Amex (USA) adds new requirement for minimum $1,000 annual Business Revenue
Mar 15, 2018, 9:15 am
#1
Original Poster
Join Date: Jul 2015
Posts: 272
Amex (USA) adds new requirement for minimum $1,000 annual Business Revenue
I just check on every single Amex business card, and it look like in the past we can put in as low as $10 for annual business revenue. Now it look like Amex require "Your Annual Business Revenue must contain at least foru (4) digits", I guess now it is hard for those of us who do not have a real business to apply. Because I don't want to lie on the application an put down $1000, anyone see the same experience? 
Mar 15, 2018, 11:05 am
#4
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Mar 15, 2018, 11:20 am
#5
Join Date: Aug 2007
Location: Truth or Consequences, NM
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$1,000 is your projected annual revenue for the next year, if asked.
Mar 15, 2018, 11:32 am
#6
Join Date: May 2015
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Mar 15, 2018, 11:36 am
#7
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Mar 15, 2018, 2:40 pm
#10
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Mar 15, 2018, 3:26 pm
#11
Join Date: Jun 2016
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I'm not sure what it says about Amex if they give cards to "businesses" with $10 of projected annual revenue. It doesn't seem like very sound lending practices 
Mar 15, 2018, 4:22 pm
#12
Join Date: Apr 2017
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Mar 15, 2018, 7:33 pm
#13
Join Date: Sep 2011
Posts: 1,857
I just check on every single Amex business card, and it look like in the past we can put in as low as $10 for annual business revenue. Now it look like Amex require "Your Annual Business Revenue must contain at least foru (4) digits", I guess now it is hard for those of us who do not have a real business to apply. Because I don't want to lie on the application an put down $1000, anyone see the same experience?
Mar 16, 2018, 12:30 pm
#14
formerly known as s2kdriver80
Join Date: Nov 2014
Location: Long Island, New York, USA (JFK <--> OTP)
Programs: Delta SkyMiles, SPG, Marriott Rewards, Amex MR, Chase UR
Posts: 317
I've always entered around $5k for my projected photography income (side job / hobby) and got approved so wasn't aware this was a new requirement.
Mar 19, 2018, 3:19 am
#15
Join Date: Jun 2009
Programs: AMEX Business Centurion
Posts: 418
Is there much benefit to the business vs personal cards, enough to falsify the application? Or perhaps people want both the personal and business versions of certain cards?
To me the business card is less attractive if only for the ugly aesthetics of its physical design (first world problem), but I use mine for business so I figure that makes the most sense.
To me the business card is less attractive if only for the ugly aesthetics of its physical design (first world problem), but I use mine for business so I figure that makes the most sense.