, 2022, 9:21 am
#610
Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold (BIS), AA LT Plat (CC SUBs & BD), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 3,292
For a new account, card not yet received, no activity or statements, last 4 digits of account number online, any way to see the entire account number? (Would be helpful when calling Chase to discuss the account, I completely understand if the answer is “no”.) Thank you.
Apr 8, 2022, 2:00 pm
#611
Join Date: Sep 2005
Location: JZRO
Posts: 9,169
For a new account, card not yet received, no activity or statements, last 4 digits of account number online, any way to see the entire account number? (Would be helpful when calling Chase to discuss the account, I completely understand if the answer is “no”.) Thank you.
Apr 8, 2022, 4:21 pm
#612
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
This could be done in 2016, but it appears Chase recognized and fixed the flaw in their SM system.
Chase Sapphire Reserve [Initial application frenzy] (post 1367)
Chase Sapphire Reserve [Initial application frenzy] (post 1367)
Apr 8, 2022, 5:02 pm
#613
Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold (BIS), AA LT Plat (CC SUBs & BD), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 3,292
Apr 9, 2022, 9:37 am
#614
Join Date: May 2011
Programs: Spg Gold, Hilton Diamond, Hyatt Diamond
Posts: 1,578
CARD . She had a total CL in excess of 80K all on personal cards .
What should we do if not auto approved since no biz sign in to check . Hate the thought of putting her on
the phone . Just wait ?
Apr 11, 2022, 10:36 am
#615
Join Date: Jan 2013
Location: SLC
Programs: Hilton Diamond, IHG Spire Elite
Posts: 50
5/24 Question
I applied for the Hyatt Business card a few weeks ago and was denied due to "too many credit cards opened in the last two years associated with you." I've opened 4 personal cards and 11 business cards (3 from Chase) in the last 24 months, and I keep very careful records. When I called Business Reconsideration the rep told me that they look at ALL accounts opened in the last 24 months, both business and personal. I know she is probably wrong, but it is odd that I was automatically denied for this reason. Has anyone else been told the same thing or have evidence to the contrary in the past few weeks? I'll call again, but thought I'd check here first for data points and suggestions.
(I did get the Cardless Manchester United card last May, which does not show up and my credit report and was touted as not affecting 5/24, but I am wondering if that may be the problem)
(I did get the Cardless Manchester United card last May, which does not show up and my credit report and was touted as not affecting 5/24, but I am wondering if that may be the problem)